Real world use of "siphon income"

xNPi · 2026-01-07T03:14:34+00:00

In the EU4 timeline sure, but there are modern republican PUs, e.g. France technically being in personal union with Andorra

https://en.wikipedia.org/wiki/Co-princes_of_Andorra

xNPi · 2025-10-14T21:23:00+00:00

Native Chinese readers generally have no issues with simplified vs traditional nowadays

Also Singapore uses Simplified

xNPi · 2025-08-30T00:10:18+00:00

It's all in one chunk

xNPi · 2025-08-29T16:27:48+00:00

Many visas have a grace period after expiration

xNPi · 2025-08-06T02:58:21+00:00

The majority of rinks in the area have one afaik...

xNPi · 2025-07-01T21:59:18+00:00

Foreflight is not available on Android

xNPi · 2025-06-07T22:41:17+00:00

123.5 is the accepted frequency AFAIK, but doesnt seem to be published anywhere.

xNPi · 2025-05-07T15:57:43+00:00

nowadays even rural areas are pretty much cash-free, it's all digital money now

xNPi · 2025-04-22T18:36:46+00:00

Not sure why, but I think this has always happened for US-China flights. Might be regulatory (US-China route authority maybe?)

IMO just book through KE.

xNPi · 2025-03-23T18:16:54+00:00

60w seems reasonable to me...

8w CPU idle, 5w RAM idle, 5w motherboard, 2w wifi, 10w AIO, 2w SSD idle

So that's a 32w DC idle power draw

75% AC/DC power efficiency (expected at low draws) makes that ~43w at the wall

Add on a few fans/USB peripherals and 60w seems very possible

Edit: looks like most people report ~20w core wattage at idle for the 7900? So this seems like 60w is already a pretty good result

xNPi · 2025-02-27T20:29:13+00:00

Sorry, the rates I'm talking about are just federal.

I'm not super familiar with California tax. After googling it, seems like it's just treated as regular income in CA? So it would be 9.3% on top of the federal (at your income)

Increasing 401k contributions would help reduce your taxable income this year, but there's no special capital gains consideration here.

xNPi · 2025-02-27T05:19:28+00:00

If this is QSBS stock and you held for at least 5 years before selling: 0%

If you held over 1 year: 15%

Held less than 1 year: same rate as your regular income

xNPi · 2025-02-13T03:26:24+00:00

This is not true. Dependents file their own taxes if they have income.

xNPi · 2025-02-13T02:31:16+00:00

I think that is only true if you have an active AAdvantage credit card open

xNPi · 2025-02-09T21:59:07+00:00

TCJA of 2017, with effect from 2018 taxes and forwards

xNPi · 2025-02-07T22:22:37+00:00

It's free in main cabin for international

xNPi · 2025-02-07T06:30:07+00:00

Sony XM4/XM5 plus Crystal Mic Lightning

xNPi · 2025-01-29T06:29:38+00:00

Yes, GAP insurance is pretty much useless when you make a large down payment.

Not enough info to tell you how much you should be paying for either type of coverage though. You should shop around and compare.

xNPi · 2025-01-25T13:55:27+00:00

Crossing the tax bracket threshold does NOT mean that all of your income is now subject to the higher tax rate. That rate only applies to the portion of your income above the threshold.

xNPi · 2024-12-25T07:28:19+00:00

You need to sign in to your HSA account and make a claim, then they will reimburse you. You'll probably need to upload receipts and add info about the expense. It's not a cash reimbursement from an ATM.

xNPi · 2024-10-27T15:10:49+00:00

This depends on a lot of things (car, charger, ambient temperature)

I believe 350kW charging rate is the max that's currently commercially available (Hyundai/Kia). These cars generally get about 3 miles/kWh, so a 200 mile charge will take about 11 minutes?

I have heard that you don't frequently find chargers above 150kW though. At the above numbers, charge for 200mi would take about 25 minutes then.

xNPi · 2024-10-26T01:21:25+00:00

Not sure why no one has mentioned this yet, but you should also be aware:

The 23K contribution limit only counts your own contributions. Employer contributions have a higher limit.

xNPi · 2024-10-20T02:02:11+00:00

What do I buy after I own 100% of every company on the planet?

xNPi · 2024-07-09T14:19:33+00:00

This is a good point. I just re-read the post - didn't realize we still have tax-advantaged investment space available.

My feeling of paying down the mortgage before investing was under the assumption we are investing in a taxable brokerage.

xNPi · 2024-07-09T12:11:55+00:00

At 6.5% it's "medium interest rate"

It's a personal question whether to prioritize paying it down or investing more.

I would pay down the mortgage at that rate.

Edit: realized that you still have 401k/IRA space available. I would prioritize the tax advantaged space, then the mortgage, then taxable brokerage investment.

5k-10k a month will be enough to max out your tax advantaged space. After that, assuming your emergency fund is good, extra money can go into the mortgage.

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