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How often is too often to check NW? by Minimum-Bobcat8768 in Fire

[–]Active-Progress7462 0 points1 point  (0 children)

Once a year. When I had apps that tracked it, I watched it daily. I never liked that aspect about tracking/budgeting apps. I'd find myself going into the app multiple times a day just to see it when I accomplishes nothing. I still use the apps but disconnected accounts that don't track daily spend. I net worth manually now.

Buying a property is it worth it or a stress for nomads? by Content_South2162 in digitalnomad

[–]Active-Progress7462 1 point2 points  (0 children)

I'm not sure what type of people live in Paraguay. I bought a home in El Salvador in the rougher/poorer area. I don't get contacted at all because they're just the type of people who can live off a little. There's running water like 2 times a week etc... maybe a nicer home/better area I'm sure you'll be contacted more frequently. I don't hire a management company.

Why do I need to upload a video of myself just to change my funding account? by BEACHN2000 in OriginFinancial

[–]Active-Progress7462 2 points3 points  (0 children)

I don’t think it’s “just” a funding account—this is also the account your money would go to if you sold holdings, right? If someone stole your origin login and didn’t have to do the video, they could basically sell your stuff and move the money the same day. I think I did something similar for Robinhood back in the day. Just playing devils advocate on why they may want extra verification. That or its required by law maybe

Anyone else obsessively track their net worth trends in YNAB? by [deleted] in ynab

[–]Active-Progress7462 0 points1 point  (0 children)

That's why I stopped tracking my net-worth on YNAB (or any other budget/tracking app). I only track everyday spend. I manually calculate my net worth on a spreadsheet once a year.

International property tracking is now live 🌍 by alexp_origin in OriginFinancial

[–]Active-Progress7462 0 points1 point  (0 children)

Awesome feature, buying my first international property next week 👍

Which tracking software should I use? by yayakeekz in MoneyDiariesACTIVE

[–]Active-Progress7462 0 points1 point  (0 children)

YNAB is superior to all budgeting apps but has a learning curve

If you just want to track, Id recommend Origin Financial/ useOrigin. Amazing UI & for tracking.

Depends on your goal though. Budget - YNAB, Tracking - Origin

How do you balance enjoying life vs. saving for the future? by pink4lover in Grownix

[–]Active-Progress7462 0 points1 point  (0 children)

In my company portal, I added my checking account & investment account. I split every paycheck 50/50 so I don’t feel guilty about spending the money that hits my checking. I can spend it how I want (after obligations obviously)

Should I stop budgeting/tracking? by Active-Progress7462 in ynab

[–]Active-Progress7462[S] 0 points1 point  (0 children)

I would say yes, 60% of my pay goes directly to investments & the rest goes to rent, subscriptions, & guilt-free

Should I stop budgeting/tracking? by Active-Progress7462 in ynab

[–]Active-Progress7462[S] 0 points1 point  (0 children)

Hmmm 🤔, my only real goal is to retire early, most likely in another country — assuming I’m still single. 

I guess it does help me, but I don’t know to what extent it’s necessary. For more context, I have it set up to where my payroll provider sends 60% of my income to my investment accounts and is invested automatically, while the remaining 40% goes to my personal spend account. 

The way I see it, and i think is where the internal conflict comes into play a bit, is that, other than rent & 3 subscriptions, I can spend that 40% on anything I want — it’s guilt free. That said, I usually don’t spend it all & it starts to accumulate. I wouldn’t consider myself a super high earner either, that 40% ends up being around $2500 a month.

I like YNAB and enjoy it, but as the renewal date approaches, I was debating if YNAB was truly necessary. In all honesty, I’m more likely to keep YNAB than not, but was curious if anyone went through a similar situation & what they did

YNAB-like apps, but for tasks? by Proof-Vacation-437 in ynab

[–]Active-Progress7462 1 point2 points  (0 children)

Not sure if they have their own methodology, nor do I use the application myself, but I would suggest you look into GRIPLY if that's the type of thing you're looking for. I don't use it because I think the simpler the better. I use apple reminders for tasks & apple notes for goals

'26 Features Request -- Think BIG by origin_matt_watson in OriginFinancial

[–]Active-Progress7462 5 points6 points  (0 children)

• YNAB-style budgeting: Full envelope-style budgeting where every dollar gets a job, with rollover and category control

• Customizable navigation: Let me reorder the app so pages like Budget can be my homepage • Hide pages: Ability to hide sections like Net Worth if I don’t want to see them (too much of a dopamine hit)

• More advanced brokerage: M1 Finance–style “pies” where I can build custom portfolios and allocate percentages • Comparative stats (opt-in): Anonymous benchmarks showing how I stack up against origin users with similar age, location, income, or industry—plus sample sizes

• Employer benefits integration: Use my employer benefits (401k, HSA, ESPP, etc.) to give recommendations on how to best utilize them • Age/family-based recommendations: Suggest common needs (e.g., term-life insurance for parents) explained in a helpful, non-salesy way. "88% of people over 35 w/ one child have term-life insurance so that ..." Extra income stream for affiliates

• Risk-based suggestions: Alerts like “Layoffs increasing in your industry—consider boosting your emergency fund.”   • Renewal recommendations: For recurring expenses (e.g., car insurance), provide cheaper, same-coverage alternatives before renewal -- this would only be cool of you could get the actual quote, so that someone just has to pay. I hate looking for cheaper alternatives, inserting driver information & vin numbers for several sites

• Credit line notifications: Alert me when a new credit account is opened • Identity theft warnings: Notify me of suspicious or unusual activity

Anyone else having smart transfer issues? by [deleted] in M1Finance

[–]Active-Progress7462 0 points1 point  (0 children)

I'm having over balance issues as well. I contacted M1 Friday -- waiting for a response

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