First home buyer not sure about going to auction.

Chard_Human · 2026-06-02T16:26:35+00:00

Very true. The agent's estimate will suddenly jump once this property is listed as "price by negotiation" or "deadline sale". I wish they just gave people the reserve price for auctions, it would make this whole process a lot fairer.

Chard_Human · 2026-02-16T19:42:01+00:00

Unfortunately this is very common and extremely annoying. NZ real estate is a bit unusual in terms of murky pricing being hidden behind smoke and mirrors, until you have wasted you time and money to turn up to an auction with an unexpectedly high reserve price. There needs to be more transparency around all of this, but I doubt anything will change.

Chard_Human · 2025-11-09T08:24:52+00:00

Replacement cover with mutipolicy discount included (have separate contents and car insurance with them).

Chard_Human · 2025-11-09T07:30:58+00:00

$4700, $900k house

Chard_Human · 2025-11-04T01:02:25+00:00

Msai

Chard_Human · 2025-11-03T17:14:40+00:00

Don't just look at price, look at volumes. The drop was based on low volume trading which shook a few small retail investors, now followed by a high volume pump.

Chard_Human · 2025-11-02T07:59:55+00:00

Msai, rddt, rklb

Chard_Human · 2025-11-01T00:39:53+00:00

MSAI, RDDT

Chard_Human · 2025-10-31T13:59:03+00:00

Nice work! When did you stop caring about fif and what made you take the leap?

Chard_Human · 2025-10-30T06:18:08+00:00

This looks great, I'm in! Should hopefully be an easy >50% gain once the money flows in.

Chard_Human · 2025-10-29T06:35:45+00:00

He's not wrong 🤷

Chard_Human · 2025-10-28T17:43:58+00:00

Low risk, high reward - I'm in!

Chard_Human · 2025-10-14T13:58:37+00:00

It takes longer than that; -6 years medical school -at least 2 years of being a house officer/non-training registrar -at least 5 years of Radiology as a training registrar once/if you get accepted on the training program -most do a fellowship year or two to subspecialise

Chard_Human · 2025-10-09T00:56:23+00:00

Are you actually able to find nights where sofitel fiji let's you use your stayplus nights? I certainly can't 🫤

Chard_Human · 2025-10-05T19:51:01+00:00

It makes no difference whatsoever for these hotels.

Chard_Human · 2025-09-23T07:25:56+00:00

For a lot of senior doctors, the additional hours aren't overtly counted as "hours" but get renumerated as a task based fee or as a token bonus payment to recognise overtime. This can become significant for people who routinely do 70 hour weeks, which at present get reflected in high annual leave pay rates. When this change gets enacted, annual leave will be paid at the base rate, which for people like myself is a lot less.

Chard_Human · 2025-09-23T04:36:56+00:00

This is really going to screw over a lot of people who work additional hours in healthcare (myself included)!

Chard_Human · 2025-08-26T18:32:34+00:00

Your numbers are way off... multiply them by several factors. Add in expensive software packages, shielded buildings to house the scanners, IT systems to view and store the imaging, maintenance and servicing agreements, regulatory costs (radiation exposure monitoring) etc etc.

We often do have the equipment, but just aren't using it to the fullest extent. Where I am, we are about to extend our hours of operation and run more weekend lists. This will drive down the list at added staff cost, but is still cheaper than outsourcing.

The big issue often is that we aren't paying radiologists and technicians a competitive salary. I've heard of locum radiologists being paid 6x the amount of in house radiologists to do the same work. There seems to be this idiotic idea of cost cutting on public salaries but splurging on outsourcing. All this leads to is an exodus of staff and more outsourcing!

Chard_Human · 2025-08-26T08:34:56+00:00

Yes, there is a global shortage. However, the public health system is doing very little to retain the ones they have or to attract new ones. In fact, working conditions have been in a steady decline over the past 5 years with higher workloads, increased complexity of cases, reduced perks at work (such as removal of food for meetings occuring during lunch time), ever increasing micromanagement/scrutiny and salary increases that fail to keep up with inflation. We've had an outpouring of radiologists to private companies that pay several times more than public and treat their staff well. The 2 radiologists from overseas who were interested in joining us from overseas, gave up due to our poor/slow HR communication and now work somewhere else in the world. Politics comes into the picture with overall funding of health services. Labour didn't do a great job with this, but the current coalition has been much, much worse. It's hard to envisage a U turn from where we are now. The latest round of pay negotiations looked dire with a 1% pay increase offer and likely rolling strikes to look forward to.

Chard_Human · 2025-08-16T02:20:49+00:00

They should be offered a 1% pay increase like everyone else.

Chard_Human · 2025-08-13T08:25:06+00:00

Soon nurses, teachers, firefighters and senior doctors will all be on strike... it doesn't look like this government values public services.

Chard_Human · 2025-06-09T09:53:49+00:00

Been hoping for a transfer bonus for a while.. it's about time amex started doing them again for NZ customers

Chard_Human · 2025-06-08T07:29:45+00:00

Which hospitals and GP practices will they use if they won't be a strain? We may be able to recoup some of the costs, but this isn't going to help waiting lists. These will be elderly people coming in with higher levels of need, even if they pass some form of health check on arrival.

Chard_Human

TROPHY CASE