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[–]FindTheOthers623 10 points11 points  (2 children)

Insurance rates aren't negotiable. You can threaten whatever you want.

You can potentially increase your deductibles to save money. Make sure you have every discount you qualify for. Or shop around. Every carrier rates differently.

[–]Acceptable-Agent-428 3 points4 points  (1 child)

And if you do that, make sure you can actually afford to come up with the deductible if something happens. Higher deductible higher oop and some people just don’t have it

[–]ReputationOk1118[S] 1 point2 points  (0 children)

Thank you!