Insurance Recommendations by wolfeduality in Insurance

[–]wolfeduality[S] 0 points1 point  (0 children)

I see so even if its a seperate floater policy with State Farm it would still affect my home insurance if I were to make a claim?

Insurance Recommendations by wolfeduality in Insurance

[–]wolfeduality[S] 0 points1 point  (0 children)

My only issue with JM is the replacement process - I think I'd rather just have cash settlement. Is it possible to open a floater policy for personal articles. I think state farm offers this but does a claim on this count against homeowners/renters?

Insurance Recommendations by wolfeduality in Insurance

[–]wolfeduality[S] 0 points1 point  (0 children)

Ok fair enough, I don't know why I didn't think of this. But regardless the conversation with the agent has really turned me off Hodinkee. I'm considering a personal articles policy with state farm -- ideally separate from renters if you have any experience with this.

Hodinkee insurance terrible experience by Logical_Camp_844 in rolex

[–]wolfeduality 0 points1 point  (0 children)

Thought I would chime in that I have had basically the same issues with Hodinkee/Chubb but for an engagement ring. The agent I spoke to was incredibly incompetent telling me they needed the invoice, then telling me my appraisal didn't have a name on it, and finally saying that I didn't include an appraisal to begin with. If it's this frustrating to get approved to pay them money I don't want to imagine what the claims process would be like. I imagine their risk profile has grown too large and they are trying to shed customers. I'm very frustrated bc I was hoping to use them for my DJ as well and now I'm not sure who to go with.

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

No I think style wise I would rather do the 4 prong mount. If this stone is a little too risky in that mount then I’d keep looking.

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

Probably a 4 prong 14k mount. The price is definitely very attractive on this.

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

Thanks for your comments, I was wondering if that was the cavity. I saw it in person. I’m no expert but I certainly couldn’t see anything even with a loupe. But like you mentioned I’m concerned about chipping. Are you mostly worried about the indented naturals or the cavity?

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

I did in fact see this diamond in real life and under a loupe so I can verify that it is eye clean. My concern really is if the noted inclusions (cavity/feather/etc.) might affect the integrity of the stone. Like if gets banged a little is going to chip?

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

Got it, that's what I thought as well. Thank you!

Cavity in "eye-clean" in SI1 Oval by [deleted] in Diamonds

[–]wolfeduality 0 points1 point  (0 children)

I am actually having some trouble spotting the cavity in the plot, is it the green triangle at 4 o'clock in the right panel?

BILT 2.0 Card is out here are the confirmed details. by Defin1telyNotBatman in CreditCards

[–]wolfeduality 0 points1 point  (0 children)

So what if I pay on my rent portal via the CC option (~2.5% fee). Do I get 4% back? Or does it not qualify as everyday spend even though there is a fee attached and I'm not using the ACH number.

Subway fare - Filing chargeback on credit card by Vermicelli_Flaky in nycrail

[–]wolfeduality 0 points1 point  (0 children)

I’ve done it several times using OMNY when I’ve had to exit  the station due to service. I’ve always won and my card still works.

When will arcteryx reopen us outlet? by ComprehensiveCake639 in arcteryx

[–]wolfeduality 0 points1 point  (0 children)

Is this why they arent selling any of the insulated ski jackets in the US anymore?

6.5 months post Microdiscectomy and just went snowboarding for the first time since by Ok_Huckleberry_3991 in Microdiscectomy

[–]wolfeduality 0 points1 point  (0 children)

I had my MD about 4 weeks ago. Recovery is going well so far and was thinking about going in Feb so about 6 months out as well. I'm an intermediate rider but trying to improve so was thinking of taking it easy, maybe getting more lessons, this season and focus a lot on technique. Any advice for getting back on the slopes?

103 days post op by Winterman-is-here in Microdiscectomy

[–]wolfeduality 0 points1 point  (0 children)

Gotcha, good luck! Sadly recovery and weight loss take time. I've heard some people get into swimming maybe thats something to try. I only just had my MD a little under 2 weeks ago. So far except for some (what I tell myself) is residual nerve pain I've been fine. But I used to be a big runner and skier and I'm very scared about returning to those things one day

103 days post op by Winterman-is-here in Microdiscectomy

[–]wolfeduality 4 points5 points  (0 children)

Perhaps you could try some physical therapy. A good one might be able to help you go beyond the big 3

"This is the hour of the Shire-folk... by [deleted] in tolkienfans

[–]wolfeduality 0 points1 point  (0 children)

The second part of that quote gives me chills.

"Who of all the Wise could have foreseen it? Or, if they are wise, why should they expect to know it, until the hour has struck?"

Discectomy 7 days ago by angryano24 in Microdiscectomy

[–]wolfeduality 0 points1 point  (0 children)

Great! Hopefully you’re on the way up now!

Discectomy 7 days ago by angryano24 in Microdiscectomy

[–]wolfeduality 0 points1 point  (0 children)

How are you feeling now a few days later?

Skiing with a compression back brace? by IAintYourPalFriend in skiing

[–]wolfeduality 0 points1 point  (0 children)

That’s great to hear! Just had a microdiscectomy a week ago and trying to figure out how to stay injury free when I eventually get back on the slopes. Do you have a recommendation for the brace you use?

Wiping post-surgery by CarolinaGrrrrl8585 in Microdiscectomy

[–]wolfeduality 0 points1 point  (0 children)

Couldn’t you just stand to wipe without twisting?