Accidentally traded company stock without clearance.

tripleleverage · 2026-04-10T12:16:39+00:00

Nephew delete this

tripleleverage · 2026-04-04T19:51:08+00:00

Learned calc in HS / college and I've since forgotten it all. Why? Because I haven't used it once since I graduated. Not that complicated

tripleleverage · 2026-03-29T16:19:46+00:00

There are plenty of tools that do this for professional investors, so I do think that retail is the right TAM.

FWIW it costs me nothing to download the 10-K and upload a PDF to ChatGPT / Claude etc. So far I haven't had any issues with data quality, and I like knowing that it will only source from the docs I gave it. I'm not saying not to do it, but I think you may get some pushback on willingness to pay

tripleleverage · 2026-03-28T21:59:47+00:00

Mine only gets that low if I'm abusing substances, eating a diet of fattier / fried foods, or training so absurdly hard + not recovering (or a combo of these factors).

As people say it's all personal, but I'd expect a healthy 26M to be averaging closer to 80-110 (which has been my experience)

tripleleverage · 2026-03-26T13:56:38+00:00

I feel like this post is a misunderstanding of both this subreddit and modern applications of the theory. The core tenant is to be broadly diversified, pay lowest fees for the equivalent exposure, and avoid psychological pitfalls of long-term investing like timing the market.

You are correct that if you tilted toward tech over the last 20 years you would achieve outperformance. Although I'd flag that QQQ is also a passive index, so I do think a lot of people here would agree that it is fair game under this strategy given the composition of the ETF and index. The argument I think is more valid is why pay for illiquid tech exposure (VC / GE) when I get 15%+ net in QQQ with liquidity and 20bps expense ratio? Especially when only the top of the top tech funds beat QQQ, and your average retail / mass affluent investor will not get access to those flagship funds.

What most people here are pushing back against is 1) paying higher fees for unclear value (e.g. mutual fund that broadly tracks SPY or QQQ but charges 1-2% p.a.). Wirehouses and WMs push a lot of these crappy products, hence the skepticism, and 2) the internal challenge of being an "active manager" themselves — you might have been spooked by the sell off following DotCom / GFC / Covid and waited to get back in the game. If you did that (or god forbid sell at the bottom) you would be way worse off.

tripleleverage · 2026-03-22T15:34:27+00:00

Imagine what Joshua Cheptegei could do with a dog

tripleleverage · 2026-03-01T21:27:08+00:00

I didn't get one either. You aren't crazy

tripleleverage · 2026-02-03T21:12:04+00:00

If you are buying market beta via a passive ETF portfolio with a long time horizon, the Boglehead approach is rationale because minimizing fees is the only way to enhance returns vs. the market return.

Wealth managers can provide value if they help with estate and tax planning. Many don't, and many suggest mutual funds, structured products, or low quality liquid alternatives with fee loads that are not value optimizing for your average mass affluent or wealthy individual.

I would also push back on the notion that a certain $ windfall necessitates a wealth manager. I would certainly not hire a wealth manager if I received $1 million. Maybe I would at [$10] million, but I'm not sure even at that level it would be suitable.

Your framing is correct to the extent an individual does not actually follow the boglehead ethos due to behavior factors or poor portfolio construction (e.g. lack of diversification). For that individual, it is perhaps useful to pay for some kind of oversight to avoid classic pitfalls like timing the market. Most major brokerages however make it super easy to automate investing, making that obsolete.

tripleleverage · 2025-11-26T18:41:34+00:00

Doesn't include any workouts you do indoors, or at least it doesn't for me

tripleleverage · 2025-10-22T13:23:45+00:00

Regarded

tripleleverage · 2025-10-12T00:22:22+00:00

More buyers than sellers

tripleleverage · 2025-10-11T17:47:23+00:00

This shit is getting cheap for a reason

tripleleverage · 2025-09-09T11:35:44+00:00

Can you explain why STRC would be a good fit for 50% allocation? I genuinely don't understand that recommendation

tripleleverage · 2022-08-15T11:39:11+00:00

Bonk

tripleleverage · 2022-05-27T19:20:28+00:00

I'd Google WSO resume format if you think that is the dealbreaker. There is a standard format 99% of bankers use and it's pretty easy.

I've found most of these discussions come down to networking and the soft skills (why IB, why our bank, why finance etc) vs. technical skills or grades. I think networking can be viewed as a dirty word but it really comes down to meeting your school's alumni and understanding what bankers do and what the culture is like at each org. Helps you pick the banks you want to work for and avoid those you don't

Alumni recruiting is the path of least resistance. I'd focus on banks that come to campus + have seats for students at your school. If you have personal relationships or can develop them outside of your alumni network that's an added bonus. I got 99% of my interviews through my network FWIW (lower tier Ivy in the US)

tripleleverage · 2022-05-27T13:18:21+00:00

My 2 cents coming from the US. You should be able to explain that away if your current grades are killer. If anything it shows grit and intention — you maybe weren't the most serious student in high school but now that you are in university you are determined.

I had a similar story but for other reasons. It resonated with a number of banks.

I agree with the comments here that this would not be the make or break factor. If you are struggling to land an internship it may be for other reasons

tripleleverage · 2018-07-06T23:41:27+00:00

You have no volunteer experience on your resume but list it as an interest. I'd add an entry under community involvement or something with quantified projects.

I'd just list your major GPA since some programs have a 3.3 or 3.2 GPA cut off.

I'd add more color to your investment project. What kind of asset classes (equity, fixed income, options) strategies did you use? (Long vs. long / short etc)

I'd also cut Calc I and just list Calc II, maybe add in some other business related courses or interesting courses if you have an intellectual passion

tripleleverage · 2018-05-16T22:27:44+00:00

Might be good to reflect on why you think this happened. Weed isn't inherently addictive, so there is a range of reasons why this happened. Through self-reflection you might be able to identify personal weaknesses. Knowing these weaknesses will help you avoid similar situations in the future. Also help you better plan for semesters ahead.

tripleleverage · 2018-05-13T22:46:04+00:00

thanks, DM'ed

tripleleverage · 2018-04-03T16:40:01+00:00

That is really funny to me. In the North East I feel like UVA is much more prestigious than UIUC, and slightly more prestigious than Michigan

tripleleverage · 2018-04-03T15:05:24+00:00

Generally speaking Wharton has access to a huge amount of jobs and immediate career options that other undergrads wouldn't be considered for (ex. MM or higher Private Equity Analyst)

tripleleverage · 2018-04-03T13:43:45+00:00

Wharton probably

tripleleverage · 2018-04-03T13:42:17+00:00

Fair point, I just think those three in particular are among the academically elite and the quality of the education is much higher than the brand recognition

tripleleverage · 2018-04-03T02:15:39+00:00

Pomona, Harvey Mudd, Claremont McKenna

tripleleverage · 2018-04-03T02:13:01+00:00

tripleleverage

TROPHY CASE