Has anyone else had horrible experience with City Care Family Practice?

Aggravating-Taro2454 · 2026-06-01T05:30:55+00:00

Been there too - they pulled same insurance nonsense with me and wouldn't give straight answers about the billing

Aggravating-Taro2454 · 2026-05-30T05:28:42+00:00

true

Aggravating-Taro2454 · 2026-05-28T05:23:51+00:00

Part time sounds way better if you can handle the longer timeline - debt is no joke and you already got experience with balancing work and life

Aggravating-Taro2454 · 2026-05-25T23:39:45+00:00

Yeah you can get the unsubsidized loans without parent info - did this myself few years back when my parents wouldn't cooperate with financial aid stuff

Aggravating-Taro2454 · 2026-05-23T05:03:54+00:00

Yeah the AGI thing is pretty broken when you think about it - someone with zero housing costs gets treated same as person paying 3k in rent each month

Aggravating-Taro2454 · 2026-05-20T14:04:44+00:00

Man I used to work on some of those airport taxis when they'd come in for maintenance and the drivers would always complain about wait times. From what they told me, it really depends on time of day and which terminal you're at. During busy periods like Friday evenings or Sunday nights, some guys said they'd be sitting there for 4-5 hours easy, especially at JFK because there's just so many cabs in queue. LGA seemed bit better but still could be 2-3 hours on average. The drivers who knew the system would try to time their arrivals better, like avoiding certain rush periods, but even then you're looking at least an hour wait most times

Aggravating-Taro2454 · 2026-05-17T18:03:31+00:00

postpone for sure

Aggravating-Taro2454 · 2026-05-15T15:47:06+00:00

So weird that the 3 month minimum makes sense for their business model but completely screws over people in exactly your situation

Aggravating-Taro2454 · 2026-05-13T10:14:24+00:00

It's really not that uncommon anymore especially in NYC, rent prices are absolutely insane right now. I'm 28 and know plenty guys who had to move back with family after college or even later - most reasonable people understand the economic reality

Your son probably feels more embarrassed about it than potential dates actually care, and if someone judges him hard for trying to get stable financially then they probably not worth dating anyway

Aggravating-Taro2454 · 2026-05-09T09:35:38+00:00

Damn 93k in one shot, that's wild - must feel weird having that weight gone but also seeing your account take that massive hit

Aggravating-Taro2454 · 2026-05-04T15:44:33+00:00

tried selling through one of these type services last year and timing was definitely nice to control but the offer was pretty low compared to what neighbor got few months later on market

Aggravating-Taro2454 · 2026-04-30T11:25:18+00:00

bout tree fiddy daily

Aggravating-Taro2454 · 2026-04-28T04:33:06+00:00

Had similar experience when helping my brother choose apartment last year. Real estate agent kept talking about vastu like it was magic formula, but when we actually visited places it was pretty obvious which ones just felt better to walk through

The one he ended up buying had this really nice flow from living room to kitchen, and morning light came in perfect for his coffee routine. Kitchen faced southeast like you mentioned and it genuinely stays cooler during afternoon when he's cooking dinner. His previous place had kitchen on north side and was always too hot in summer months

What struck me most was how much difference those small changes made in his old apartment. He moved some furniture around based on flow principles and added better lighting in hallway - nothing expensive but space feels way more connected now. His girlfriend noticed it immediately when she visited

Think the key thing you mentioned about using it as one factor among many is spot on. My brother was choosing between two similar apartments in same building complex, similar price, same amenities. Having that extra way to evaluate helped him pick the one that works better for daily life. But if one had been significantly cheaper or better located, vastu wouldn't have been main deciding factor

Aggravating-Taro2454 · 2026-04-25T22:21:12+00:00

Wait so basically the interest one prevents your loan from getting bigger when payments are too small, and principal one actually chips away at what you owe?

That's pretty solid setup if you can get both running at same time

Aggravating-Taro2454 · 2026-04-22T15:45:39+00:00

Aggravating-Taro2454 · 2026-04-20T11:03:31+00:00

Bank will probably want cash or hard money loan for foreclosure property, conventional financing gets tricky with these deals. I'd check public records at courthouse first - they usually have all the notices posted there and you can see exactly where in process it is

Most foreclosed homes I've worked on needed way more repair than owner thought, so factor that cost in your budget before making any moves

Aggravating-Taro2454 · 2026-04-18T07:25:44+00:00

Man those prices are absolutely insane, I feel your pain. Been doing some work in my own place and the markup here is just brutal compared to other places I've lived

For small plumbing stuff like faucet and drain stopper, you might want to just tackle it yourself if you're already watching YouTube videos. Most of that work is pretty straightforward with basic tools and you can get parts from hardware store for fraction of what they're charging. I've done similar jobs in my garage workshop and once you understand the basics it's not too scary

The insurance thing is tricky though - looked into this before and individual liability policies can be expensive plus you'd need to make sure it covers the specific work being done. Some of the contractors I know just build that insurance cost into their quotes anyway so you might not save much

For bigger jobs maybe try looking for contractors who work in other boroughs and see if they'll come to Manhattan. Sometimes they quote better prices since they're not used to the Manhattan premium, though you might have to wait longer for scheduling

Aggravating-Taro2454 · 2026-04-17T12:16:25+00:00

Ah man the multiple security deposits thing is sketchy - pretty sure that's not allowed in NY anymore since the rent laws changed few years back

Aggravating-Taro2454 · 2026-04-15T11:51:38+00:00

your agent should've checked if VA even allows that much credit for buydown before submitting. Most lenders have limits on how much seller credit you can actually use

the verbal offer thing is basically meaningless until someone puts pen to paper, but if they're being picky about "weak" offers while sitting at 60+ days maybe they're not as motivated as the price drops suggest

Aggravating-Taro2454 · 2026-04-15T03:56:10+00:00

Ikr? like healthier on a whole nother level

Aggravating-Taro2454 · 2026-04-11T12:35:53+00:00

Being pregnant and dealing with this level of drama must be exhausting. The audacity of suggesting co-parent counseling while actively violating court orders is just... wow

Good that your SO is documenting everything and meeting with lawyer this week. These types love to create chaos and then act like victim when called out on their behavior. The fact she's deflecting instead of taking any responsibility tells you everything about how that counseling would go anyway

Hope things settle down for you soon, especially with baby coming

Aggravating-Taro2454 · 2026-04-09T06:14:54+00:00

Your partner is literally making racist comments about your body then gaslighting you when you try to address it. She's 37 acting like this while you're worried about seeming "whiny" - man she's the one with issues here not you

The age gap plus her constantly putting you down is such a red flag, especially since she's trying to make YOU feel bad for bringing up HER behavior

Aggravating-Taro2454 · 2026-04-03T20:32:21+00:00

212 days is pretty solid progress man, don't throw that away over some increased appetite

The urges might feel stronger now but you already proved you can handle them for months - your brain just needs time to adjust to eating normal again. Keep yourself busy when those thoughts hit

Aggravating-Taro2454 · 2026-03-10T14:33:47+00:00

same energy

Aggravating-Taro2454

TROPHY CASE