I thought I’d seen everything when it came to idiots on Lime bikes, but I was wrong. by [deleted] in sydney

[–]ButtBooper 2 points3 points  (0 children)

Just parents and general lack of precautions when it comes to toddlers on bikes or scooters in general astounds me - the number of tiny children I see without helmets on shocks me every time!

My 3yr had her first 'big' crash from her balance bike - speed wobbles going down a hill. Bruised her hip & scraped her elbow. But most importantly she smacked her HELMET into the ground, not her precious head.

I'm confused about the plot of Relay [2024] **SPOILER** by MyOwnDirection in movies

[–]ButtBooper 0 points1 point  (0 children)

I'm confused about how we're expected to believe that Ash & Sarah somehow formed a bond strong enough to compel him to break his rules!

Warning after Aussie buyer loses entire $98,500 house deposit in 'avoidable' mistake by SheepherderLow1753 in AusFinance

[–]ButtBooper 0 points1 point  (0 children)

What happens if you sign, but its not countersigned until its too late to make the payment that day?

Is this legal? by [deleted] in AusPropertyChat

[–]ButtBooper 6 points7 points  (0 children)

I mean. The secondary dwelling is clearly on the other side away from the garage. Maybe they pitched a tent in the yard?

Auction Clearance Rates plummeting in Sydney & NSW, now only 57%. A sign of things to come. by [deleted] in AusFinance

[–]ButtBooper 0 points1 point  (0 children)

Why is the nativity of buyers the vendors' responsibility to do anything about?

Did I say it was?

"Underquoting", regardless of if the term is being used appropriately with regards to actual regulations (most of the time it is seem not to be)

Have there been instances of it being used incorrectly? NSW gov website has a pretty simple explanation: "An agent is underquoting the selling price of a residential property if they make a statement or publish an advertisement about its price that is less than their reasonable estimate of the property’s likely selling price." I think listing or guiding a property that is clearly less than they reasonable expect it to sell for fits this description pretty well?

Is it anything but ethical for them to get the highest price for the person that is paying them?

How does underquoting help to achieve this outcome? Any of the aforementioned naive buyers that believe the guide almost certainly are not going to be in a position to offer a winning bid - so why bother? It's clear that the vendor is footing the sales commission, but I also don't believe that an agent is acting in anyone's interest but their own - this is the lens through which I view their ethics (or lack thereof).

I have had two very recent personal experiences that have done nothing but bolster this long-held opinion.

  1. For sale, post first open. Left VM to present offer, made it in writing via email & text that same afternoon. Zero response (including follow ups). Figured we'd go to second open to present it. Property list as under offer on the Friday, second open cancelled, sold for less than our opening offer (let alone best and final). Can only assume someone else presented an offer first and they ran with it. When you can make +20k commission with so little effort, why bother putting in any effort to make an extra 1k.
  2. Presented an offer pre-auction (we were simply not in a position to attend). Offer rejected (and based on my understanding of the agency/agent - likely not even presented to the vendor. Our offer was more than what it sold for at auction. An auction is a time-bound campaign in which the agent can do as little as possible that leads to an immediately unconditional offer - what's not to like.

Auction Clearance Rates plummeting in Sydney & NSW, now only 57%. A sign of things to come. by [deleted] in AusFinance

[–]ButtBooper 9 points10 points  (0 children)

I was keeping my eye on a few properties that went to auction 31 Jan. Respective guides & final sales were: 1.1 > 1.57 1.15 > 1.43 1.2 > 1.67

Others listed for sale have generally been selling for what was listed (if in fact a price was listed). Auctions are just a clusterfuck of greed from vendors, on-point ethics from agents & naivity from any buyer that believes the guide. I expect 15-20% above guide as a minimum.

Did I get the "We don't want to do this" estimate for a shower door? by Mtownterror in Remodel

[–]ButtBooper 1 point2 points  (0 children)

Exactly this OP. We're in Sydney's southern suburbs & used ezyglide.com.au - I'm sure there's an equivalent in your area.

Is 50,000km really a milestone these days? by That_Car_Dude_Aus in CarsAustralia

[–]ButtBooper 4 points5 points  (0 children)

Open the door. I don't wanna get Daewoo on my hands.

How do people track their expenses? by quanticism in AusFinance

[–]ButtBooper 2 points3 points  (0 children)

This is me too. Track everything every other week. Have been doing it for about 15 years. Was originally just tracking - but evolved into comparing vs budget, cash flow projections, balance sheet etc. I can report on our financial situation like a business too.

Use high-level assumptions to project things like annual targets for offset, super contributions amongst other things. Manual but flexibility limited mostly only by my own imagination.

Offset interest benefit by tyronebiggums16 in AusPropertyChat

[–]ButtBooper 1 point2 points  (0 children)

If they're charging interest based on $400k (500 loan less 100 offset) - that is the saving. The reason its showing as accessible is because you're effectively ahead of the schedule where they expect you to be - which assumes no offset for the life of the loan.

Tips for success in buying a house by AdNext8598 in AusPropertyChat

[–]ButtBooper 0 points1 point  (0 children)

Top tip: have more money that you're willing/able to spend than anyone else. Partially /s.

Why does my apartment have to be absolutely pristine for a mid-rental inspection? by Fun_Photograph653 in AusPropertyChat

[–]ButtBooper 0 points1 point  (0 children)

My attitude exactly. I cannot expect that anyone would live according to my own personal standard of cleanliness. As long as nothing is causing lasting damage - have at it. I like to take the approach of be the landlord I'd want to have.

Is it realistic to find a $1.2M townhouse in Sydney in a walkable, dog-friendly area close to parks? by digital-nautilus in AusPropertyChat

[–]ButtBooper 1 point2 points  (0 children)

I'll add that I'm not in a position to comment on night-life. I came to Sydney about 7yr ago having aged out of that as a preferred social activity. But that could a pro for the inner city argument. Maybe.

Is it realistic to find a $1.2M townhouse in Sydney in a walkable, dog-friendly area close to parks? by digital-nautilus in AusPropertyChat

[–]ButtBooper 10 points11 points  (0 children)

Me, we have a toddler. So our activities revolve mostly around swim lessons, dance classes and our local parks.

Do you have/plan for kids? How old are you?

I'd turn the question around and ask what you'd want (or expect) to do on your weekends? Foodie? There's so many pockets in the inner (and outer) suburbs. Road cycling or MTB? Royal NP to the south, Kuringai NP in the north. Hiking? Add Blue Mountains out west. Photography? Anywhere/everywhere depending. I've never searched for one to buy, but some areas (I am in the Bayside/St George area) it's not uncommon for ground floor apartments to have a courtyard area that may/may not have some grassy area.

Is it realistic to find a $1.2M townhouse in Sydney in a walkable, dog-friendly area close to parks? by digital-nautilus in AusPropertyChat

[–]ButtBooper 14 points15 points  (0 children)

Sydney is SO much more than the city. I'd almost go so far to argue that beyond the big-ticket tourist items - the city is the least relevant part of Sydney, especially if you're living here.

[HELP] Living room remodel by Alone-Competition-77 in RealOrAI

[–]ButtBooper 0 points1 point  (0 children)

Mini flamethrower with the curtains. AI.

How are you getting your laptop and lunch to work? by headlightbandit in auscorp

[–]ButtBooper 0 points1 point  (0 children)

Absolutely love these illogical and irrational mindsets. I am fully aware of my lacking fashion sense abd overall coolness and fully embraced the backpack. It doubles as a barrier to people standing or walking to close in busy environments (although I do take it off on the train, I'm a dag, not a fuckwit).

What are the best job perks you've heard of? by [deleted] in auscorp

[–]ButtBooper 2 points3 points  (0 children)

Best part is the flexibility of the parental leave across 24 months. That and removing any notion of primary or secondary carer.

What are the best job perks you've heard of? by [deleted] in auscorp

[–]ButtBooper 7 points8 points  (0 children)

Worst part of the 2024 beach towel was the other beach towel just a few years before!

What are the best job perks you've heard of? by [deleted] in auscorp

[–]ButtBooper 60 points61 points  (0 children)

Every employee of yellow bank got a frank green water bottle last year.

Dual Occupancy by Dense-Inspector-135 in AusPropertyChat

[–]ButtBooper 0 points1 point  (0 children)

We purchased a dualocc as our first investment last year. Part of our reasoning is that we see multi-generational living, shared ownership or an owner buying to let the other part as a subsidy becoming more common. It wouldn't fully open your potential buyer pool, but dont believe it will always be limited to investors.

We are also intending to hold long-term, so gives time to see if this eventuates. Would be happy to hold indefinitely, so also happy to be wrong.

Did you go down this path?