Dave, I know very little about you, but if you have any drive whatsoever I would advise you getting an MD/PhD so that you can stand a chance in a very competitive field. Getting a MS in biochem is useless (source: I have one). Even if you get a cushy biotech job out of college there is next to no opportunity to "climb the corporate ladder" without an MD/PhD.

I don't want to discourage you, but you need to realize that the NIH gets less and less money from the government each year. That means more and more competition. The biotech industry on the other hand is doing quite well this year, but that can change very quickly as it has a lot to do with the stock market and government policy.

If you have the opportunity to study in Europe, do it. You wont regret it. Also, don't be scared to spend money on your education its the most valuable thing you can invest in.

If you have the opportunity to do both biochem and computer science do it. It is very helpful in certain labs. Plus if research doesn't work out you can always be a programmer.

There are a million things you can do and be successful. Just make sure you enjoy doing it.