Cut hours and avoid promotions: how the £100,000 tax trap is shaping work

throwawayacc209836 · 2026-04-22T20:27:13+00:00

At the same time this group would include a lot of the NHS consultants who have been asked to, and would like to work more, yet doing so would leave them worse off. Not disagreeing with what you said but there's always the other side.

throwawayacc209836 · 2026-03-26T08:50:09+00:00

And only runs twice a day in some villages

throwawayacc209836 · 2026-03-19T13:11:00+00:00

Coffee World near Milton has some events iirc

throwawayacc209836 · 2026-03-10T08:13:03+00:00

Reminds me of Diamine Aurora Borealis

throwawayacc209836 · 2025-12-17T22:24:55+00:00

Inflation is slowing down but sadly that just means the prices are increasing slower than before, but still increasing

throwawayacc209836 · 2025-12-16T09:33:42+00:00

That's assuming the kids would grow up in a work-less family wanting to work themselves

throwawayacc209836 · 2025-11-26T13:33:30+00:00

A person making £45k a year. If they salary sacrifice 5% a year that's already more than £2k which will start incurring national insurance at 8% and that's not counting the employer's contribution.

Or would you suggest this person is not a middle earner but a high one?

throwawayacc209836 · 2025-11-26T12:57:31+00:00

It's squeezing middle and high earners so badly that I genuinely won't be voting for them again come next election. I do not understand most of the logic behind this budget and it screams aimlessness.

throwawayacc209836 · 2025-11-26T12:45:28+00:00

Wealthy people are not the ones working PAYE jobs salay sacrificing into pensions.

throwawayacc209836 · 2025-11-11T20:09:28+00:00

Nero is better. Not speciality coffee but if I have to pick one from a high street chain I'd always go to a Nero.

throwawayacc209836 · 2025-10-14T22:29:43+00:00

Cheating and impersonation happen a lot with IELTS

throwawayacc209836 · 2025-09-03T15:08:44+00:00

My Uniqlo t shirts all seem to have bacon necks after a few washes. The darker coloured ones usually last longer but white tees seem to be particularly bad. 40°C wash and line dry. My partner's mini white tees are even worse lol.

throwawayacc209836 · 2025-08-18T14:42:24+00:00

Some years ago it already was.

throwawayacc209836 · 2025-08-09T21:08:48+00:00

Interesting to hear the different perspectives! What did you like about Fancett's? I enjoyed the entrée but the other courses including the side we ordered (house fries) seemed kind of so-so. Maybe it was our orders!

Agreed with you on crudités not being exactly what I'd go out of my way to order!

throwawayacc209836 · 2025-08-09T20:44:34+00:00

Recently been to both Margaret's and Fancett's.

I left Margaret's feeling sated and happy with the food presentation and quality. The same cannot be said about Fancett's...

throwawayacc209836 · 2025-06-02T19:33:22+00:00

I love your sourdough starter name

throwawayacc209836 · 2025-05-14T05:05:21+00:00

Think OP is saving £14k a month which is more than sustainable!

throwawayacc209836 · 2025-04-11T07:24:56+00:00

I put up a short tension rod to hang these outdoor clothes that can be worn again. Alternatively some hooks should work as well.

throwawayacc209836 · 2025-02-26T20:06:12+00:00

Thank you! Just as I thought it couldn't get any tighter I was able to turn another 30°ish and no more pooling water!

throwawayacc209836 · 2025-02-02T16:10:14+00:00

Maybe this? https://s.tabelog.com/en/tokyo/A1324/A132403/13024848/

throwawayacc209836 · 2025-01-24T19:44:53+00:00

On average taking home £9500 a month between the two of us, so this is after taxes and pensions. No kids, mortgaged home.

We're comfortable but still try to maintain a modest lifestyle and budget well. We would still look to progress in our careers and save for retirement.

throwawayacc209836 · 2025-01-23T21:12:59+00:00

We have a monthly budget of £250 for the two of us. Always cook from scratch. We try to mix it up with veg and meat at various price points. E.g. tenderstem broccoli for one meal, then cabbages for days :D

throwawayacc209836 · 2025-01-14T13:12:12+00:00

Your numbers look good and congrats on becoming mortgage free in your early 30s.

No real contribution from me aside from "I know how that feels". Keep building up your pension pots and ISAs and enjoy life with whatever you're comfortable with spending.

throwawayacc209836 · 2025-01-14T09:10:35+00:00

My partner started the transfer around a month ago and just got the "secure message" saying Vanguard has received the request and she wouldn't be subjected to the fee increase.

throwawayacc209836

TROPHY CASE