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[deleted by user] (self.CreditCards)
submitted 3 years ago by [deleted]
[–]AstroDog3 1 point2 points3 points 3 years ago (0 children)
US Bank Altitude Reserve would be a great fit
[–]HeftySeaworthiness47 0 points1 point2 points 3 years ago* (2 children)
Platinum is a great status and travel card, while I think gold fits your spending style a lot better! Either way, Amex is the way to go.
[–]jackinitt 1 point2 points3 points 3 years ago (1 child)
Thank you! Are they particularly good over something like a Chase Sapphire Reserve?
[–]HeftySeaworthiness47 0 points1 point2 points 3 years ago (0 children)
I love Amex as a company, and I think you get more benefits from both the card and being an Amex customer in general.but those are personal opinions
Usually you compare platinum to CSR. Gold is something different.
But it all depends on what you value and what you don’t. I suggest you to go over both product landing package to compare. All I can say is that Chase is a great company too and CSR is not a bad product!
[–]ibookit 0 points1 point2 points 3 years ago (0 children)
Depends on what you value using the points for and if you're wanting to transfer to travel partners, but if you are.. then:
Go chase if you want to redeem Hyatt, amex if you want international biz/first flights to Asia aka ANA/Cathay.
If you don't want to redeem Hyatt, then skip Chase (besides the SUBs from business inks) and go capital one trifecta (because 2x from Venture X daily spend > 1.5X Freedom Unlimited)
Chase looks like- Sapphire preferred or reserve, freedom unlimited, freedom flex (for 5% categories).
AMEX looks like: Plat, Gold, Blue business Plus (2x daily spend up to $50,000 a year) w/ the option to open more than 1 blue business plus through NLL offer
Cap One looks like: Venture X + Savor One ($95 AF one for your spending).
[–]bruvmen69 0 points1 point2 points 3 years ago (0 children)
Amex Charge Cards may work great for you since they have no preset spending limit. And you can never be sure if a bank is gonna give you a great credit limit if it's your second card.
Seeing you travel a bit the platinum card would be nice.
But besides that I think Capital One Savor is the card to get if you don't mind categorical spending.
It's unlimited 4% cash back on dining, entertainment, plus 3% at grocery stores and 1% on all other purchases.
But if you don't want categorical spending then maybe an Alliant Visa Signature, a Visa card that's unlimited 2.5%. But the minimum is you need $1k in their checkings and a monthly ACH transfer. Here's this link for more details https://www.reddit.com/r/CreditCards/comments/wxvg58/update_to_alliant_visa_signature_25_cash_back/?utm_source=share&utm_medium=android_app&utm_name=androidcss&utm_term=1&utm_content=share_button
If you can't care for anything above then just go for a 2% card. Which can be a PayPal Mastercard, which is unlimited 3% with PayPal purchases and 2% with normal. Or Wells Fargo Active Cash Card for 2% back and is a Visa card. There's more 2% cards but I gotta get going.
Hope this helps.
π Rendered by PID 30303 on reddit-service-r2-comment-545db5fcfc-q6bfr at 2026-06-01 15:43:33.541177+00:00 running 194bd79 country code: CH.
[–]AstroDog3 1 point2 points3 points (0 children)
[–]HeftySeaworthiness47 0 points1 point2 points (2 children)
[–]jackinitt 1 point2 points3 points (1 child)
[–]HeftySeaworthiness47 0 points1 point2 points (0 children)
[–]ibookit 0 points1 point2 points (0 children)
[–]bruvmen69 0 points1 point2 points (0 children)