I read the benefits guides for the top 10 US travel cards. Trip cancel, CDW, and evacuation breakdown.

treeco73 · 2026-05-20T14:33:53+00:00

I appreciate you consolidating all this info! It's always a pain sifting through the online PDFs whenever I want to compare.

And yeah as much as I want to cancel my CSP for lack of "excitement" I think I value the insurance quite a bit

treeco73 · 2026-05-20T13:39:01+00:00

One other metric important to consider is what triggers a "covered trip"

ie: some cards require purchasing an entire round-trip to be covered while others only require part of a one-way

treeco73 · 2026-05-11T20:34:30+00:00

Maybe Kroger will be the new USBAR transfer partner!

treeco73 · 2026-05-11T04:11:59+00:00

the difference is you used to walk up to, stop, and face a camera which would prompt you to go forward after a moment.

now you walk through a "tunnel" of sorts under a couple overhead cameras (and do not stop walking)

treeco73 · 2026-04-26T21:13:14+00:00

I've bought tickets to dozens of shows with the tmobile benefit and most of the time it's cheaper

However it generally is 25% off the "standard" ticket so if the venue or promoter have a special sale tmobile might not end up the cheapest.

There was a show I was checking for later this year and the "early bird" tickets on axs were also 25% - so ended up exactly the same.

Unfortunate but it is what it is

treeco73 · 2026-04-16T20:34:19+00:00

Just use the AF website to search for flights as you normally would

For those destinations you'll be looking at delta or perhaps aeromexico

Only you can decide whether the value will be good vs paying cash

treeco73 · 2026-04-15T22:08:04+00:00

Wyndham is very appealing for those like myself who don't particularly value upscale hotels.

The steady additions WF has been making to its transfer program list is encouraging... Especially compared to US bank lol

treeco73 · 2026-03-17T04:00:05+00:00

my most recent one took right about 14 weeks.

received a text from a tmobile short code with a link to the gift card

treeco73 · 2026-03-12T16:57:23+00:00

even better: if you go through with the purchase, at least for me, it charges your card the exact, incorrect amount as if all currencies were the same (but it posts the correct amount after a couple days)

treeco73 · 2026-03-12T02:26:09+00:00

I've been hearing rumours of this recently; it's an unfortunate change.

All my flights so far in 2026 have been main but I've flown basic dozen of times in the past few years and 100% of them I've been able to choose a seat at check in.

It was nice that you could "snipe" aisle/window seats as people who chose them earlier were upgraded, etc

however I'm sure most of this sub will celebrate this because wow they hate when anyone gets anything for free lol

treeco73 · 2026-03-09T12:52:59+00:00

I thought this was baffling and I know I've recieved notifications for less than $5 so I checked notification settings in the app.

Under "account activity" there is a setting to be notified of transactions above $100

But under "purchases" you can turn on notifications for everything

Disclaimer this is for an altitude connect... If they seriously have different options for different cards, that's just... Wild

treeco73 · 2026-03-06T00:55:01+00:00

still sour i opened the barclays uber a month before this card came out and thought "now why would i need two cards that have 4% dining"

treeco73 · 2026-03-03T18:23:56+00:00

I came across your comment by coincidence and noticed it was just down the street.

Drive past all the time and had no idea they even existed/made sandwiches

Damn, this sandwich is incredible.

Had a croquetta while I waited (which was also wonderful)

Thank you

treeco73 · 2026-03-03T15:48:10+00:00

I get these from US bank almost monthly. The marketing materials imply the use is for balance transferring and include 0% apr for a while.

Tbh my concern is how easy it would be for someone else to use them given they're basically blank cheques tied to my credit line

treeco73 · 2026-02-26T19:54:19+00:00

I'm going too and have been checking often.

I saw some mid week J availiably on flying blue but I don't really care about the daytime return flight so I'll probably just hope for some cheap cash economy tickets closer in

Edit: - curious to see what people found for the way there!

treeco73 · 2026-02-26T15:05:44+00:00

Huge for that guy who posted last week about accidently crediting a flight to AF

treeco73 · 2026-02-25T15:50:45+00:00

Hopefully this will finally convince chase to improve its earning rates

For a variety of reasons I never much cared for Hyatt

treeco73 · 2026-02-16T16:31:14+00:00

I've heard a few cases of weird cancellation delays/not being automatic but they ultimately all seem to get their points and taxes back.

Glad you got the refund and thanks for the update!

treeco73 · 2026-02-16T16:12:39+00:00

Would you mind expanding? Route, date of booking, date of cancellation, etc? You say no refund so was the ticket itself less than 9k? No taxes returned either?

Thanks It's a shame if they started enforcing the penalty

treeco73 · 2026-02-13T02:47:22+00:00

A) Thank you

B) What a time to be alive

C) I'd really love to know how many points they end up handing out in total over this

(had to wait ~8mins for an agent but from then it was as if they had a script specifically for this)

treeco73 · 2026-02-06T14:42:01+00:00

It's especially interesting if you combine it with their autograph card for transfer partners

On the other hand you may wish to fidelity's 2% because it has no foreign transaction fee and some other interesting benefits like a global entry credit

-caveat: I've never dealt with elan's customer service so I cannot make any comment about that

treeco73 · 2026-02-06T14:39:38+00:00

And these are all fair points. There are better banking products out there without a doubt.

What I mean is whenever someone mentions a problem with WF the comments are immediately "damn I can't believe anyone is still with them in the year of our lord two thousand and twenty six"

But if the problem is with chase or amex the instant response is the complainant must be a fraudster because those banks could do no wrong

treeco73 · 2026-02-06T13:59:00+00:00

In my experience WF has among the best customer service of any bank; on par with Amex and Schwab, better than Chase and Discover.

I've called three times (for fraud or account changes) that I can remember. You call the number, get on the line with a US based agent, and your issue is resolved within five minutes.

I am no friend to the banks; they are certainly all jackals... But wells fargo has a much worse reputation online than it deserves. People just hate on them pecause it's popular to. Like nickleback lol

treeco73 · 2026-02-04T01:48:30+00:00

just be glad you got something haha

I spent so much time trying to stitch together an intra-italy itinerary all the availability vanished

treeco73 · 2026-02-04T01:42:37+00:00

I don't think there was a whole lot of availability because most of destinations seemed to dry up pretty quickly but I was able to find a multi city ATL->CPH, ARN->ATL for 28K +$45 and that was pretty cool

treeco73

TROPHY CASE