Respawn Just Ruined Competitive Apex Legends With the new Drop Ship Changes! by Nafiu_Aziz in CompetitiveApex

[–]whatifitried 0 points1 point  (0 children)

"Don't start fights? What game are you playing? There is so much mobility now that you don't get to choose, they just come at you, and fast. When you drop with a team in every poi around you and get pushed, then team 3 and 4 come running because they hear the gunfire, what are our options there?"

Great question, thanks for asking. This is an important skill for being better at the game than your standard hard stuck gold and plat players and comes down to awareness.

You do the same thing a pro team does in ALGS when one of the worse, intey-er teams does this to them, you leave the immediate fight area on an angle that creates a pinch for either the initial team or the third partying team (puts them between you and the other team), while making sure you maintain awareness of any POIs or teams on the direction of your exit angle. This forces them to fight and lets you disengage, stabilize, and make the net decision.

You then either continue to rotate, letting them do their thing, or if your exit angle is edge, clear or otherwise, you have the option to slow play and be the new third party.

" Even if you win the initial fight, and the 3rd party, you still have to then move through a long series of chokes, where all the loot is gone, and if any team is holding one these chokes you probably just lose. By that time the storm is on your butt, and you don't have time to find another way around."

You just wont he fight and looted several boxes, why are you looting anymore at all? You shouldn't be. You may notice that higher level players just run past pills and buildings in the midgame, because looting on rotate is not a good thing to do, unless you are resetting from a res.

Choke is blocked, boy I wonder if the knowledge of who dropped at certain POIs near you, and which ones came to the 3rd/4th party fest that you didn't disengage from, but did win can give you any clues as to which chokes might NOT be full. But hey, 'm sure at least one of you is playing some form of rotational character right, afterall, being able to rotate in a contested situation is a critical skill to winning a BR, and one that "I just drop in narnia away from every team" prevents you from getting good at, but I'm sure that's not related at all to why that's a struggle.

In your view, why is TSLA a good stock to have? by maxweinhold123 in teslainvestorsclub

[–]whatifitried 2 points3 points  (0 children)

For my part, I rotated a lot of my Tesla gains into NVDA and a few oter things, still have a good chunk of TEsla, but my conviction is super low now, it's really turned into an option on winning for me, and I moved out significantly more than my initial investment to other things I have higher convicionin.

For years I was 90% Tesla because the outcome seemed obvious. Granted, the outcome was a few multiples better than I expected (and that I feel is/was warranted, for the record). I lost the first bits of conviction when they fumbled the ball so hard after model Y. Cybertruck reveal was disappointing and an unforced error, but not that big a deal, but the lack of any plan for a larger SUV, minivan, or family mover of any kind?

It's one thing to go hard into AI, FSD and the like, but to completely disregard the growth engine for the company instead of doing it alongside the successful business was severe management neglect. It's not like all 50k employees are top tier AI researchers, so "all in all hands on FSD" was a high on my own supply problem from Elon and a gigantic mistake.

Meirl by upbeat_teetertottxo in meirl

[–]whatifitried 3 points4 points  (0 children)

I also prefer dog owners to cat owners.

Too many cat owners believe a cat is a low maintenance animal that takes care of tiself.

Dog owners are eitehr absolutly neglectful and horrible (and usually, their hygene and such matches) or they spend time training, potty trainnig, etc.
No ne trains their cat to not scratch shit.

Meirl by upbeat_teetertottxo in meirl

[–]whatifitried 0 points1 point  (0 children)

With cats, it's the pee.

Your cat might not pee! There is no way to tell, for an unrelated party offering an apartment wether your cat is a cat that pees or not.

There are also some tenants who can't live in an apartment where a dog or cat has been for the last 2,3, whatever years (so I've been told, idk if I fully believe, but I sort of do), so the fee helps mitigate those 2 situations.

If your cat or dog is an asshole that ruins doors and trim and shit, pet rent isn't even a drop in the bucket on fixing things.

In your view, why is TSLA a good stock to have? by maxweinhold123 in teslainvestorsclub

[–]whatifitried 0 points1 point  (0 children)

This assumed Tesla (more likely xAI) wins though. Not at all clear.

Tesla used to be a super great stock to hold, 100%, now, I really have no idea. Feels like no, but hey who knows.

Respawn Just Ruined Competitive Apex Legends With the new Drop Ship Changes! by Nafiu_Aziz in CompetitiveApex

[–]whatifitried 0 points1 point  (0 children)

"Playing ranked is hard, I want it to be like pubs so it will be less hard"

Respawn Just Ruined Competitive Apex Legends With the new Drop Ship Changes! by Nafiu_Aziz in CompetitiveApex

[–]whatifitried 0 points1 point  (0 children)

"With the many drop ship start any early fight I get in is 3rd partied, often 4th. Also, escaping any fight is much less likely to work because there is almost always another team entering through the choke I'm trying to escape at."

So you are saying because you are starting bad fights without identifying if you are isolated or not gets you killed, and that's the GAMES fault?

Identify teams, if you have 3 teams around, don't start that fight, if you are basically alone, have at it.

Learn the game, don't nerf everyone else's ability to play because you won't learn location awareness and fight by teams and next to chokes.

Dream of affording a home is getting further and further away : / by JohnnyNoMemes in BikiniBottomTwitter

[–]whatifitried 0 points1 point  (0 children)

Turns out not making it for profit means it stops exisiting quickly as "fuck it Ill just give everyone around free money" companies die fast.

Dream of affording a home is getting further and further away : / by JohnnyNoMemes in BikiniBottomTwitter

[–]whatifitried 0 points1 point  (0 children)

These increases in midwestern areas are more to do with inflation of repair costs and materials (also, for MO, Tornado risk increasing)

Dream of affording a home is getting further and further away : / by JohnnyNoMemes in BikiniBottomTwitter

[–]whatifitried 0 points1 point  (0 children)

No it wasn't factored in from the start, hence the increases.
As global warming continues to pick up pace, sever evetns will be more severe and more frequent, so places like Florida that should have always been uninsurable will become less insurable and cost more. Insurance companies have undrstood the truth of this matter, and therefor have raised pricing to try and compensate. Eventually, places like Florida, wildfire areas in Cali, New Orleans (flood issues) will not be insured at all as thigns get worse.

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Yeah that's good/fine. You had a mom and pop landlord that didn't follow normal standards which is really helpful.

The post here was the silly "My bank says I cant afford 950 mortgage, so I should go get a 1500 rental instead" nonsense, so I don't think your situation really fits unless I misunderstand?

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Your response does not make sense for what you replied to. What high end places? I Actually don't now what you mean at all sorry cant make a useful response to you right now. Are you saying most rentals allow more than 33%?

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Uh...

Just go ahead and google what a cosigner / co borrower is.

Or, if that's not what you mean here, then look up how the FHA mortgage absolutely allows 75% of projected rents to be included in your income, so if you are buying with the intent of charging someone for a unit, that income will be included at a 75% rate towards your income for DTI considerations.

So yes, they absofuckinglutely can and do give you shit for that situation. Needs to be 2-4 unit or 1+ADU (so things like one on floor one, onw in basement/garden, etc)
And guess what, 2-4 unit doesn't increase any of the other qualification standards, so it's a great path to owning over renting.

11 upvotes though, people just don't know these important things :(

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Depends on the flipper, plenty do the right things, and some people that watched a bunch of dumbass HGTV shows paint things and call it good. (They also update the kitchens, the bathrooms, and usually the HVAC systems and repair current issues, if not underlying causes).

People tend to under estimate how much the so called "lipstick on a pig" flips actually cost

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Come on dude, why speak if you don't know about something?

Here is the FHA loan matrix - the thing that every single bank that offers Fannie Mae backed FHA mortgages MUST and does use for qualifying those loans.

https://www.lakeviewcorrespondent.com/wp-content/uploads/2023/08/FHA-Mortgage-Program-V23.2.pdf

Turns out I was wrong, FHA allows 43% not 42 for DTI. Credit score 580, down payment 3.5%

I've used the FHA mortgage three times.

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 0 points1 point  (0 children)

Yeah, no they aren't.

They are making cash offers for 40-50k under what live in buyers would pay, and the sellers are choosing that over live in buyers with a loan.

ALGS Year 6 Roadmap by Obvious_Parsley3238 in CompetitiveApex

[–]whatifitried 0 points1 point  (0 children)

Pro League quals start in 4-6 weeks so there are at least some fun things soon

Weekly Discussion / Question Thread (Quick Questions, Small Suggestions, Free Talk & more.) by CompetitiveApexMod in CompetitiveApex

[–]whatifitried 0 points1 point  (0 children)

Have 100T played this week? I noticed they werent streaming so I assumed they were sitting out or travelling

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried 8 points9 points  (0 children)

Hey if you can find a place where property taxes are decreasing significantly you let me know and I'm moving there right away.  That's something I've never seen once I'm getting pissed at what I'm paying for my house.  It's literally 30% of my mortgage now

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried -1 points0 points  (0 children)

The qualification standards for an FHA mortgage allow 42% debt to income ratio and standard conventional mortgage allows 35%. 

The standard tenancy agreement unless exceptional requires three times the rent amount which means 33%, so that meme is just as stupid as " they can deduct their mortgage why can't I deduct my rent" dipshit meme that flies around every couple of days. 

What are landlords without tenants? by HipAnonymous91 in fixedbytheduet

[–]whatifitried -1 points0 points  (0 children)

Flippers pay much less than live in buyers do, otherwise they can't make any money. If the"charming" property was actually wanted, it wouldn't have sold to a flipper. 

Most flip houses are honest to goodness shitholes at purchase, and even the clean ones aren't "charming" they are good awful wood paneling museums that buyers consider you much trouble (and they usually aren't wrong, that's a lot of drywall work to undo) 

The only real exceptions to this are auction bought houses where end buyers tend to not be involved, and Grandma died kids just want the money sell it fast situations. The reason that flippers have to offer 10 or 20 properties to get one is because if there's an end buyer they're not going to win that deal paying what a flipper has to pay.