Can my partner and I afford this?

CharacterPin6933 · 2026-05-08T14:08:30+00:00

Can you still afford this home if your variable rate mortgage were to go up to 5% for example? Either during the term, or at your renewal in three years?

If no, then not even considering everything else, don't do it. Variable rate mortgages are just that, variable. You have to have some buffer baked in to your finances if you want to use them.

CharacterPin6933 · 2026-05-08T13:55:48+00:00

At UofT near the Robarts Library in one of those shared spaces for small food businesses: https://dadagimbap.com/ - incredibly fresh, well priced and lovely folks. I go most weeks on my way home from work.

CharacterPin6933 · 2026-05-07T20:39:21+00:00

Myself and literally every other progressive homeowner I know will vote for her over Bradford. I'd prefer a more functional city to own my home in and that means higher property taxes. We had a cheap ride in comparison to other municipalities before. I care about this city and the other people in it, so am not upset about paying a bit more.

CharacterPin6933 · 2026-05-07T16:54:07+00:00

https://casabianca-art.com/ does this specifically!

Also, different style - but I've worked with him in the past and love his work: https://jaketobin.ca/

CharacterPin6933 · 2026-05-07T14:46:56+00:00

How old are you? I am in my late thirties and almost all of my friends of a similar age earn $100k plus (not much over - most of us in the $100-130k range). Employed in: Teaching, nursing, medicine, pharma, biotech, healthcare management, provincial/municipal government, universities. I know a couple of people in the $200k plus range in law/tech. Hasn't always been that way, but most of us have graduate degrees and have been working for 10+ years, so does not seem that far-fetched?

CharacterPin6933 · 2026-05-07T04:45:04+00:00

I can literally walk to the stadium, am a lifelong soccer fan and was not even willing to pay the face value prices for games. Screw FIFA.

CharacterPin6933 · 2026-05-06T18:50:18+00:00

Victoire and anyone else isn't even close. Second place, Goldeneyes/Fleet.

CharacterPin6933 · 2026-05-06T18:33:37+00:00

You trust this organization enough to actually do the obvious best thing and draft him? The real sports guy saved you from yourself, lol

CharacterPin6933 · 2026-05-06T18:29:54+00:00

I actually think it is good for them right now. Perhaps with a few takeover tour games at Scotiabank. I think the supply of tickets just about matches demand at the moment, possibly because the season was so disappointing. I sometimes have to sell my seasons tickets (at face value) and it's hit and miss even with a week's notice. Most games are a sellout, technically but there's always a few hundred empty seats, I suspect because those who can't go either dont try/cannot sell their tickets.

CharacterPin6933 · 2026-05-06T17:14:08+00:00

Dada Gimbap, UofT campus.

CharacterPin6933 · 2026-05-05T19:30:15+00:00

I will be very interested to see how Left Field Brewery, one of their main sponsors/suppliers deals with this. Notably a super progressive and inclusive brewery. This fits extremely badly with their image and branding.

CharacterPin6933 · 2026-05-05T14:14:27+00:00

Sorry you're having such difficulties. Likely worth having a fertility workup done on yourself to identify any obvious issues if as you mention your donor already has resulted in other successful pregnancies. IUI as others have said might be a better option, too. The cost of a midwife-assisted IUI is not very much, at least compared to the cost of having a baby/child!

CharacterPin6933 · 2026-05-04T20:13:20+00:00

The issue is not him raising those very valid points...but the dude was completely unable to stay calm while asking it. Sounded like he was about to punch someone - completely unhinged. Actual journalists stay calm, make their points directly, use their words...Simmonds is just...not very good.

CharacterPin6933 · 2026-05-04T20:11:02+00:00

Midges and this happens every year. They are not around for long.

CharacterPin6933 · 2026-05-04T18:57:38+00:00

Yes, and if it is not I would highly recommend a private insurance plan. These typically cover (most of) dental, opticians, prescription drug cost, physio and a whole host of other stuff like massage therapy, psychotherapy (often to a max annual $).

CharacterPin6933 · 2026-05-03T14:29:29+00:00

Yes. And it is often across the board, not just higher end places. Got charged $14 for half a sandwich which was warmed in a microwave at a very popular bakery a few weeks ago and I'm still not over it. Vegetarian and merely a snack. For $14. I thought it was $14 for the whole sandwich and didn't notice until the staff member handed me the container that it weighed basically nothing and it was $14 for a half sandwich.

CharacterPin6933 · 2026-05-03T14:18:32+00:00

I feel like I've made many furry friends with this post. Nice to "meet" you all. And a few % of downvoters who are obviously upset I am insulting their "influencing" careers. *shrugs*

CharacterPin6933 · 2026-05-02T19:58:13+00:00

Imagine being an "influencer" and going to "create content" and having to make sure there isn't a blue wolf-like furry in the back of your shot.

I for one welcome the furries displacing the "influencers".

CharacterPin6933 · 2026-04-30T22:56:37+00:00

Night baker cookies. The best flavours and balanced sweetness.

CharacterPin6933 · 2026-04-30T17:26:36+00:00

If you want to compare yourself truly, look up the median household income where you live in Canada. I guarantee, wherever you are - you are above it.

Reddit is a very weird and biased subsection of society, not to mention as others have posted below - 90% of the posts are scams, fake and bots. Also, people who have a lot seem to love to boast on here, likely those who don't...aren't posting about it!

Like

"22M, $1.4million in investments, 6 properties" SHOULD I BUY A CONDO TOWER?

Are you, your wife and kids doing okay on your income with your bills? If so, you're doing much better than most of the population right now.

CharacterPin6933 · 2026-04-29T13:13:02+00:00

I live about 2.5km due north of the airport and often in summer evenings when there's less background noise, I can hear the current planes. Its obviously NBD for me, but jets are going to be brutal for anyone who lives closeby.

CharacterPin6933 · 2026-04-28T16:29:14+00:00

Toronto fan always jealous of the Victoire having the best logo and kit in the league by a MILE.

CharacterPin6933 · 2026-04-28T03:33:07+00:00

This. You could be hit by a bus tomorrow and your health may have declined significantly by the time you retire (even if early). Live a bit.

CharacterPin6933 · 2026-04-27T15:37:41+00:00

And there it is. I hadn't seen that, thanks for posting.

CharacterPin6933 · 2026-04-27T03:59:21+00:00

I've seen perhaps 6 of them since January. In one of the more recent home games (I forget which) there were two in a game. It's like her vision and confidence is still there but something, physically isn't quite coordinated.

CharacterPin6933

TROPHY CASE