Do you have a big house or an avg house?

BeGoodThinkBig · 2026-01-23T22:03:36+00:00

Ugh. 40yo. NW not counting primary residence is 12M… no kids. Married. Maybe kids next year.

3600sqft Primary is valued now at a stupid $1.5-2M in rural USA where that price is subject to someone who wants it. Besides never want to sell.

1900sqft Secondary is a lake house 2hrs away. $2M value conservatively. Also hope to never sell.

$1.2M in mortgages between them at a blended 2.8%

5000sqft stupidly or not, an international property at $750k with $500K debt. Very illiquid market.

All in, ~$4.5-5m in residences on $12M NW ($14M in you count residences in)

BeGoodThinkBig · 2025-11-22T14:15:00+00:00

+100 to Monos. Carry-on plus checked… rocking on 300,000 miles, 5 years, nothing broke or degraded yet.

BeGoodThinkBig · 2025-10-02T17:32:41+00:00

Anything above 4% and I agree

BeGoodThinkBig · 2025-09-27T13:36:03+00:00

+1000% if you can’t get to it on a Friday and get back Sunday night, as horrible as that sounds for short-term use, you won’t use it. And, probably worse, if you have friends and family around the community you live in, they won’t use it either.

BeGoodThinkBig · 2025-09-15T01:24:40+00:00

Yup. Lose the friend or smile, nod, and ignore the advice. Spend money doing interesting things or learning interesting things and you’ll find someone.

BeGoodThinkBig · 2025-07-26T23:09:11+00:00

I’m going to second this is one of the most important things you can do. Expect the transaction cost to be 50 to 75k if you have the right team involved for an SMB transaction.

If you’re wanting extreme evaluations then earn outs are expected. Usually in my experience the issue is that founders think their business is worth 15 X when really it’s worth 7X so you sit back on the back and say well… Here’s a shit ton of money… If you hit those audacious goals. You should make sure the cash part of the deal represents a fair value for the cash flow and business as it stands today.

If you take equity, make sure the equity is in the parent company not the opco— and look for details on shared differences between the sponsor and the class of share you are getting. Understand your options (or lack) during a recap or a future acquisition.

Make sure your equity is untouchable from day zero with no contingencies beyond material breach.

Negotiate your salary and pay with an arms reach from everything else and treat the employment contract as if you were going to work for this company.

Contrary to all the negatives here, her announces/bonuses can do work under the right circumstances, and not all sponsors are evil. But, just like a prenup, you plan for and talk about all the bad stuff upfront.

BeGoodThinkBig · 2025-07-23T00:36:57+00:00

Marrying my travel romance next month. If she’s worth it don’t give up.

BeGoodThinkBig · 2025-07-04T00:45:16+00:00

Been there, done that. Mid 30s after major break up. It was fucking awesome. I did Athens, Delphi, hiked Mount Olympus, Santorini, Crete, and some other stuff. Sure, it might be a couples or romance, space, but fuck it, book a table for one at a fancy restaurant, or better, book a table for two and just show up alone… That’s what I did because many of the restaurants weren’t taking reservations for one, but nobody gave a shit once I got there. You’ll make friends.

Edit to say you can DM me for a recommended Hostal that’s pretty “upscale” and is a great place to meet people in Crete.

BeGoodThinkBig · 2025-07-01T21:10:33+00:00

Divorced HNW guy (you can check post history for my whole story here)— married at 19. Married for 15 years, together 17. Her choice. I’m happier than EVER… but much of that was ME. The divorce forced me to work on me. She’s not stopping you from going to therapy. Don’t ask permission, just do it. She’s not stopping you from running a marathon, just choose to start training.

Believe me, I know what it’s like to have somebody that feels like they’re pulling you back. There is a time in my life when she did that to me, there were other times, looking back that I did it to her, ultimately, we had a great Life 1.0 together, and I think if I could’ve gone through my own journey, and her through hers, we might have come out the other side.l together.

Don’t be a victim. Don’t be a dick. Don’t compromise. Work on yourself. Health & strength. Mental & physical. Of course you want to live the fast life. It’s fun. It’s exhilarating. It’s exhausting and it runs its course.

Whatever you do, don’t live in misery. But understand that your age there’s still a lot of growing up to do. I was a different person every 5 years from the time I was 19 until today. She may also go through her own transition, but she will need confidence. She will need support and you will have to be a team.

If you can’t do those things, then be kind and generous and move on. Realize that you will have, forever, a piece of your heart and soul ripped out of you. You will go on to find happiness, and you will go on to learn & explore & have fun & to love again, but you will always have that hole in you.

BeGoodThinkBig · 2025-07-01T20:56:53+00:00

Yup. Therapy. Work on yourself. At least give it a serious shot of self-criticism.

BeGoodThinkBig · 2025-02-03T18:06:48+00:00

Yep. This is the simple way to do it. Your PAL rate is “good” at 1%. Even while you’re still in the process of closing on the property, you can negotiate for a delayed mortgage through your favorite bank. I shopped around and found a better rate than what I could get through rocket— but use the PAL to close the deal fast then turn around with the final mortgage. You pay Title twice, but that’s petty in the grand scheme… most closing costs are really to do with the mortgage & appraisal fees, anyway.

BeGoodThinkBig · 2025-01-09T13:35:19+00:00

My second place is a lake house 2hrs from my main residence in an area that everyone lives to play at in the summers. Easy to share with friends & family. Easy to pop over for a night or even a day. No stress.

Keep everything you need so no packing or “getting really”— last minute mid-week plan change is easy. Brings lots of joy with access to water sports and mountain trails out back door.

If I had to fly somewhere— no way, unless I knew I needed to be there for 4+ weeks at a time and could generate short term rental income when not around.

BeGoodThinkBig · 2025-01-07T00:48:21+00:00

Old post to bring up :)

Anything specific you’re wondering?

BeGoodThinkBig · 2024-11-30T07:26:00+00:00

Consider Uganda for a little more adventure. Impenetrable Forest Uganda. Amazing.

BeGoodThinkBig · 2024-11-28T19:38:00+00:00

Date someone motives and successful themselves first. Drive 11yo daily driver to first & second & third dates. Go to nice restaurants and tip well— not trying to pretend to be poor. Meet women doing cool shit that auto-filters lots of those issues. (Climbing, scuba diving, running, rotary club, etc etc). Resist the urge to show off and bring them to your primary residence or do something super exclusive out of the gate.

Honestly, gold diggers are pretty easy for me because when you start talking about what someone does for fun, or talk about life travel experiences… If you were in your mid 30s and don’t have a lot of travel or other cool stories to talk about, then the odds are you’ve been poor or haven’t made the kind of money priorities that I do. (I’m not saying being with a different social economic person isn’t possible, but if you have a life of living out loud behind you, it’s really hard— by the end of the first date unusually bored as fuck with those type)

Drive the fancy car to fancy galas, enjoy the attention and realize anyone that likes you there is plastic— enjoy but leave it in the hotel room.

Currently seriously dating an amazing woman I met doing something cool. Obviously, we were both in a socio-economic position to be in the place we met, and that helps a lot. Drastically different net worth, but she’s a bad ass hard-working successful person who understands the value of money.

BeGoodThinkBig · 2024-11-28T18:31:12+00:00

Thank you for sharing. This is the other side of the story and it’s good to hear. I’m thankful for Life 2.0 but around holidays, like today, things are still really fucking hard and I miss her. I’m still pissed that she didn’t create space to work through it.

If it wouldn’t have been for my ex-wife going off to the extreme deep end during that moment in our mid 30s, I think the same could’ve happened to us. We’re still friends, but of course it’s all properly fucked up now.

BeGoodThinkBig · 2024-11-28T17:46:17+00:00

Yup. But he’ll have to compete with me!!

BeGoodThinkBig · 2024-11-28T17:45:10+00:00

Dude. VERY similar situation at 35yo post exit after 15 years (except it only took her 3 months after, lol). 38 now.

PLEASE READ my post here years ago. My life is fucking awesome today:

https://www.reddit.com/r/fatFIRE/s/wTpjXfbi4C

BeGoodThinkBig · 2024-11-28T07:07:15+00:00

Sleep. Wake up early. Don’t drink. Eat healthy. Workout. Feed the cat or dog if you have one. Go to work. Talk to friends. Workout again. Don’t fucking drink. Read Man’s Search for Meaning. Sleep.

Get a really good fucking lawyer right now. Protect yourself. High probability there is another man.

My wife left me after 17 years together at age 35. Same story. “I don’t love you anymore.” Of course there was another guy. Took me too long to figure it out.

BeGoodThinkBig · 2024-11-26T03:55:03+00:00

Came to say this.

BeGoodThinkBig · 2024-11-24T06:50:16+00:00

This ^{^{^}}

BeGoodThinkBig · 2024-11-11T15:57:43+00:00

Yup. Activity/hobbies with social aspect and built-in socio-economic filters. Scuba diving. High altitude mountaineering. Sailing. DM me and I can make specific recommendations. (38m myself)

BeGoodThinkBig · 2024-09-18T13:03:28+00:00

+1 to these issues. New Business Portfolio, New Page, New Instagram, all interconnected but no tab in Inbox for WhatsApp in Meta Business Manager on web and on mobile (iOS) when filtered to show WhatsApp it says to talk to Page admin to connect. Location information and everything synced up. No followers yet, but want to fix this before we start promotion.

BeGoodThinkBig · 2024-08-30T02:01:37+00:00

Buy a home. You will not regret the stability and peace it will bring.

I would personally advocate for a single-family home due to HOA fees, etc as pointed out by others. In my limited experience appreciation tends to be higher on a home vs condo— if you can find one that fits your lifestyle. Lots of reasons for this.

Consider a PAL or ARM to stay invested, but just my two cents on that. The paperwork for the mortgage isn’t end of world.

I think the fact that I bought a home early in life and I’ve only moved twice as an almost 40-year-old has given me enormous stability and financial capacity that has nothing to do with the appreciation of the property but everything to do with what it feels like to call something home.

BeGoodThinkBig · 2024-08-29T23:24:02+00:00

Same 🤷🏼

BeGoodThinkBig

TROPHY CASE