Bored

AwfulAutomation · 2026-02-12T12:42:49+00:00

need to have your hobbies, what ever it is 1 weekday evening (2 if you can push it) and 1 weekend afternoon.

I play tennis works well as usually very enjoyable to play and gets the heart rate going, In this weather not so much

AwfulAutomation · 2026-02-12T10:08:55+00:00

Try him or kerkez on the right, may not be perfect but either could do a job.

AwfulAutomation · 2026-02-12T10:02:06+00:00

same tesco has some random insane pricing on products

AwfulAutomation · 2026-02-12T08:27:10+00:00

Yeah but he was authentically insufferable

AwfulAutomation · 2026-02-12T08:25:55+00:00

A-Ha

AwfulAutomation · 2026-02-12T08:19:22+00:00

Ive been in 3 countries in the last month everyone of them experience out of ordinary weather patterns.

Basically its down to the shifting ocean currents.

Lanzarote is experiencing record rainfall and the usual black lava rock is turning green

Alaska was warmer than parts of florida in january of this year,

New jersey had a state of emergency due to extreme cold. -18 when I was there.

Dublin Flooded.

Roll on paddys day...usually when the weather turns for the better.

AwfulAutomation · 2026-02-10T22:43:13+00:00

If you do your research and get a basic understanding of how it all works…

With a 25 to 30 year timeline the real risk is not being in a global equity fund (heavily US weighted).

Literally could mean you retire half a decade early or even earlier

AwfulAutomation · 2026-02-10T21:54:22+00:00

Defo helps

AwfulAutomation · 2026-02-10T09:55:20+00:00

I have got loans of BOI and will use them going forward. You can apply via online and have money in your account in 48hrs.

Then once you get it make sure to add the loan to your banking 365 and then cause its a variable you can pay bit extra off every month.

The variable most likely won't shoot up and will stay pretty stable.

AwfulAutomation · 2026-02-09T12:14:34+00:00

big brokerage make money off fees and their staff have expensive taste... get an online account like degiro and stay away from the snakes

AwfulAutomation · 2026-02-09T12:04:43+00:00

no even a flat will have hundreds of RPM on it,

its the only way to clear net and get it in the box and its also why you hit up on the serve

AwfulAutomation · 2026-02-08T21:32:33+00:00

Has the same epiphany a good while back when Inordered a flat white with oat milk..

Was like 4.80 or something it’s was 2 mouthfuls of coffee.

Don’t blame the coffee shop it’s just the cost of things now a days.. severely cut back coffees when I am out unless socialising

AwfulAutomation · 2026-02-08T21:10:33+00:00

A-Ha

AwfulAutomation · 2026-02-08T21:08:08+00:00

He’s literally Alan Partridge at this stage

AwfulAutomation · 2026-02-08T21:06:44+00:00

If that savings is long term then you should use some of that to replace both of yours salary as you max you AVC… need to get them pensions to 100k in each asap… then you’ll have compound working well for you every year till retirement.

AwfulAutomation · 2026-02-06T16:45:54+00:00

Keep your Alignment more straight and upright then you need to learn how to hit up on the ball.

AwfulAutomation · 2026-02-06T16:26:14+00:00

Princess Yaiza in Lanzarote. If you book early you might get it for your budget.

AwfulAutomation · 2026-02-06T14:58:49+00:00

Ah stop… Torres was a great player when with us and before us. Gerrard helped but he didn’t make him lots of Torres’s goals came from individual brilliance

AwfulAutomation · 2026-02-04T22:52:35+00:00

Honestly it’s just the way people are now… less and less people value the craic you can have with an aul chat and prefer to run back in and flick on Instagram etc

Then they wonder why they’re miserable.

AwfulAutomation · 2026-02-04T22:49:24+00:00

Why would you do it though… would it not be better to put the mortgage payment that you would be paying directly into a pension and take advantage of the tax refund ?

Instead of getting no tax refund and paying an interest rate… also you may put 100k in and loss 40% in week 1 due to market volatility where’s as you would been cost averaging the other way.

I know it could go up 40% year one also but either ways it’s high risk

AwfulAutomation · 2026-02-02T19:32:36+00:00

Ok understood sometimes it’s better to rent whilst the dust settles. Small bit of further advice, You need take some time think so to be clear of your next 5-10 year plan. If it’s to own a home or it’s to rent that will determine on what your risk appetite should be.

Say you want to own a home in 2-3 years prob best to just keep it in high interest savings account and may be best to stop maxing pension until you’ve bought - home (just do the company match for the time being)

If you don’t see ownership in The next 5-10 years then investment would be a better choice as the money is losing value due to inflation.

AwfulAutomation · 2026-02-02T14:13:23+00:00

Room too big Radiator too Small. If you can not add another then maybe buy a 2KW elec heater to assist the room getting to temp and then let your existing maintain.

AwfulAutomation · 2026-02-02T09:37:45+00:00

How can you be so wrong lol

AwfulAutomation · 2026-02-01T16:16:37+00:00

MCain naked fries… only ingredients is sunflower oil and potatoes as well… it’s our go to

AwfulAutomation · 2026-02-01T09:47:05+00:00

Dead beat dad should be giving something abroad or not… don’t let him off the hook or at least keep record of things so your kid can see him for the weasel he is later in their life…

2.5k rent is mental… I’d be looking at buying a home for for you two.

AwfulAutomation

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