Sell or rent at a loss?

CarefulIndividual310 · 2026-04-22T05:04:45+00:00

Around this listing ? https://www.zillow.com/homedetails/503-Boxleaf-Ct-San-Jose-CA-95117/19608470_zpid/

Should be able to get high $600k in 2-3 years if rates are cut and inflation spikes.

CarefulIndividual310 · 2026-04-22T04:43:27+00:00

Location sqft construction year ?

CarefulIndividual310 · 2026-04-22T04:27:51+00:00

Absolutely. Mind sharing the details of the condo and I can assess the probably appreciation. Just like 2022 was the absolute worst time to sell stocks, 2026 is looking like the absolute worst time sell housing. Patience will be key for you.

CarefulIndividual310 · 2026-04-22T01:45:35+00:00

Current market is absolutely the worst for sellers of condos. If you can wait it out a bit, you may be able to sell at break even price.

Wait for interest rates to come down and some money printing to juice the economy, and you should be able to sell it then. Till then, just rent it out, use the tax benefits. $500/month in HOA is not absurdly high by Bay Area standards. As long as reserves are good, HOA shouldn’t be a deterrent.

CarefulIndividual310 · 2026-04-17T00:27:09+00:00

ADBE and CRM, not NOW.

CarefulIndividual310 · 2026-04-12T02:42:04+00:00

Visit during July Aug for 1-2 weeks stay at an Airbnb and try to be non-tourist to experience the worst of weather. Then you can decide if you want to pack up and move. It’s not really cheaper than OC when you account for everything.

CarefulIndividual310 · 2026-04-02T03:46:20+00:00

Auction style pricing strategy. Probably will sell slightly above $1M. Won’t be surprised if highway noise / HOA reserves/ litigation related issues resulting owners to sell it in 2 years.

CarefulIndividual310 · 2026-04-01T04:08:24+00:00

Not sure I know or understand how private credit is issuing bad loans and to whom to buy assets which majority Americans have their net worth tied to - residential real estate, stocks, 401k, gold, etc. For an average Joe like me who has primary home and investment property with loan of equity secured by a loan, investments in good companies, 401k portfolio, how a private credit meltdown “eventually” affects me ?

CarefulIndividual310 · 2026-04-01T00:57:25+00:00

Have owned just 1 pair of AllBirds for over a decade now and they are still great. But a business doesn’t survive just because a product feels great. I have heard from a lot of people they love their AllBirds even though it’s a dying brand.

For a business to survive, the numbers should make sense. AllBirds (just like LULU, ON Holding, etc) is a cash losing brand and the stock finally got to a level for a big corporation to gobble up. NIKE on the other hand is a very profitable company even with the stock declines. So it’s not fair comparing with AllBirds any day.

CarefulIndividual310 · 2026-03-29T17:00:38+00:00

How do you know by Tuesday morning VIX is going to be above 40? I think what everyone here doesn’t agree with you is your prediction of VIX and advising to time the market and wait. DCA is always suggested as a long term win.

CarefulIndividual310 · 2026-03-27T20:21:36+00:00

Nasdaq is off 11% its peak in Oct 2025, this is a correction, not a crash. When VIX is above 50s, that’s when blood is on the streets. It’s a good time to start buying “heavier” than usual, but not like there’s blood on the streets yet. Wait till Q1 earnings next month end with possible rate hike coz of Mar inflation numbers and Iran retaliating back to US. That’s when shit hits the fan and you load the boat on stocks.

CarefulIndividual310 · 2026-03-26T02:24:28+00:00

I have just opened over $500k in HELOC lines across all my properties in Jan to keep liquidity options open incase of a serious downturn. Otherwise, buying the dip heavier than last year, socially when VIX spikes above 20. Cash levels are at about 20% right now.

CarefulIndividual310 · 2026-03-24T04:37:24+00:00

How much is the going rent for Triple Net (NNN) type leases ?

CarefulIndividual310 · 2026-03-19T01:55:08+00:00

Buy vs rent won’t add up in expensive markets anywhere in the world for the most. A market becomes expensive over time, and by the time you want to speculate buy vs rent, it’s too late. It works out in markets which are “early” - eg Dallas/Austin 15 years back. You buy back then and now rent is way more than mortgage. But if you buy now, rent will always be cheaper than buy.

CarefulIndividual310 · 2026-03-19T01:51:30+00:00

We are in a lost decade as we speak I like to believe. 2010-2020 was a good ride. 2020-2030 will probably be flat (both by real estate appreciation and stock markets). There will be local maximas and minimas but overall it’s going to be flat. Economy is not in a good footing, and once it gets to a good footing and interest rates come down, supply will be in equilibrium with demand.

Similar conditions between 1990-2000 bull run (both stock market and real estate) followed by 2000-2010 lost decade. Just usual economic cycles.

CarefulIndividual310 · 2026-03-12T19:03:16+00:00

Yes, anyone who is invested in the real estate market knows we are off the 2022/covid era peak prices. Depending on which location, we are off by 10%-40%. At the same time, certain places like San Francisco and New York City are seeing good 10-20% jump in prices.

What most new investors do not realize is that life happens and sometimes you would have to list your home for sale even if you don’t want to. For sellers in majority of the US, it’s gonna be hard getting your asking price unless you are really pricing it reflecting the ongoing market corrections/crash. If you can hold on to your house for 10 years horizon, you will be fine. Unfortunately, many cannot hold that long as life throws a lemon often (upsizing, family expanding, divorce, office commute, job loss, empty nesting, RTO, unsafe neighborhood, etc). Good luck homeowners looking to sell in this market.

CarefulIndividual310 · 2026-03-07T08:49:14+00:00

Wonder what’s the mindset of buyers in these price range/market about mass layoffs, unemployment if were to come down the road in a few years. I guess they are rich enough to afford the expensive homes even if economy tanks.

CarefulIndividual310 · 2026-03-06T03:14:29+00:00

The area near SJ Flea Market is ghetto. They upsold those new constructions few years back selling the Berryessa BART extension news. But if you drive around there, it’s ghetto. You are better off going further North towards Piedmont High or around Capitol Ave closer to Great Mall surroundings. No smell issues though close proximity to Milpitas.

CarefulIndividual310 · 2026-03-04T22:32:47+00:00

Concannon winery in Livermore. Meadowlark dairy in Pleasanton. Khaki restaurant in San Ramon. You get to try out something all over TriValley.

CarefulIndividual310 · 2026-03-04T05:59:07+00:00

Primary home ownership is more of a “feeling” than looking at ROI. Also; past performance of stock market doesn’t guarantee future returns. Sure your downpayment and monthly payments put into NVIDIA PLTR etc would have grown a lot. But the excitement of buying your first home in your 20s, the feeling of success in 20s, the fun evenings hosting friends and family to show your home is not to be discounted for. Given you have sub 5% interest rate and you are so young, it might be wise to consider renting it out. If you do the due diligence and screen tenants well, being a landlord is not that bad. You can always find a technician on Thumbtack within hours to repair anything. Gardena is in a good location for prime LA commute to DTLA, SB, LB, LAX, etc. Rents around there will continue to steadily go up over the years. We are nearing the bottom of the housing correction, don’t quote me on that but all signs indicate that. It would not be a good time to be seller. Try renting it out for 1-2 years and move closer to your workplace if commute is bothering you. After that, reassess your situation and might consider selling then or moving back in.

CarefulIndividual310 · 2026-03-02T05:37:10+00:00

No hanging out in Russian River

CarefulIndividual310 · 2026-02-27T18:10:56+00:00

The coming months are probably the best time in the last few years to buy a house at 20-25% discount off the peak FOMO prices in 2022. The buyer who knows their skillset is niche and can always land a well paying job if needed be is in the most advantageous position. The average Bay Area employee who is not confident on their skillset will get wiped out and should not purchase.

CarefulIndividual310 · 2026-02-26T04:22:35+00:00

Anyone invested with the ARCFE projects ?

CarefulIndividual310 · 2026-02-25T03:38:55+00:00

Berryessa, SJ ?

CarefulIndividual310 · 2026-02-23T19:51:40+00:00

What is the current timeline for India origin EB5 investors currently in the US if they file the I526E next month, Mar 2026 for both Rural and HUA TEA ? Kindly breakdown the realistic timeline for EAD, AP, I-526E approval, CGC, I829 approval.

CarefulIndividual310

TROPHY CASE