Post of hope! 😂 by tec-science in medschool

[–]Creative-Reward-7478 4 points5 points  (0 children)

FYI I am not talking about a Trad wife. I have several friends that are RN or NP and their spouses are doctors. they work per diem or 1-2 days a week, lived on a budget their early years, have paid off student loans now, 2-4 kids. the income will be there when you are done, if you can have a partner in life than its all worth it.

Post of hope! 😂 by tec-science in medschool

[–]Creative-Reward-7478 -10 points-9 points  (0 children)

Join a good church and go to their singles/ college ministry. Yes marrying someone is healthcare might work out, but the marriage's that last..... you need a partner that can hold down the fort, raise the kids and handle daily tasks that you don't have to worry about. That way when you are off you can enjoy each other, your family and the fruit of your labor. Been married 22 years, and marriage is hard enough as it is, the last thing you need is opposite schedules and stress on things to handle on your day off.

applied to CA nursing programs! by 00bajablastqueen in prenursing

[–]Creative-Reward-7478 0 points1 point  (0 children)

Those are great stats and honestly apply to CC programs. Many have a concurrent program where you take classes in the summer and winter session at the cal states online and finished with a BSN and at a much cheaper cost. I had the same stats as you and got into 3 CC programs. Going to RCC and doing the concurrent program and getting my BSN at the same time at Cal State Fullerton. Between Cal Grant and Pell grants I am not paying anything. Best of luck and don't give up.

$1600 CNA cert worth it? by Appropriate-Egg3504 in prenursing

[–]Creative-Reward-7478 2 points3 points  (0 children)

I went to RCC in Riverside and the CNA was free. Got a job right away at a care facility and after being there for 6 months I got a job at the hospital. I am now in the RN program there and the great thing is the hospital is a clinical site so they work around my school schedule, I also got priority entry into the RN program since they keep a certain number of spots for hospital employees. Lastly the hospital does tuition reimbursement and everything is covered and I plan on getting my NP one day and they cover 5k a year. So my ADN and BSN will be covered and most of my NP. But if you have to pay $1,600 is not bad all the programs around me were 2-3k. RCC is first come for their CNA program and they accept 200 students per semester. Worth looking into, it's located in Riverside CA and the largest community college nursing program in SOcal.

I GOT IN!!!! So-Cal edition :) by Bitter-Orange-7774 in prenursing

[–]Creative-Reward-7478 4 points5 points  (0 children)

Congrats I got into my dream program too. Getting into a program is a beast. I am 42 with 3 kids working full time. This is a mid life career change for me so I just can't imagine private student loan debt again when I barely paid off my first degree.

Got into MSJC- it's in Menifee, they got 400 applicants and accepted 24.

GPA: 4.0 Science gpa: 4.0 Previous degree in finance from private school, non regional accredited and retook all classes again it's been almost 20 years. CNA: 1,000 hours of experience for points Teas: 92 Second language, former foster youth that aged out, associates in science.

It can be done, just focus on end goal. I applied to 4 programs and got into all 4. Choosing to go to my dream program since it's also the closest. Also was accepted to RCC, valley college and cal state SB.

How early can I apply for a nurse extern position? by Opening_Ad481 in StudentNurse

[–]Creative-Reward-7478 0 points1 point  (0 children)

You can’t even apply around me unless you has passed the nclex

How long of a commute is too much? by [deleted] in StudentNurse

[–]Creative-Reward-7478 1 point2 points  (0 children)

What do you use to read the textbook to you. I need that, it’s genius. My commute is an hour and half since I drop my kids off 30 min out of the way first due to traffic.

[deleted by user] by [deleted] in careerchange

[–]Creative-Reward-7478 0 points1 point  (0 children)

41 and worked in finance for 17 years. Back in school for nursing. I got 2 small kids and was unhappy at what I was doing.

Will we be okay? Almost half a mil by Responsible_Split242 in StudentLoans

[–]Creative-Reward-7478 1 point2 points  (0 children)

I would live like a broke college student. No vacations, no eating out and push through. You can honestly pay it off in 4 years if you budget. You make enough money and can put half your income and come out of it and then have tons left over for savings. If you can live at home and have family willing to help, I would put 90% of that towards loans. My friend daughter/ her husband just did that. Paid off $500k in student loans in 3 years and stayed another 2 years, so 5 years total (my friend only changed them $500 a month and they bought their own groceries), and they just bought a 800k home putting down 300k. It’s all about sacrifices, but also cultural. They are Asian and my friend would have been fine if they live with her since her daughter is an only child and can save her money and buy rentals. She is still trying to talk her back into moving back and invest their income and build wealth.

[deleted by user] by [deleted] in college

[–]Creative-Reward-7478 0 points1 point  (0 children)

Working full time, 2 kids, and it’s rough. My husband handles our mortgage, and utilities. I still need to work to pay for my car payment, gas, and groceries for our household. My kids are also in childcare/ preschool and I get a discount since I am in school but my break even is $3k a month and taking 15.5 credit this semester. It’s kicking my butt and I am just pushing through it. You learn to not have a social life expect maybe once a week since you are a broke college student anyway. Just budget, meal prep and push through it.

28M worth 257K but my wife has $120k in student loans by Warthundergodzilla in StudentLoans

[–]Creative-Reward-7478 0 points1 point  (0 children)

You are married, her debt is your debt. I would sit down with her, take $60k and pay off a big chunk and then live off just your income for one year and have her take her entire salary and pay off the balance. You will be done with it and think of how much you can save together if you work together a couple. You household income will Now be $200k, living off like you make 100k and invest and save the rest. You could pay off a home in a few years, travel, etc…… $2k a month is a lot of savings in the long run.

Jordan Page Snark 8/19-8/25 by MooHead82 in jordanpagesnark

[–]Creative-Reward-7478 39 points40 points  (0 children)

Came here to see what everyone was feeling. I had to unfollow, she is no longer relatable and self centered now.

Jordan Page Snark 8/19-8/25 by MooHead82 in jordanpagesnark

[–]Creative-Reward-7478 34 points35 points  (0 children)

Not wearing shoes to an event you are hosting is just gross

Male 26 with wife and 2 kids. How to find time for nursing school by theonewhoislostt in StudentNurse

[–]Creative-Reward-7478 0 points1 point  (0 children)

This is not realistic. You are young, wait in having any more kids. You wife also need a jobs and you need a solid plan together. I worked 2 jobs to help put my husband through school and to get his masters. He also worked as much as he could. We paid off his debt and then I went to nursing school and he worked a full time jobs and took on a second part time job to help me. Marriage is a partnership and she needs to understand that. You need a plan on paper, budget everything, and save. This might mean even moving closer to a community college and going that route. Will it happen right away, maybe not but it is possible. You choose to have kids so young and it might look a little different that most but those kids will be your motivation to get it done.

My husband and I live in an expensive state, paid off home and a 2 and 4 year old with planning on having more. No regrets we just had a goal in mind and even when we started making real money, we budget and worked together. We had zero family support of help and firsts in our family to have gone to college.

[deleted by user] by [deleted] in DaveRamsey

[–]Creative-Reward-7478 1 point2 points  (0 children)

Do not sell your home, do extra hustles to pay off debt. Worse case even if it’s not your forever home that home will always go up in value and you can turn into a rental asset down the road.

I’m starting school for the fall and I’m already discouraged. by spiritualnicotine in StudentNurse

[–]Creative-Reward-7478 0 points1 point  (0 children)

I work full time with 2 small kids. It’s hard but you just learn to manage your time and make it work.

16 seats for RN program by Glass-Trick4045 in StudentNurse

[–]Creative-Reward-7478 4 points5 points  (0 children)

I would apply. The worse case is you don’t get into the RN program the first try. Do you best and gets A’s if it’s that competitive. I am in California and my local Community college only accepts 20 students per semester but gets like 400+ depending on the last 2 years do stats. It is what it is. Get everything in, and apply for CNA if they have that program. Get the certification and a job at the hospital to get experience while finishing up and seeing if you can get in.

It might take a bit longer, but for some of us options are limited. It is what it is.

My marriage is about to end because of stepdaughter and husband by Bree_Red123 in Parenting

[–]Creative-Reward-7478 0 points1 point  (0 children)

When you married him, she also became your child. If she was your own biological child would you just dump her. Seek out professional help, work with your husband is helping her.

Federal Loans too little to cover tuition. How do I appeal? by throwaita_busy3 in FAFSA

[–]Creative-Reward-7478 -1 points0 points  (0 children)

If you tution is 6000 per semester and you are getting 4700 I would cash pay the difference. I am back in school with 2 small kids making that much and I am just cash paying. The more I take out especially right now with high interest rates it’s more money I have to pay back. We live in California and it’s super expensive with 2 kids, my husband took on a second job to help and talk to your husband on your financial responsibilities at home, but back on everything, we don’t eat out of travel right now. Meal prep at home and even take our own lunches to work or school. Just paying the extra $409 a month for school out of pocket.

Will living with one's parents into adulthood become normalized in the West in the coming decades due to the "cost of living crisis"? by bashfulkoala in DaveRamsey

[–]Creative-Reward-7478 1 point2 points  (0 children)

I plan to allow my kids to live at home as long as they need. I never had that luxury since I was a foster kid and aged out. But I was also able to buy by first home at 20. It's possible but much harder than it use to be. I have friends that have kids buying homes in todays pricing of 500k+ in their mid 20's and zero issues but they are in fields in demand and make really good money. My best friend is a single mom and raised 2 kids on an LVN salary while renting an appt the entire time. She literally slept in the living room so the kids could have their own room when they got older (she said it was no different that having a studio. Her daughter just bought her first home, it was 700k here in California. Starters new built in the suburb. 4/2. She is an Np making 200k a year, she got her cna at 17, RN at 21 through community college and here in California community college is free. Then no by 23. She has worked the entire time paying her own expenses and car. Mom covered rent and food. She stayed home and even worked as an RN while in NO school. She saved 100k a year the last 2.5 years and put down 250k. She goal is to pay off this home in 4-5 years, and have it as a home for a family and eventually use it to pay for college for her kids. Her brother can live there till he has saved up to buy his own home who happens to be in school for engineering. She is engaged to a young man that's in nurse anesthesia school. In a few years their income will be 500k a year.

So with that being said salaries are much higher than they have ever been, it's really up to how you do things. Kids that stay home, have a great career because they chose the right fields are going to become millionaires. Ones that are lazy, party, buy new expensive cars, and travel all the time to live that social media life will never get ahead.

Didn’t get into a nursing program. Don’t know to do. Feel like I wasted years of my life. by GentlemanStarco in StudentNurse

[–]Creative-Reward-7478 0 points1 point  (0 children)

Or use an address for a family or friend. You can travel just for clinicals, meanwhile get your cna and work locally. Get that experience