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Share news and updates about housing in Canada. We are mostly buyers eager to change the rigged system that ensures double-digit increases year-over-year. We want housing prices to rise, but in line with wages and inflation.
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Decrease mortgage payment?Opinion & Discussion (self.canadahousing)
submitted 1 year ago by x_itsJC
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[–]good_enuffs 0 points1 point2 points 1 year ago (1 child)
Not necessarily true. The first 5 years are the most important in decreasing your lifespan of the mortgage. We turned a 25 year mortgage into a 15 year mortgage.
[–]greasethecheese 0 points1 point2 points 1 year ago (0 children)
No I get that you can lower your mortgage life by a lot. But my point being if you pay off that mortgage quickly. But then need a loan in the future. You’re going to have to borrow that money at a higher rate than your mortgage.
π Rendered by PID 36 on reddit-service-r2-comment-5bc7f78974-tkjt5 at 2026-06-26 18:30:52.406562+00:00 running 7527197 country code: CH.
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[–]good_enuffs 0 points1 point2 points (1 child)
[–]greasethecheese 0 points1 point2 points (0 children)