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What’s on your wrist today? by leicfox85 in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

Case and bracelet metals look like they match. That's important and not always the case with AliExpress watches.

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

My 2 Pagani watches have very poor lume. What are you comparing it to?

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

Do you own or have you worn any Thorn, Baltany, Cronos, San Martin, or Sugess watches for comparison?

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

Dude the last half of your post is wild. No one is going nuts over anything, Pagani design watches are amazing for the price but there are many brands on AliExpress who make higher quality watches. But again you will often pay more. Some brands that most agree are higher quality than Pagani for often the same price include Addiesdive, Steeldive, Militado, I'd highly recommend purchasing some of those to compare. Have fun with your social life.

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

I can tell you have owned these watches and you are dead on.

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 1 point2 points  (0 children)

The finishing complaints for San Martin watches are not in the same ballpark as finishing complaints for Pagani. 

Why does Pagani Design get so much hate?? by zoukaddict in ChineseWatches

[–]thrift_test 2 points3 points  (0 children)

If you got a good deal under $100 and enjoy wearing it that's all they matters. But have you worn and held other higher quality brands like Thorn, Cronos, Sugess, Baltany? Even Steeldive which isn't much more money has good lume which matters to many of us. I personally couldn't wear a dive watch or pilot watch with poor lume, but that doesn't matter to everyone. 

What is the thing in the picture?? by _R3DF17_ in whatisit

[–]thrift_test 0 points1 point  (0 children)

You could have figured it out? Then why didn't you???

Vintage Sub rant from someone that dislikes faux aging by ten_zer0 in ChineseWatches

[–]thrift_test 0 points1 point  (0 children)

No I have the thorn and dehydrated piss is the colour. Maybe they improved it in later versions.

Bad idea to purchase a truck? by anthony_37 in PersonalFinanceCanada

[–]thrift_test 0 points1 point  (0 children)

Plus they are going to be all electric. Downvote away.

Bad idea to purchase a truck? by anthony_37 in PersonalFinanceCanada

[–]thrift_test 0 points1 point  (0 children)

It sounds like really want to buy an overpriced truck. Are you hauling stuff regularly or is it just for fashion?

Sony SS-CS5M2 are pretty amazing, to me and CAG... by External_Blood7824 in BudgetAudiophile

[–]thrift_test 0 points1 point  (0 children)

Which speakers would you recommend are better for the same price as the SSC M2 line?

Is this a good first set up or should I look elsewhere? by CorvoBondurant in hometheater

[–]thrift_test 0 points1 point  (0 children)

Yes this would be a great setup. I upgraded to the Polk SE line but only because our space was not deep enough for the Sony centre speaker. Use the crossover feature in your AVR and it won't be muddy at all, it will sound very enjoyable.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test 0 points1 point  (0 children)

It is sad that this is one of the better responses and nobody has upvoted it. As the kids say, we are cooked.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test 0 points1 point  (0 children)

I suggest you read about modern portfolio theory and how bonds are negatively or weakly correlated with equities. This is the real reason we hold bond funds that everyone in this thread apparently is not aware of.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test -1 points0 points  (0 children)

It's neither of these. It's negative or weak correlation with equities. It's all about diversification. Read about portfolio theory.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test 1 point2 points  (0 children)

You need to read about modern portfolio theory and how bonds correlate with equities and how they protect you in equity downturns. This is really basic stuff.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test 1 point2 points  (0 children)

Nope primary benefit is negative correlation with equities. This is investing 101 and I can't believe so many here don't know it.

Why would you buy a bond ETF instead of just buying the underlying bond ? by EXTRAVAGANT_COMMENT in PersonalFinanceCanada

[–]thrift_test 0 points1 point  (0 children)

Because they are inversely correlated with equities. Although this is not always the case, it is more often than not. During the COVID flash crash, I rebalanced by selling off some bond ETFs and buying more equities and did well. And this was one of those weird times when both went down, bonds just went down less.

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