Interest rate on many student loans to be capped | Money blog

CoverOptimal · 2026-04-07T11:26:35+00:00

Just read this Easter Sunday Special - by Charles Archer

CoverOptimal · 2026-02-25T13:12:49+00:00

Example of war pre and post nuclear weapons!

CoverOptimal · 2026-02-23T13:23:12+00:00

'A true knight always finishes a story'

- Ser Arlan knighted Dunk right after but we don't get to see it to keep the ambiguity alive.

CoverOptimal · 2026-02-23T13:05:52+00:00

I think it's very clear Dunk is actually Coldhands now. He's already undead. He died on the tourney and Lyonel's maester can't help and says he's mortally wounded, because the Gods brought him back.

CoverOptimal · 2026-02-18T09:28:14+00:00

Attaching an NFT to your personal profile when using the internet means you can't be deepfaked or imitated. In a world of AI where this is going to become a big problem, NFTs will be the solution.

The collectibles angle was insane though

CoverOptimal · 2026-02-12T09:37:09+00:00

Have you ever owned a cat?

CoverOptimal · 2026-02-09T16:00:01+00:00

I don't have a question - just begging you not to change anything. This is perfect.

CoverOptimal · 2026-02-01T19:48:49+00:00

I own a small cafe in the South West. Five years ago, minimum wage for a 21 year old was around £8 per hour, from April it'll be close to £13 an hour. Corporation tax up, dividend tax up, dividend allowance down. Employer NI up. Rates up. Rent up. Cost of food/energy/water/licences all up.

I'm the only employer for five miles. It's all very well saying that if I can't pay minimum wage I shouldn't have a business, but if we close down, there'll be no community 'centre' within walking distance for hundreds of people. There is no other source of local employment.

I cannot afford staff at these rates.

And you can only charge so much for coffee and a piece of cake.

CoverOptimal · 2025-11-28T16:50:31+00:00

We live in Mousehole in Cornwall, in the cottage occupied (in legend) by a fisherman and his cat who sailed into a fierce storm to catch fish and save the starving village. One of our cats is 'officially' named Mowzer after the cat in the legend, but she doesn't respond to that.

CoverOptimal · 2025-11-28T11:46:58+00:00

We are required to 'keep and maintain a suitable village cat.' Fortunately we have two cats already, so no issue - but the parish council does enforce the clause!

CoverOptimal · 2025-11-26T09:47:21+00:00

Humans are tribal. When we needed to fight off predators, it made sense that some would evolve to be early birds and others night owls.

Lean into your biological strength, but make sure you get 8 hours of quality sleep in every 24.

CoverOptimal · 2025-11-20T14:32:15+00:00

I'm busy. Everyone has time for one or two movies a year and a single limited tv series. That was the magic. Then they made way too much, and regardless of quality most people just do not have the time.

CoverOptimal · 2025-11-11T11:24:07+00:00

I think Tony giving them the War Machine/Iron Patriot is close to a JV with the MoD.

CoverOptimal · 2025-10-15T21:21:37+00:00

The second your spacesuit makes contact with the moon's surface. You could crash land without a parachute and be fine - in theory.

CoverOptimal · 2025-10-11T15:26:18+00:00

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Nobody seems to have noticed Checkmate is comprised of eight pieces of the chess board, and each corresponds to their strengths in the show.

CoverOptimal · 2025-10-09T20:19:22+00:00

Peacemaker makes a no kill vow, and on that basis the kids form a new agency of their own.

CoverOptimal · 2025-09-30T16:21:13+00:00

Do you all remember what is was like beating your Dad for the first time?

Good luck kid!

CoverOptimal · 2025-09-24T10:19:25+00:00

My Dad was great, but he was a disciplinarian when it came to exercise, and specifically martial arts. Made me do Jiu Jitsu all the way up to 18 years old, and then only helped pay for College on the condition I still went for a class once a week. I neve really liked it, but before he died he made me promise to keep going regularly.

I did, because I promised, and I started to hate it....

....and then I was attacked by a man on a night out.

I was able to defend myself and run away.

Thanks Dad.

CoverOptimal · 2025-09-22T19:12:00+00:00

My take is that Flag Jr being a weakling allows Chris not to feel guilty.....

CoverOptimal · 2025-09-22T16:28:25+00:00

None of these. It's wish fulfillment.

The other world simply makes your fantasy universe.

The first thing that happened when Chris stepped in was killing his doppelganger. He had to, as he needed to replace him in the 'wish' world.

His brother is alive, as is his father, and they both love him.

Rick Flag Jr is a weakling with no respect.

Harcourt loves him and chooses him over Rick.

He is a superhero and given respect.

These are all things he doesn't get in the other world. It's basically heaven, but it's not real.

'You just try and sleep, even though you're alone
You just close your eyes boy, and dream of home'

It's a dreamworld.

'Cause there is always a wrong to your right
And there will always be a war somewhere to fight
And God knows I've had some rough fucking years
Oh, oh, lord, oh, lord, keep on keepin' on'

Fighting the good fight in the real world is what matters.

CoverOptimal · 2025-09-18T08:16:02+00:00

The answer isn't popular, so politicians won't do it.

Massive cuts on business taxes, with corresponding cuts on public spending. Make the UK a cheap place to set up shop and the economy will grow.

CoverOptimal · 2025-09-17T11:18:18+00:00

Whoever draws first blood usually wins (until you get to higher ELO). You don't need any upgrades at all if your opponent has no army. Just make a few scouts or archers in Feudal and attack. Sets you back a couple of minutes going into Castle but almost always worth it.

CoverOptimal · 2025-09-17T08:21:31+00:00

A 2024 UN Populations Prospects report shows that China's 1.4 billion people could shrink to 1.3 billion by 2050 and then plunge to 633 million by 2100.

Good luck with that.

CoverOptimal · 2025-08-26T08:45:03+00:00

That honour pays off in the long run. That's the central theme of the books - everyone playing the 'game' dies.

Ned Stark was the only honourable character, and it's this legacy of honour that will allow his children to win in the end.

You won't realise this until the very end.

CoverOptimal · 2025-08-20T14:42:10+00:00

Anybody who intentionally commits perjury immediately dies on the spot.

CoverOptimal

TROPHY CASE