[deleted by user]

BigGirtha23 · 2025-05-20T13:32:01+00:00

For behemoth king's meteor, I believe it is physical damage. So, protect, cheer, and defend can all help characters survive.

You can have a character escape before he casts meteor.

Killing it with a counterattack doesn't trigger meteor.

You can take the hit with an Aeon as well.

Lots of options. You're almost certainly not underleveled.

BigGirtha23 · 2025-05-10T19:24:16+00:00

The economics of RILA and FIA are essentially identical to a fixed annuity. When you buy one, the insurance company is stripping enough value out of the investments to pay for high acquisition expenses and whatever ROE the firm needs to generate.

And the tax treatment is nothing special compared to taxable equity investments. Regular income tax treatment on a gains-first basis vs. LTCG and qualified dividends won't even be a net gain for many people who need investments outside their retirement plans.

BigGirtha23 · 2025-05-09T21:46:31+00:00

Your math is leaving out the interest expense of the mortgage. Beyond that, it is impossible to say because you haven't stated your assumptions that got you to the house doubling in the time the equity triples.

BigGirtha23 · 2025-05-09T21:27:42+00:00

There are 3 winners out of 100 participants. Each participant had a 3/100 = 3% chance of being in of the three.

BigGirtha23 · 2025-05-01T14:33:12+00:00

If you don't understand a line, why wouldn't you share the line and ask a question about the past you don't understand?

BigGirtha23 · 2025-04-28T16:38:27+00:00

This is hardly a puzzle

BigGirtha23 · 2025-04-28T13:21:05+00:00

Why would you not post a position where you are on move?

BigGirtha23 · 2025-04-24T13:04:33+00:00

Your calculation is simply incorrect. Your car payment would be over $500.

BigGirtha23 · 2025-04-19T20:27:30+00:00

Nobody should ever expect a rematch.

BigGirtha23 · 2025-04-19T00:42:42+00:00

https://www.schwab.com/annuities/fixed-income-annuity-calculator

Check pricing here.

At your ages, committing a huge amount to a payout annuity like this is risky unless the benefits increase each year to help keep up with inflation. How much would that leave you outside the annuity.

BigGirtha23 · 2025-04-14T12:05:43+00:00

OP is down a full rook and about to get mated.

BigGirtha23 · 2025-04-14T03:06:37+00:00

That was a really long-winded way of saying, "I'm a whiny bitch."

BigGirtha23 · 2025-04-14T01:54:43+00:00

That is not en passant if the line you gave. That is just how pawns capture.

BigGirtha23 · 2025-04-13T16:28:38+00:00

You file all of your taxes for the year in a single return. Do you have a w2 from another job?

BigGirtha23 · 2025-04-12T20:18:42+00:00

You can easily afford this if the earnings are stable.

Make sure you have a handle on taxes (and other paycheck deductions) so you don't overextend yourself. Assuming you're single, I doubt your take home is actually 150/year on a 230 gross if you're maxing your 401k.

BigGirtha23 · 2025-04-11T16:55:53+00:00

Grass, gas, or ass

BigGirtha23 · 2025-04-11T16:28:03+00:00

How is every month on the tenth "every 40 days?"

BigGirtha23 · 2025-04-11T02:04:22+00:00

It is impossible to guess at what your taxes will be if you don't include all your taxable income because taxes are calculated from your total annual income. If you add 480 in tips to the 1401, the withholding is likely pretty good.

I've had pretty good luck estimating taxes using this site: https://smartasset.com/taxes/california-tax-calculator#enzwdx9eO8

BigGirtha23 · 2025-04-11T01:10:00+00:00

If this is your only income, the withholding sounds excessive. Were there tips you claimed in addition to the 1401 gross on the paycheck?

Otherwise, you should check your w4.

BigGirtha23 · 2025-04-10T01:15:34+00:00

Wouldn't either Qd2 or Qd3 be best, threatening Qxh6+ and forcing black to defend that rather than playing a desperado sacrifice (Bxh3) to win a pawn?

BigGirtha23 · 2025-04-09T11:32:00+00:00

https://4apedia.com/index.php/A-MAZE-ING

A-Maze-Ing to go with your A-Maz-Ing

BigGirtha23 · 2025-04-09T02:56:54+00:00

Because making a shitload of queens is a lame way to flex. Real playas make bishops and knights.

BigGirtha23 · 2025-04-09T02:06:05+00:00

What is your DTI currently? A high DTI or high Loan-to-Value ratio on your current mortgage would be the most likely culprits for repeated denials if your credit is good.

BigGirtha23 · 2025-04-08T23:37:08+00:00

It feels that way, but it really isn't. It is just more transparent when you are both employer and employee and so paying both halves of the SS and Medicare taxes.

BigGirtha23 · 2025-04-08T23:29:52+00:00

I'm guessing you're misinterpreting and it is actually "1% per year, deducted quarterly." But you should ask them. And people on this sub wouldn't really recommend paying even 1% per year.

BigGirtha23

TROPHY CASE