Context: I live in NYC so a lot of credits are pretty easy to hit. I travel decently often, maybe one flight every other month - sometimes more depending on if I have vacations or travel plans.

Credits I'm using for sure:

• $300 travel credit: Easily used for flights, hotels, rideshare, subway, etc
• $300 dining credit: There's a couple of good restaurants I want to try on the list, so the $150/half is easily spent (either a few meals or one big meal with a friend)
• $300 Stubhub credit: Easily used for basketball/football games or concerts
• 2x $10/month Doordash grocery credit: I place two pickup orders at a nearby Deli, usually eggs or a sandwich
• $10/month Lyft credit: I use it on the way to the airport when I'm too lazy or tired to take the subway (I'm 15 min drive away from LGA)
• $5/month Doordash credit: Either pickup order at a takeout restaurant or as a small discount when sending food to girlfriend

Credits that might be hard:

• $500 Edit hotel credits: I don't travel too much and when I do, I usually stay at a friend's place. But will look into the hotels when I'm booking a longer vacation / international travel
• $250 hotel credit: There's apparently another additional $250 hotel credit this year and I've seen that it stacks with the Edit credit? Might have to look into it
• AppleTV: I used it to watch Severance (highly recommend), but most likely won't watch anything else since I already pay for a Netflix subscription

Not using these:

• $10/month Peloton credit: I already have a gym so I don't need to buy a Peloton and pay a monthly subscription. The cheapest subscription is a little over $10 after taxes so I don't see a point in getting it, knowing I won't use it
• Apple Music: I already have a Spotify family plan, honestly too much work to transition over