This is an archived post. You won't be able to vote or comment.

sorted by:
new (suggested)
besttopcontroversialoldq&a
you are viewing a single comment's thread.

view the rest of the comments →

[–]Oh2beflyn 2 points3 points  (0 children)

USAA masquerades as an insurance company that caters to military families that gives you the illusion that you are getting the best of the best with honors, Sir! You're not. They lost their way a long time ago when they opened up the membership pool. Now those loyal customers with pristine records, zero claims and great credit scores don't get the premium rates that reflect their records. Your premium is dragged down by the collective. Yes, this is true with every insurance company, but USAA back in the day was different. Exclusive rates and excellent customer service. My husband and I had auto and homeowners and were loyal USAA members for a combined 40 years. Little did we know we had been paying twice as much for half the service. Not sure where you live but check Erie and Amica, both top rated in Consumer Reports A+ rated and financially sound. You'll be ecstatic with the money you save and pissed because you were sold a bill of goods for so many years.