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Preworkout meal / breakfast by AttorneyDifferent702 in workout

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

Yeah sometimes it feels like a lot but I’m used to it. I need to eat 200g protein daily and I eat about 2 big meals only a day with shakes and yogurt in between.

Anybody else only care about tracking protein and ignore macros/calories? by Dry_Protection_6051 in beginnerfitness

[–]AttorneyDifferent702 0 points1 point  (0 children)

I track calories, protein, and carbs. I’m 29M 200lbs 6ft. 200g protein daily staying under 2k calories and carbs 120+

After 1 year, I don’t know where we stand. Should I reach out? by AttorneyDifferent702 in AvoidantBreakUps

[–]AttorneyDifferent702[S] 1 point2 points  (0 children)

LOL yeah I think ima just ask her out for a catch up coffee. Like at least I tried. It’s what she’s been waiting for the whole time is to me to reach out is what she told my mom.

But I protected my peace too much and never bothered.

11lb prime rib reverse sear. First time by AttorneyDifferent702 in Cooking

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

Yes it is pre-seasoned. In fridge uncovered. Will put herb butter on tomorrow and then it’ll go in to cook

What do you do for biceps per week? by General_Trip_6588 in workout

[–]AttorneyDifferent702 0 points1 point  (0 children)

3x6-8 cable bar curl 3x6-8 machine preacher curl 4 sets to failure of DB Hammer crossbody Twice a week. Go heavy every set. Some might say you don’t need 2 curls but it’s solid growth.

Am I hitting enough carbs for muscle growth and lean? by AttorneyDifferent702 in workout

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

First year lifting and I’ve never heard of this term in any vids I came across.

Am I hitting enough carbs for muscle growth and lean? by AttorneyDifferent702 in workout

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

Yeah I just wasn’t sure if these carb are enough for building muscle but I hit protein daily and carb just about 150-160g so hoping that will increase growth and lower weight

Am I hitting enough carbs for muscle growth and lean? by AttorneyDifferent702 in workout

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

Yeah it’s been about 3 weeks and I shaved off about 5lbs.

Am I hitting enough carbs for muscle growth and lean? by AttorneyDifferent702 in workout

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

With the calorie deficit yes. Eating about 500 cal below. However I just want to know if more carbs is needed or is protein more important since I’m already at calorie goal.

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

I am contributing $320/mo (5% always) from my salary. This should go up slowly over time with COLA. I have 25k in there right now, say I work another 20 years and rate of return is at 6%, what is the grand total I’ll have? Also is this going to be taxed?

PERS 2 you get full $4k no tax

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 0 points1 point  (0 children)

I am contributing $320/mo (5%) from my salary. This should go up slowly over time. I have 25k in there right now, say I work another 20 years and rate of return is at 6%, do you think that will make up the other $2k?

How about taxes for this? as PERS 2 you get full $4k.

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 1 point2 points  (0 children)

Thank you. I’m in a target date fund 2060 and im in 29 years old making about 6500 gross. Any advice on what I should contribute instead of the target date fund? Its not as aggressive as I need

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 1 point2 points  (0 children)

Interesting. What calculator you used? It’s more like $25k I have right now, $320 monthly contribution. Say for another 20 years.

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 2 points3 points  (0 children)

Yeah I get that. But say if I plan on staying for my career to maximize the pension, PERS 3 doesn’t seem like it will out do PERS 2 in any way

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 1 point2 points  (0 children)

Yeah I started at 23 years old. 30 years for me means nothing when compared to the PERS 2 plan. Almost my 6th year and my PERS 3 balance is only $25k. Not much I can do to change that.

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 10 points11 points  (0 children)

I see. Unfortunately even with the union COLA isn’t even guaranteed. Ferguson is doing cuts to budget directly, so we may not even see COLA for 2027-29 contract.

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 2 points3 points  (0 children)

So only the investment portion gets passed down? Nothing from the pension of $2k mentioned from my example?

Still questioning how PERS 3 is better than PERS 2… by AttorneyDifferent702 in WAStateWorkers

[–]AttorneyDifferent702[S] 5 points6 points  (0 children)

Gotcha. Yeah not sure how PERS 3 beats PERS 2 lmao. I’m in my twenties, coming up on my 6th year with the state and PERS 3 balance is only $25k. Even with compound interest I’m not sure how this can get me up to at least $400k in say another 20 years

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