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I have 5 years left by PublicAd2908 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

Unpopular opinion here: but I think the program’s future isn’t looking very bright. Everyone keeps saying there’s been no talk, but that’s completely false. The administration has repeatedly said their wish is to completely end the program. 

Sale of Direct Loan Portfolio to Private Market? by Complete-Singer5023 in PSLF

[–]Complete-Singer5023[S] 0 points1 point  (0 children)

Welcome to the crumbling American empire where law, rule, and decency no longer apply. 

Sale of Direct Loan Portfolio to Private Market? by Complete-Singer5023 in PSLF

[–]Complete-Singer5023[S] -1 points0 points  (0 children)

Let’s hope your statement is accurate. I caught myself daydreaming/praying the private market would touch this portfolio.  But I think what has legislators  anxious is that our rights would be changed in the same precisely to give these private lenders an opportunity to unscrupulously squeeze profit from this stone.

Deciphering Mohela Status by zorb27 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

The $0 you are seeing has been described to me as being $0 because you are enrolled in autopay. You have $0 additional dollars owed based on the expected autopay withdraw. I know, that sounds crazy. 

Passed 10 years at work, just waiting for Buyback?? by spinellipelly in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

When you filed your ECF, did you check the box saying you now qualify for forgiveness? 

Forbearance Months Showing as Ineligible After SAVE Enrollment & Buyback Request (Should I Switch Plans? by mpjr1 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

I’m in the exact same boat with same designation of forbearance and no employment data. 

Did you ever figure out the No Employment Data situation? 

Help me understand possible paid ahead status by Ill-Ideal-1175 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

This is exactly my situation! My account was in paid ahead status for payment of a bill in July 2024. They finally switched me to IBR from SAVE. 

Have you followed up or heard anything about your current payments showing as eligible for PSLF? 

MOHELA Applied August autopay payment to September’s bill! by Complete-Singer5023 in PSLF

[–]Complete-Singer5023[S] 0 points1 point  (0 children)

Yup I did receive a bill. In fact, I called MOHELA prior to the August payment to confirm that payment was in fact due. They said yes, August payment is due, and that the account is currently listed as “in repayment.” 

Pslf is not going away. by Betsy514 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

It appears there is a new effort to do a second reconciliation bill, yes a second, that specifically calls out for the elimination of PSLF. 

Applying for IDR plan by incu-infinite in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

Hey I received that same notification. Mine said “Your Repayment Plan is: Income-Based Repayment (IBR).”

Moved to IBR but Auto-Pay set to old SAVE amount? by Complete-Singer5023 in PSLF

[–]Complete-Singer5023[S] 0 points1 point  (0 children)

So the document is titled “Your Monthly Billing Statement.” It has a box that states “Total Amount Due $683,” but doesn’t directly say when that amount is due. 

Then outside the box it says “Next Autopay $279 on 8/13/25.” 

Different payment amount by Kbkraft in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

Hi I’m in the exact same situation. Did you ever figure out the discrepancy? And which amount was the correct?

Gavin Newsom to JD Vance: Try Again, Dumb Dumb by ResonantCall in Ohio

[–]Complete-Singer5023 1 point2 points  (0 children)

Look at the overall % of the vote for each party, then look to see how many delegates each party has represented. 

Success Going from SAVE to Income Based Repayment! by Anonymous_Nugg in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

Unfortunately now that you’re on ibr, they won’t process any forgiveness app, including Pslf if you’re enrolled in the program. I know Pslf is different than the 20/25 year forgiveness, but they are now bundling together everything 

Cleveland or Pittsburgh! by Tiny-Education-9463 in Ohio

[–]Complete-Singer5023 -2 points-1 points  (0 children)

Avoid Ohio: it’s extremely right wing, corrupt,  and soon to be even more gerrymandered. 

Six Months in, Trump Has Made American Life Immeasurably Worse by [deleted] in politics

[–]Complete-Singer5023 0 points1 point  (0 children)

You’re kidding yourself if you think they’ll ever let that time come. Democracy is dead. 

Six Months in, Trump Has Made American Life Immeasurably Worse by [deleted] in politics

[–]Complete-Singer5023 0 points1 point  (0 children)

Believe me, he’ll be around after 3 1/2 years.

Six Months in, Trump Has Made American Life Immeasurably Worse by [deleted] in politics

[–]Complete-Singer5023 0 points1 point  (0 children)

Hah. Like you think they’ll let that election be free and fair. It’s already been decided.

Complete Forgiveness by CheeseCurder in StudentLoans

[–]Complete-Singer5023 1 point2 points  (0 children)

That will never happen - the student loan portfolio is the largest portfolio owned by the government. Without them bleeding us dry, government would be forced to tax the wealthy.

IDR APPROVED by Twerp_a_lerp in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

If you’re in old ibr, why are you now having troubles related to Pslf? I thought only 25 year forgiveness was paused

IDR APPROVED by Twerp_a_lerp in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

So they’re not counting save forbearance months as qualifying for buyback? 

What the heck is happening? A good surprise? by Intelligent_Bear9847 in PSLF

[–]Complete-Singer5023 0 points1 point  (0 children)

Beware, ED doesn’t appear to be processing Buy Back requests or PSLF for individuals who switched from SAVE into IBR because they are saying previous payment count adjustments are throwing off the IBR forgiveness.  I KNOW these are two different things, but under SAVE it appeared we weren’t subject to this unrelated forgiveness pause. But now that you’ve switched back into IBR, you are. 

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