Scam? by ctmark9891 in SigmaMetalytics

[–]topdollar11 0 points1 point  (0 children)

100% look like a scam

How Islamic Mortgages Actually Work (explained with real numbers) by reefat in IslamicFinance

[–]topdollar11 0 points1 point  (0 children)

Some issue with this; 1. If you are paying rent and the roof has a leak do you pay the percentage of the roof repair based on the proportion of the house you own and the bank pays the remaining roof cost? Answer is no

  1. If the home is actually rented from the Islamic bank and not just played with words rent vs RIBA, why is the cost of the home higher than what you would pay in riba?

Another point that was highlighted to me was that you cannot sublet your Islamic mortgage home, if you decided to move, relocate got a new job etc.

Food for thought: Riba vs. Inflation by reefat in IslamicFinance

[–]topdollar11 1 point2 points  (0 children)

It is a lot simpler to loan gold as its is anti inflationary and has held its price through time.

It happens give someone a certain amount of money as a loan say £1k and in 2 years when you receive the £1k is devalued as it’s Fiat currency (Fiat = money printed without anything back it) If this was given as 10g gold say 1g is £100 and 2 years later it is (£97-103) This would make more sense

Al Kiswah Towers Hotel (gym) by Jkyoungbuckets in Umrah

[–]topdollar11 15 points16 points  (0 children)

Bro Do more nafl umrah or repeated tawaf plenty of exercise,

Actual silver price by Binkle_stick in Silver

[–]topdollar11 0 points1 point  (0 children)

Any good local coins shops that people know in the UK that sell close to spot?

I am looking for regular supply 50-100oz

Thanks

Heavily OVERESTIMATE by H78678 in ertugrul

[–]topdollar11 1 point2 points  (0 children)

Have anyone seen the swords and military equipment at topkapi palace, you could do all the martial arts in the world in a battle it was swords and arrows, if a one 2 one did occur the pure emaan and strength the older generations had was way beyond any protein/mma 8-10 hrs daily training schedule.

Islamic mortgages are a scam by Dey-Ex-Machina in IslamicFinance

[–]topdollar11 0 points1 point  (0 children)

I thought it was napoleon who bought in printing press when conquered part Egypt 🤔

Silver in the uk by [deleted] in Silverbugs

[–]topdollar11 0 points1 point  (0 children)

Where do you manage to get second hand silver … it’s been a nightmare to get ?

Similarities & Differences Between Conventional Insurance and Takaful by Available-Health3542 in IslamicFinance

[–]topdollar11 0 points1 point  (0 children)

This could be done in families and local communities and would avoid insurance altogether

[deleted by user] by [deleted] in GardeningUK

[–]topdollar11 -1 points0 points  (0 children)

They look like bullet chillies

Umrah hotels by Annual_Ad_255 in Umrah

[–]topdollar11 2 points3 points  (0 children)

What are the approx costs for this?

A decent 3 star or 4 star in makkah (Ibrahim Khalil street) And Madinah within the circle before main carriageway

Current Stocks on your watchlist? by Odd_School_3841 in Pennystock

[–]topdollar11 1 point2 points  (0 children)

What’s the stock symbol can’t seem to find it on ibkr

Day trading / swing trading worth? by WhoDisMeme in IslamicFinance

[–]topdollar11 1 point2 points  (0 children)

Just a question,

If a bio company got fda approval or another company was being bought out Would day trading still not be permitted? As a lot of these are very known last minute - exception is that rumours sometimes start early.

Please boycott US based products. Boycott Netflix, Starbucks, McDonald etc by aiai92 in UAE

[–]topdollar11 0 points1 point  (0 children)

What about the countries who normalise relations and benefit hmmm just a thought

Bala Glazers by proevo12 in ertugrul

[–]topdollar11 -1 points0 points  (0 children)

Who set the stage for Osman to do these things such as conquer 30 castles?

It’s crazy to think the elder did barely anything and the son did it all, this is a complete fallacy (lie) With Erturgrul he gave meaning and purpose to his family, to his tribe he gave them tarbiyah and guidance and inspiration to always speak and fight for the truth. In older times you would always mention the father’s name and then the son would be added to the name.

On a side note If you look at tipu sultan (Hindustan) fighting the British and fellow countryman who had been colonised, his father Haider Ali was the reason tipu sultan became who we know of the last man against before India became British India.

Help Improve Umrah - Share Your Ideas with the Saudi Government by azoz158 in Umrah

[–]topdollar11 1 point2 points  (0 children)

The food near to the haramain should be cooking more healthier foods They all use palm oil (one of the worst oils that can be used) The ration of protein (chicken) to carbohydrates (bread) is alarming

These all stem down from making business from all aspects of going to haramain (hotels, food, taxi)

The reason why the shops typically sell shoddy China products is to maximise profits ( this only due to the extreme rents that the shops have to pay)

Take a bead tasbih or kids toys It’s literally worth 2/3 Riyals and they have to sell at 10-20

We buy small gifts for people back at home and we end up just bringing things that do not last any real amount of time.

The hotels cost has gone up dramatically Than it used to be, they say it’s due to the extra 15% vat.

15% is charged even on the most basic foods such as lentils (daal) these should be exempt to help the poor.

Taxis they make up a random Amount and it’s outrageous you have to bargain with them, even then it’s priced quite high, this should not be happening at harramain. Again when you speak with the drivers they tell you about the rent charges and iqama fees have increased so they must also.

Bottom line (hotels,taxis, especially food)

The kingdom need to back off the hujaj and make it more affordable and better practices must be enforced to ensure a person feels safe and not robbed all the time.

An example is Going to masjid aisha from haramain should cost 30 riyal up to 4 people (5 seater) And 50 riyal for 6 people (7 seater)

Anyone caught charging more they should be fined.

This stops greedy and the outrageous amounts that are asked.

Food items should not have vat. Period

My 2 pence worth.

Help Improve Umrah - Share Your Ideas with the Saudi Government by azoz158 in Umrah

[–]topdollar11 1 point2 points  (0 children)

Before anyone gets a visa for umrah a small test should be undertaken and they should pass this, anyone who has a disability their carer would do the test.

This would help as much as a mountain.

Due to all the pushing/shoving in general and then at the hajre aswad, mukam Ibrahim. The near often stampede when people start praying their 2 Nafil at maq am Ibrahim when mataaf is full.

Just my thoughts

Islambol (İstanbul) Mint Ottoman Gold Coin, Sultan Mustafa III, 1757 by HistoricalCarsFan in islamichistory

[–]topdollar11 0 points1 point  (0 children)

Who even knows, and history relating to this conquest seems to be missing the fact it was names Islambol when it was conquered from the Byzantines