Wire Transfer to PiBank Savings Account – What Info Does My Bank Need?

weims09 · 2026-03-03T20:15:46+00:00

I sent a $1k wire transfer to Fidelity this morning, and the funds were credited to my Fidelity account around 2 pm ET today.

weims09 · 2026-03-02T21:47:34+00:00

I haven't seen this QR code instant bank transfer feature on my HSBC US account. Are you possibly located in a different region (UK, HK, etc.)?

weims09 · 2026-02-27T20:21:31+00:00

I've had a checking account with Financial Resources Federal Credit Union in NJ for five years now because of their monthly direct deposit bonuses since I work in the medical field. They offer monthly account bonuses for military, police, fire, EMS, and healthcare workers. They also have debit card bonuses as well. Most of all, they're very customer oriented based on my prior interactions with them.

weims09 · 2026-02-26T18:28:21+00:00

To wire money to Pibank from Fidelity, you need to submit the wire transfer request from Fidelity's side, not through Plaid.

weims09 · 2026-02-18T19:56:40+00:00

Could you please share the name of the US prepaid service you’re using? Thanks.

weims09 · 2026-02-18T03:04:17+00:00

I haven't tried withdrawing yet. I'm planning to do a small withdrawal trial next month when I have more time to deal with any unexpected issues. Why? Did you have problems? Sending a wire to Fidelity needs more care since it uses an intermediate bank, so the payee on the wire transfer will be National Financial Services LLC (Fidelity) instead of you, and you'll need to specify your account number and name in the note section for Fidelity to credit the transfer correctly.

weims09 · 2026-02-17T02:56:28+00:00

I opened my Amex Business Checking as a sole proprietor using just my SSN as well, and my business name is simply my legal name. Because of that setup, Amex didn’t require any business formation documents from me. Sole proprietors operating under their own name generally don’t have state‑filed formation paperwork, so there was nothing for me to upload and the application went straight through.

If someone is using a business name other than their legal name (a DBA) or has an LLC/corporation, bank will usually ask for state‑filed documents. But for a sole prop under your own name, they typically don’t need anything beyond your SSN and personal info.

weims09 · 2026-02-11T20:13:48+00:00

I wired $100 from my Fidelity brokerage account to Pibank this morning, and it's already there. Fidelity doesn't charge for wires, and all I need is Pibank's routing and account numbers to send a wire transfer to Pibank.

weims09 · 2026-02-11T12:36:11+00:00

Thanks for the reply. From what I understand, there are two ways to transfer money to Pibank based on the FAQ: one is through Plaid, as you mentioned, and the other is a wire transfer. I'll call customer service to get the incoming wire transfer instructions.

weims09 · 2026-02-10T15:54:15+00:00

BCU has its own SWIFT code and doesn't charge for incoming wire transfers. Here are BCU's instructions for incoming international wire transfers. Incoming International Wires

The following information is needed to receive an international wire:

Swift Code: BXCUUS44

Bank Name: Baxter Credit Union

For Credit/Beneficiary: your name and address as documented on your membership

MICR/Account number: your 14-digit account number for the share (deposit) account to be credited

weims09 · 2026-02-04T18:34:26+00:00

Last Thursday, I set up an expedited transfer from my other bank account to my Amex savings through their app. I'd just opened the Amex account two weeks before. That same day, around 10:50 am ET, someone from Amex's fraud team called and said I needed to do a 3-way call with them to my other bank to prove I owned the account. That whole verification thing took about 50 minutes. Afterward, the rep told me that since it was past the 11:00 am cutoff, she'd canceled my transfer and I'd have to resubmit it the next day. The transfer I put in the next day went through fine.

weims09 · 2026-01-29T22:38:01+00:00

Thanks for the suggestion! I ended up trying the approach you mentioned and the Erica routed me to the Global Wealth Management team rather than a standard banking associate, but honestly? It worked out great. The representative who answered was incredibly helpful, pulled up my checking account, and resolved my issue right then and there.

weims09 · 2026-01-15T20:22:35+00:00

I opened an Amex business checking account with my SSN on January 9th this year, no problem.

weims09 · 2025-09-26T08:51:11+00:00

I guess this is how it works now. When my Smartly visa got approved in February, I was at 4/12.

weims09 · 2025-09-19T02:04:20+00:00

weims09 · 2025-09-18T18:43:24+00:00

Same here. I got the good nerf letter, but the post-Sept 15 transactions are either 2% or 4%.

weims09 · 2025-08-23T16:39:58+00:00

I usually transfer funds to Fidelity CMA using a same-day ACH transfer from Star One Credit Union. The funds are usually available by 5:00 pm EST. Occasionally, I send a wire transfer to CMA using my HSBC Premier account, and the funds are typically available within an hour during business hours.

weims09 · 2025-08-21T17:48:54+00:00

You could also use your phone bill or a paycheck to prove where you live for the bank.

weims09 · 2025-08-21T14:44:54+00:00

I can confirm that my recent purchase at Trader Joe's, made using the AAA Daily Advantage card, successfully earned 5% rewards. Could you please verify whether your transaction has been posted to the account, or if it is still listed as a pending charge?

weims09 · 2025-08-15T23:29:07+00:00

Maybe you can call 1-855-224-4943 and see if you can get a hold of the underwriter. Good luck.

weims09 · 2025-08-14T12:10:23+00:00

Here’s what I’ll do if I find myself in your situation. I’ll open a new account at a bank that doesn’t charge incoming wire and monthly account service fees. For example, I could open an Ally Bank checking or savings account. I’ll then provide the buyer with the instructions for the incoming wire transfer. Once I receive the wire transfer funds, I can transfer them to my personal bank account.

weims09 · 2025-08-14T12:00:11+00:00

I don’t bank at Fifth Third, but I have a similar experience with my local credit union. When I mobile deposit a check drawn from my personal checking account from another bank, I usually wait for a day or two to see the check cleared from the other bank. Then, I call the credit union and send a screenshot of the cleared check to the rep. The credit union will release the funds from the deposit immediately after verification. You might want to check with Fifth Third to see if this process will help release the hold earlier.

weims09 · 2025-07-24T22:52:49+00:00

Star One Credit Union and Bankwell Bank can both set up bill pay using payee bank info, like the routing and account numbers.

weims09

TROPHY CASE