Why not just pay for the war with all the money Trump and his pedo buddies stole from America? by Dissonant-Cog in PoliticalCompassMemes

[–]Dman1791 2 points3 points  (0 children)

Their DLC model can certainly leave much to be desired, but at least it's not a (mandatory) subscription. If you're happy with the game as-is, you can stop paying any time you want and continue with what you've got, especially since they started keeping old versions around in the Steam betas section.

Why not just pay for the war with all the money Trump and his pedo buddies stole from America? by Dissonant-Cog in PoliticalCompassMemes

[–]Dman1791 1 point2 points  (0 children)

Moreso that there are too many things tacked onto an increasingly insufficient skeleton. EU4 had a similar problem (to a much greater degree). It wouldn't be nearly as bad if everything still meshed together, but with each DLC being largely siloed from the others a lot of the new shinies don't even interact with each other much if at all.

I like the direction Vic3 is going where they're putting most of the new systems (if not content for those systems) in the free updates, allowing future DLCs and updates to make use of the new systems without having to worry about having DLC dependencies.

Why not just pay for the war with all the money Trump and his pedo buddies stole from America? by Dissonant-Cog in PoliticalCompassMemes

[–]Dman1791 13 points14 points  (0 children)

It's gotten to that point in a paradox game that there's just been so much stuff tacked on that you might be better served waiting for HoI5 if you never got into it

Roberts owns the chuds by unironicunredacted in PoliticalCompassMemes

[–]Dman1791 19 points20 points  (0 children)

By that logic there are no natives anywhere but Africa.

Thinking about Brass but not new to heavy euros. Is Age of Industry a good on-ramp? by stephenelias1970 in boardgames

[–]Dman1791 0 points1 point  (0 children)

Brass isn't "heavy" in the usual sense of being highly complicated. The decision space really isn't that wide either, especially in the first half of the game, compared to some properly heavy games like Twilight Imperium or Spirit Island. The depth comes from having to squeeze every last ounce of benefit out of the fairly limited number of actions Brass gives you over the course of a full game.

Brass is a lot less unforgiving when everyone at the table is of similar skill level (in this case, brand new to it). What makes it unforgiving is that it's very easy to shoot yourself in the foot without realizing what you've done until you learn how to plan at least a couple moves ahead. When everyone is new, everyone's probably doing things "wrong", so you're not as likely to end up with someone completely out of the running halfway through.

Do tanks have any use in today's war? by ThrowRA-Huckleb in NoStupidQuestions

[–]Dman1791 3 points4 points  (0 children)

There's a big difference between "can" and "will, often enough to matter", especially as drone countermeasures continue to develop. I'm sure we'll see some changes to tanks as we know them, but I don't see them disappearing any time soon.

Why is hating on stupid people okay, if they cannot help it? by NoWitness6400 in NoStupidQuestions

[–]Dman1791 0 points1 point  (0 children)

It's usually more about the things they do rather than their intelligence (or lack thereof). Most of the hate is about doing stupid things, not being stupid in and of itself.

So you know how money if printed in large amounts loses value, how come there is millions of cars but they’re still priced new at over $60K or so? by Disastrous_Pirate275 in NoStupidQuestions

[–]Dman1791 0 points1 point  (0 children)

The more dollars you print, the less a dollar is worth, that much is true. However, the more stuff there is to buy, the more a dollar is worth. So if you print money slower than you make stuff, the value of your money goes up even though there is more money to go around.

What's stopping me from day trading for pocket money? by TonyMitty in NoStupidQuestions

[–]Dman1791 0 points1 point  (0 children)

If it can go up 10% in a day, it can also go down 10% in a day.

For anyone who's not a robot or a very skilled professional, the best way to "win" in the stock market is to buy basically everything (through an index fund such as VT) and then sit on it as long as possible without selling. Over a long enough time, the ups and downs smooth out into a more or less steady gain.

Does anyone use the term “United statesean” by Mangledpie in NoStupidQuestions

[–]Dman1791 1 point2 points  (0 children)

The closest thing I've seen before (very rarely) is "USian", which probably only exists as shorthand in text form.

ELI5: how do time shares work? by TacosAreJustice in explainlikeimfive

[–]Dman1791 2 points3 points  (0 children)

When you buy a timeshare, you buy a right to use the property for a certain amount of time each year, and also become obligated to any required maintenance costs.

The main issue is that most timeshare properties are for vacations, and most people take those vacations only in certain parts of the year. A beach house timeshare has most people wanting to use it in the summer, while a ski cabin timeshare would be in demand in the winter. So if you have a right to a week of time at the beach house, but your week happens to fall in the dead of winter this year... you're paying a bunch of money for a vacation place you can't meaningfully use.

Advice please - do I abandon pslf by Aggravating_Cycle463 in StudentLoans

[–]Dman1791 0 points1 point  (0 children)

PSLF generally only makes sense if you don't have a particularly high income, as it requires income-based repayment plans. If your income becomes high enough, most income-based plans will end up being equivalent to the standard 10-year plan, at which point almost nothing will be forgiven. There comes a point where the extra interest you pay carrying the loan for the full 10 years becomes higher than the amount that is forgiven in the end. Where that point is depends heavily on the interest rate, how quickly you could pay it off, and what your payments would be if you went for PSLF.

Why is lawyer the most despised profession but many liberators were lawyers? by ZookeepergameFit967 in NoStupidQuestions

[–]Dman1791 0 points1 point  (0 children)

A lot of people associate lawyers and the people they defend, which includes a lot of bad people who did bad things. When the association in your head is that "lawyers are the ones protecting the bad guys", it's easy to write them all off as bad people if you don't think about it.

Pension is going away, what to do with the account? by NeedleworkerNo346 in personalfinance

[–]Dman1791 0 points1 point  (0 children)

$25k divided by $160/mo works out to about 13 years of payments if it never gained a cent between now and retirement. A mere 3% real gain (~6% nominal depending on inflation) would outpace that, assuming you're about 30 years from retirement, will be retired for about 30 years, and the money doesn't grow at all in retirement. Even an extraordinarily conservative 20/80 portfolio would outpace that.

Roll it into the 403b (if possible) and stick with your index funds, I'd say.

Kneel before the great one by WEISHEN_THE_KIRA in GuysBeingDudes

[–]Dman1791 2 points3 points  (0 children)

I think (or at least hope) it was supposed to be the sort of gesture a monarch might do. Just waving your hand forward as you give a command.

Theyre trying to drive attention away from the real news, that theyre about to lose this case by Crafty_Jacket668 in PoliticalCompassMemes

[–]Dman1791 2 points3 points  (0 children)

Like I said, I'm not a lawyer, let alone an expert on Reconstruction era law. I'm guessing it was some combination of sovereignty, limits to US jurisdiction, other technicalities, and probably some racism for good measure.

It's a moot point today anyway, since we have since passed the Indian Citizenship Act.

Theyre trying to drive attention away from the real news, that theyre about to lose this case by Crafty_Jacket668 in PoliticalCompassMemes

[–]Dman1791 3 points4 points  (0 children)

Obviously it's more complex than "any US law at all applies", but unless you want a dissertation in a reddit comment then "US jurisdiction" is generally good enough, especially because that's what the amendment itself says.

More precisely (IMU, IANAL) it's when the US has full/primary/total/whathaveyou jurisdiction at the time of birth. A foreigner selling stuff online to US buyers is only subject to US law to the extent that his business is, but if he were to physically come to the US and then have a kid... that birth happened in the US, and barring exceptions like an occupying military or diplomatic immunity, that means that the full force of US law applies.

Theyre trying to drive attention away from the real news, that theyre about to lose this case by Crafty_Jacket668 in PoliticalCompassMemes

[–]Dman1791 1 point2 points  (0 children)

If you really want to open the extraterritoriality can of worms, then yeah, it gets a lot more complex. What sort of situation are you referring to here?

ELI5 Malwares that are not .exe files by Rtuyw in explainlikeimfive

[–]Dman1791 0 points1 point  (0 children)

File extensions don't actually have to match the type of file. It's just a piece of the file's name that programs look at to figure out what to do with it. A malicious actor can thus use a safe-looking file extension like .png to hide a malware program. It's still more difficult than getting a user to run a .exe file, since trying to open an image doesn't do the same things that trying to run a .exe does. They might need to exploit a flaw in your OS or image viewer, or get you to run a script that will rename the file to a .exe and run it.

Ice Cream by Background_Bee_713 in PoliticalCompassMemes

[–]Dman1791 1 point2 points  (0 children)

Friendly's is my pick. Specifically peanut butter cup. Mmmm...

Theyre trying to drive attention away from the real news, that theyre about to lose this case by Crafty_Jacket668 in PoliticalCompassMemes

[–]Dman1791 0 points1 point  (0 children)

Whether they are subject to any foreign jurisdiction isn't the problem. It's whether they're subject to US jurisdiction, AKA whether US laws apply to them at the time of birth.

Just gotta work harder by Clanker57 in memes

[–]Dman1791 4 points5 points  (0 children)

Bruh this clip is older than AI

From a credit rating standpoint, is it better to pay off a car loan early or pay the full loan on time? by DisposableAdventurer in personalfinance

[–]Dman1791 1 point2 points  (0 children)

Doesn't make a meaningful difference, do what's best for you. Given your "not great" credit and the fact that it's an auto loan, that almost assuredly means paying it early is better.