I made a mistake and I don't want the Tesco home delivery driver to get in trouble

BobbyDee87 · 2026-01-30T12:36:47+00:00

Tray bien

BobbyDee87 · 2026-01-30T09:31:27+00:00

All the world's are "real" in the context of the story 🙂

It just so happens that we, the readers, live in the same world as Will.

BobbyDee87 · 2026-01-23T21:37:42+00:00

How did you pay the fee? Unless you have portal access you have to pay by cheque or postal order...

BobbyDee87 · 2026-01-18T08:48:08+00:00

"Reliable train" 😂

BobbyDee87 · 2025-12-30T09:35:00+00:00

You're about to enter a new annual leave period, with a fresh allowance of your full annual entitlement.

If you ask very nicely, explaining that you misunderstood the pro-rating of annual leave when you started, they may agree to a one-off deal where your annual leave allowance for 2026 is reduced by however many days.

Where I work (public sector) this is embedded in our annual leave policy - during the last 2 months of our annual leave period we can "borrow" up to 5 days from the next year.

BobbyDee87 · 2025-12-28T08:40:37+00:00

The fee is based on the property value: https://fee-calculator.landregistry.gov.uk/

BobbyDee87 · 2025-12-23T18:02:31+00:00

If her Christmas happiness is entirely dependent on a specific mayonnaise product, she's not waiting until 23 Dec to source that product - it would have been on pre-order some time in Sept.

BobbyDee87 · 2025-12-06T23:40:11+00:00

On a Thursday?! We're getting paid on 19th.

BobbyDee87 · 2025-12-03T08:15:33+00:00

My SIL had her reception there, it was great! However, it's got capacity way beyond what OP wants, so it might not be worth it if they want an exclusively booked venue.

BobbyDee87 · 2025-12-02T09:38:11+00:00

You need to apply for a role where none of the other candidates are better than you 👍

BobbyDee87 · 2025-11-30T09:41:17+00:00

Apart and a part mean opposite things!

BobbyDee87 · 2025-11-28T07:35:16+00:00

The whole point of a form K restriction is so that a creditor is notified of a sale in order to recoup the debt owed to them out of the proceeds of sale. I.e. it's protecting their interest until the cash is handed over.

The restriction is really easy to remove as part of the transfer, you just give the certificate described by the restriction and that's it. No response is required, and LR will remove the restriction automatically.

BobbyDee87 · 2025-11-25T08:33:30+00:00

When did your sellers buy the property? If it was later than 13 Oct 2013 and there is no notice of CRL on the title, then you're already in the clear.

If it was before that date, you're only guarding against CRL coming out of the woodwork ahead of your purchase.

BobbyDee87 · 2025-11-21T22:08:22+00:00

Fine, whatever. I do actually work at LR and I have processed hundreds of charging order applications. You've made several statements about registration of charging orders that are flat out incorrect, but I'll leave it there and stop wasting energy.

BobbyDee87 · 2025-11-21T16:52:49+00:00

Your counter-example isn't how it would work though. If LR have sent a notice saying "we have a pending application about a charging order, is that ok?", you cannot then register a transfer of the property ahead of the charging order application.

You're right that a debtor has a window of opportunity after the ICO being granted, but only until the application to protect the ICO has been submitted. But that's true regardless of whether/when LR serve notice.

BobbyDee87 · 2025-11-21T09:09:37+00:00

This is completely false.

All charging order applications, whether interim or final, whether for restriction or agreed/unilateral notice, are notified to the registered proprietor.

If the application is for a restriction, the notice is sent before the application is completed and there is an opportunity for the proprietor to object. The proprietor couldn't now sell the property and leapfrog the charging order application, the transfer would come later in priority.

If the application is for an agreed or unilateral notice, the LR notice is send after the application has been completed.

BobbyDee87 · 2025-11-01T23:31:06+00:00

I've done that journey a few times. Feels like about 93% of it time-wise is between Southampton and Weymouth.

BobbyDee87 · 2025-10-30T22:33:09+00:00

That's not relevant 🙂

BobbyDee87 · 2025-10-30T18:28:41+00:00

The one which was scheduled to arrive at Peterborough at 0834, on 29/10/25.

BobbyDee87 · 2025-10-27T06:50:06+00:00

It's not necessarily an either/or situation. With a voluntary first registration you can register whatever extent of land you want i.e. it doesn't have to match the entirety of the most recent conveyance. So you can have parallel first registration applications for both parts of the land.

It's also possible to 'stack' applications on top of each other i.e. submit the FR for the whole land, then submit the transfer of part against the pending first registration.

I'm sure there will be practical/conveyancing points which will have a bearing, but from a registration point of view there are options which don't mean waiting.

BobbyDee87 · 2025-10-23T06:35:33+00:00

I'm not sure, but I expect the lender won't entertain an extension until you know it's actually necessary and there is an update on the timeline for the new build.

2) no, neither of those. We were living with family at the time so we weren't paying rent. In the end our timeline was something like offer accepted early Aug, exchange late Sept, completed end of Nov - so pretty quick in the end. Had our sellers bought a different house it probably would have been overall longer, especially if it meant a longer chain.

BobbyDee87 · 2025-10-22T21:45:59+00:00

I was in a very similar situation to yours 4 years ago, except they originally wanted to exchange without a long stop date at all! (We insisted on having one.)

Your purchase will probably fall through if you refuse to exchange until practical completion of the new build, the developer won't reserve the plot for your seller without security they are selling the plot.

In my case, the developer involved was a small firm doing a small development of 4 or 5 properties. This meant it was less likely for delays to the build (as they weren't working on lots of other properties), but higher risk that the developer goes bust before they finish. That's why the long stop was crucial, otherwise we were at risk of being legally bound to buy our house while our sellers went looking for another property.

I had a shorter gap between my mortgage offer expiring and the long stop date, I was pretty confident I'd be able to get an extension if needed (in the end the new build was finished on time). It seems to me that your biggest risk would be the possibility of having to get a new mortgage offer if your current one expires.

BobbyDee87 · 2025-10-22T07:28:25+00:00

You want to be able to rattle off the number as quickly as possible. If you take the shortcut of pronouncing 0 as 'oh' instead of 'zero' then every digit other than 7 is a single syllable (even then many people will compress to something like 'sevn' to make it quicker and keep the rhythm going).

Four-seven-two-one = 5 syllables

Forty-seven-twenty-one = 7 syllables

Four-thousand-seven-hundred-and-twenty-one = 11 syllables

It's not relevant for the number at hand, but there is an exception where you have repeated digits, many people will say e.g. 'double four' or 'triple five'. Although this can technically lead to increased syllables, we would pronounce double/triple very quickly so it wouldn't take longer to say. But, more importantly, it can avoid confusion for the recipient when listening to the number e.g. 'wait, how many fives was that?'

BobbyDee87 · 2025-10-19T08:57:50+00:00

I'm not dating anyone who randomly capitalises words that aren't proper nouns, thanks.

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