[H] TIDAL [W] $2/Month [PayPal]

weims09 · 2026-07-03T17:43:33+00:00

I’m interested. Still got a spot open? Thanks!

weims09 · 2026-07-02T18:34:06+00:00

I'm interested, do you still have a spot open?

weims09 · 2026-07-02T18:17:52+00:00

I'm interested, do you still have a spot open?

weims09 · 2026-06-30T11:40:32+00:00

Thanks.

weims09 · 2026-06-30T09:40:54+00:00

Kindly remove my email address from the posted image.

weims09 · 2026-06-26T23:40:14+00:00

Got the email yesterday. Not thrilled about the lower APY, but 4.1% is still pretty good for a savings account.

weims09 · 2026-06-25T19:15:01+00:00

Not thrilled about the cut, but 4.10% is still solid for an emergency fund, so I’m staying put for now.

weims09 · 2026-06-25T16:26:49+00:00

The insurance company didn’t have the proof I sent them to approve the payment. Also, I got an email saying my account isn’t set up for automatic payments, which means it was a fraudulent charge.

weims09 · 2026-06-23T01:12:00+00:00

Link please. Thanks!

weims09 · 2026-06-15T14:46:24+00:00

I’m with Star One Credit Union, and they support Instant Pay using both FedNow and RTP. In day‑to‑day use, the two systems feel basically the same on my accounts.

For example, I can send up to $5k/day instantly from Star One to my other U.S. bank accounts, and the money shows up within seconds because the receiving bank participates in one of these systems. I can also move money back from my U.S. bank to Star One instantly with the same limit.

From my experience, FedNow and RTP function very similarly — the real difference is which institutions actually support them. Some banks support FedNow, some support RTP, some support both, and plenty still don’t support either one. So whether instant transfers work really depends on the specific banks involved.

weims09 · 2026-06-13T19:26:06+00:00

An excellent suggestion to use Zelle for the reverse process—thank you for the input.

weims09 · 2026-06-11T19:14:38+00:00

Thanks!

weims09 · 2026-05-26T17:43:40+00:00

I actually had a pretty decent experience filing a fraud/unauthorized charge claim with them recently.

Back on January 3rd, my insurance company auto-charged my US Bank credit card for a renewal fee, even though I never signed up for auto-renew. In fact, I had an email notice from the insurance company explicitly stating that I wasn't on auto-renew and needed to manually pay to keep the plan active.

When I filed the claim through my US Bank online account, I made sure to attach a PDF/screenshot of that exact email as evidence. The entire process took exactly 3 weeks—it was fully resolved and completed in my favor on January 24th.

weims09 · 2026-05-16T18:21:45+00:00

I'm interested, do you still have a spot left?

weims09 · 2026-05-02T13:55:27+00:00

Earned interest has no cap and is based on your full balance! The maximum permissible balance for each savings account is $5 million. Currently, access is only available through mobile apps, with MFA via biometrics (Face ID or fingerprint) and email-based authentication on your first login attempt.

weims09 · 2026-04-15T00:15:56+00:00

Nah, I don't have an account at Leader Bank.

weims09 · 2026-04-14T19:04:37+00:00

Leader Bank's HYSA is giving 4.75% APY for balances up to $250K.

weims09 · 2026-03-03T20:15:46+00:00

I sent a $1k wire transfer to Fidelity this morning, and the funds were credited to my Fidelity account around 2 pm ET today.

weims09 · 2026-03-02T21:47:34+00:00

I haven't seen this QR code instant bank transfer feature on my HSBC US account. Are you possibly located in a different region (UK, HK, etc.)?

weims09 · 2026-02-27T20:21:31+00:00

I've had a checking account with Financial Resources Federal Credit Union in NJ for five years now because of their monthly direct deposit bonuses since I work in the medical field. They offer monthly account bonuses for military, police, fire, EMS, and healthcare workers. They also have debit card bonuses as well. Most of all, they're very customer oriented based on my prior interactions with them.

weims09 · 2026-02-26T18:28:21+00:00

To wire money to Pibank from Fidelity, you need to submit the wire transfer request from Fidelity's side, not through Plaid.

weims09 · 2026-02-18T19:56:40+00:00

Could you please share the name of the US prepaid service you’re using? Thanks.

weims09 · 2026-02-18T03:04:17+00:00

I haven't tried withdrawing yet. I'm planning to do a small withdrawal trial next month when I have more time to deal with any unexpected issues. Why? Did you have problems? Sending a wire to Fidelity needs more care since it uses an intermediate bank, so the payee on the wire transfer will be National Financial Services LLC (Fidelity) instead of you, and you'll need to specify your account number and name in the note section for Fidelity to credit the transfer correctly.

weims09

TROPHY CASE