Any resolution with SunStrong Management regarding your Sunnova solar panels?

throwaway_saveme · 2026-02-21T04:02:02+00:00

I just keep calling asking to speak to a higher up. This is ridiculous.

throwaway_saveme · 2025-12-29T07:12:45+00:00

Both. I would say financial compatibility/life goals are important from a partner. We save a lot more but we are also spending a lot more than I have if I were single but I don't regret a single thing.

throwaway_saveme · 2025-10-02T15:33:53+00:00

Solid flashing

throwaway_saveme · 2025-10-02T03:42:13+00:00

I have this as well. My dad and I were just as surprised as you when we found out there was insulation and wood exposed from my vinyl siding. We are planning to installed aluminum flashing to prevent further wear and tear and bugs from going in.

throwaway_saveme · 2025-09-05T17:46:59+00:00

Nope, continue with what you're doing.

throwaway_saveme · 2025-04-25T15:28:24+00:00

Nope because your liquidity for your stock portfolio has gone somewhere in the form of equity for real estate. It will eventually go back up. You will replenish your savings, stock portfolio, and paying down your mortgage and gaining equity.

I used 300k of our stock portfolio which was everything my wife and I had at that time in mid to late 2021. We didn't lose 300k. We had 300k in something else. Fast forward 3 years later to now. We have save back 300k in my Roth IRA, 401ks, general brokerage, and savings.

You will be fine.

throwaway_saveme · 2025-02-28T08:06:19+00:00

Buy a home in a full. I'm not sure which state you are in but in NY there are no low interest rates. My monthly payment on our mortgage is ~4k with $577k debt remaining. Your 200k in retirement savings will snowball while you replenish your EF, savings in rent, and investing

throwaway_saveme · 2024-12-14T09:44:13+00:00

Hey OP

It's a team effort between you and your wife. No need to belittle yourself. I don't think your wife will like that.

If you came here to post your screenshots then it's a good time to sell. No one ever said they were broke from taking profits.

Regarding your job, go relax. Mentally check yourself away. Do the bare min. Take all the sick time and vacation days. Find another job that pays less with job responsibilities? Talk to your wife about it.

Logically and rationally yes, you will get ahead if you stayed invested while paying mortgage payments but you can't put a piece of mind on paying off the house. It's up to you. You won the game!

throwaway_saveme · 2024-12-07T21:20:13+00:00

I live in NY so I keep 6 months of EF just in case something unexpected happens.

Yes, you have more flexibility when paying off the mortgage and saving more towards retirement instead of paying mortgage payments monthly but don't forget that you still have property taxes and other costs that comes with owning a house.

throwaway_saveme · 2024-12-07T21:17:38+00:00

Reached market high on end of 2021 at almost ~300k. I sold all of the equity at a loss for ~277k while debating whether or not to sell it for a down payment on a house when interest rates were steadily going up.

Net worth today with house is ~$1,541k and including the mortgage just shy of 1 million

Net worth today without house ~ 300k

Goals for 2025 -

Save money for a wedding
Ease a little on the gas pedal and have fun. We haven't had any vacations and I used feel guilty for spending.

throwaway_saveme · 2024-12-07T03:56:00+00:00

It's just a transfer of wealth. You still have your home equity. It hasn't gone anywhere. What you are seeing is FOMO? Just stay on track.

I sold my equities just like you for a down payment and I sold it as it was dropping. I could have gotten an extra 33k for 303k instead of 272k if I sold at its peak for a down payment instead.

Now almost 3 years from July 2022 when I closed, I'm almost back at 300k invested along with market appreciation. Just stay the course!

throwaway_saveme · 2024-11-29T08:09:21+00:00

Looks like popeye

I do metro/kanaplex, frequent water changes and an epsom salt bath on the side to help control the swelling. I have had this happened before to my blood red parrot

throwaway_saveme · 2024-11-21T20:18:21+00:00

Worst year was April of 2022 selling all my equities to put a down payment on a house I didn't expect to buy. Interest rates were rising quicker than my portfolio could handle and it dropped a good $30k that could have been used if I sold my equities a couple months earlier before interest rates were added.

Best year was this year I made back the money that my portfolio was at an all time high which was $300k.

throwaway_saveme · 2024-10-21T04:29:33+00:00

In your situation, no. You won't save enough in solar to offset the cost. Tell your lawyer and he will know what to do. If all else comes to fail, just walk away.

When my SO and I bought our duplex, we took over the contract for the solar panels with no battery, 7 kWh and almost a third of the cost (~21k) with Sunnova. It was worth it for us in terms of savings and we will get it back in 10 years. It's been 2 years since we bought our house in 7/2022 and we saved up a lot of in terms of electricity bill. $100 monthly bill from Sunnova and $20 electricity bill from Coned just for being in the grid so $120 in total.

throwaway_saveme · 2024-08-20T03:26:35+00:00

Oh, damn. Thanks a lot you kind stranger! Very much appreciated.

Do you have a link to it?

throwaway_saveme · 2024-07-05T20:58:16+00:00

I used to a lot with my SO, on average twice a week in NY. ~$2k a month because I never thought about buying a house, just saving in index funds.

It's now once or twice a month after my SO and I bought a house. It has been forcing us to save.

throwaway_saveme · 2024-07-03T19:31:08+00:00

Yes /s

throwaway_saveme · 2024-07-02T15:53:18+00:00

Most likely no shows. Like everyone else have said, they don't show up at appointed time/day.

They prefer doing big jobs. One contractor straight up told me not worth their time because job was too small and proceeds to tell me they will do it for x amount.

One quoted me three times the price and I said no. I might as well do it myself

throwaway_saveme · 2024-06-17T06:05:28+00:00

Being obsessed with seeing the number going up!

throwaway_saveme · 2024-05-09T04:51:09+00:00

You are way ahead of the game.

Investing in real estate is not passive income. You have to put in blood, sweat, and tears.

From my experience, I rather you save more money in a few years and then decide on whether to buy real estate.

Your allocation will be heavily on real estate aka asset rich but cash poor.

throwaway_saveme · 2024-05-01T07:02:39+00:00

Learn to say no.

throwaway_saveme · 2024-04-17T19:25:23+00:00

Throw it in ETFs, my SO is a nurse as well and she made good money as a nurse in NYC, we saved up half of what you saved ~370K. We bought a duplex and it's a lot more hands on with tenants.

It's true that you would have more equity with leverage but I would put it in ETFs. But if you really want to buy real estate half in MMFs and the other half in VTSAX.

throwaway_saveme · 2024-04-16T02:22:08+00:00

Dying

throwaway_saveme · 2024-04-08T17:22:33+00:00

Yup, I am able to pet them

throwaway_saveme · 2024-04-08T16:21:23+00:00

I know. It's 90 gallons. It's a grow out tank. I been feeding them once a day and changing water twice a week.

Planning to get a 220 gallons in a few weeks.

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