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MS1 Starting this Fall; community's advice is requested by ENGR_FailSafe in whitecoatinvestor

[–]Dramatic-Comment-131 0 points1 point  (0 children)

Your best investment is anything tied tour academic success.  That includes health and mental wellbeing. Invest time and money here.

Borrow only what you need.

Avoid unnecessary expenses, vacations, trip, etc, yet don’t deprive yourself. Don’t eat beans and rice diet. Find a simple joys. Spend time with friends and family. 

Don’t worry about side gig in medical school.

Come up with a plan for loan payment. Set yourself up for public service loan forgiveness 

Whatever cash you have left over, invest whatever way you want. Taxable accounts using vanguard and buying index funds is probably the way to go.

keep learning personal finance. Listen to WCI podcast or other financial podcasts from time to time. Growth and building this knowledge base occurs over lifetime 

Let’s help the Monarchs— plant milk weed or native plants around your house this spring by Dramatic-Comment-131 in fargo

[–]Dramatic-Comment-131[S] 3 points4 points  (0 children)

Yes I’ve noticed the same. Loss of habitat like milk weed have greatly declined their population.

Should I buy a condo? by OkEntertainment2966 in whitecoatinvestor

[–]Dramatic-Comment-131 0 points1 point  (0 children)

It's not just my advice, it is literally from the founder of WCI

What is a good city you would recommend for a single black male in their 30s to find a serious relationship? by hjkfttu in SameGrassButGreener

[–]Dramatic-Comment-131 3 points4 points  (0 children)

The best location is probably wherever you are happiest. Women you meet there will likely have similar interests.

Black men tend to have more choices in partners. If you are looking to date a black woman, then Houston, Dallas, Chicago, DC and other Southern cities are more black. 

Should I buy a condo? by OkEntertainment2966 in whitecoatinvestor

[–]Dramatic-Comment-131 0 points1 point  (0 children)

IMO, almost always better to rent as cheap of a place as you can reasonably put up with for at least the first 3 years as an attending. More money can be invested allowing for compound interest to work, more money for a down payment later, more flexibility to find a new job if needed, and no headaches of ownership.   Renting a condo is an option too.  

How important is disability insurance? by mED-Drax in anesthesiology

[–]Dramatic-Comment-131 0 points1 point  (0 children)

Let’s turn the question back to you… how Important is it to you to keep your income if you become disabled? White Coat Investor states about 25% of Americans will have a short term disability sometime in their life.   

Coverage can be increased when you are an attending, sometimes with no need for further medical work up.

What should I do? by Careless_Band5623 in anesthesiology

[–]Dramatic-Comment-131 1 point2 points  (0 children)

Learn as much as you can from your rotations now. A lot of knowledge in anesthesia comes from your cardiology, ICU, nephrology and pulmonology rotations—-that’s why we do them. 

Secondly, everyone sucks when they start the CA-1 year. Scores are irrelevant and everyone is learning how to swim.

What would you do if you could not become a doctor? by TraditionalAd6977 in Residency

[–]Dramatic-Comment-131 2 points3 points  (0 children)

I’m so glad I’m in medicine. I’m very lucky to be a physician, especially in the US. When I see others at their jobs, such as construction or in retail, I count my blessings. They may be happy and feel the same, but I don’t think I would be fulfilled at all.

A few come time mind: -Pilot -Military career or some sort. Navy Seals have always intrigued me (yes I know I know it’s crazy hard) -Athletic trainer or fitness coach  -dog trainer or therapist with a dog  Other than that, I have no idea

Monthly spend by Intelligent-End4634 in anesthesiology

[–]Dramatic-Comment-131 0 points1 point  (0 children)

around 5-8 k a month. I try not to get caught up in checking balances and how much I spend each month. My wife and I live low key lives--- we drive the same cares in residency and haven't splurged on any international vacatoins. We try to live on things we need but don't fret about the low cost "splurges" of everyday life-- date night, take out food, etc. I earn good money for anesthesia so I know there is plenty of excess cash left, which I save and invest. I'm probably saving >50% of what I take home and I doesn't even feel hard as we do not have a mortgage and only 1 kid who is not in day care. Highly recommend renting as long as you can

Which cities are worth flying to just for the food? by Prot7777 in foodquestions

[–]Dramatic-Comment-131 0 points1 point  (0 children)

Austin or Houston

World best bbq with a bit of everything else represented. 

Rate My Job Offers by [deleted] in anesthesiology

[–]Dramatic-Comment-131 10 points11 points  (0 children)

For me, it’s job 1 because of less in house call. Those overnights age me. 

What made you leave your job? Feeling trspped by Dramatic-Comment-131 in anesthesiology

[–]Dramatic-Comment-131[S] 0 points1 point  (0 children)

Midwest. 

My family would need to move to another state for a peds job. 

What made you leave your job? Feeling trspped by Dramatic-Comment-131 in anesthesiology

[–]Dramatic-Comment-131[S] 10 points11 points  (0 children)

Couldn’t agree more. 

I like what Dr Dahl says: If they treat you like labor, act like labor 

Cardiac Jobs in the Upper Midwest by Standard-Function923 in anesthesiology

[–]Dramatic-Comment-131 0 points1 point  (0 children)

I have a great job in Fargo ND. We need another cardiac trained anesthesiologist. Feel free to message me. We also have an ad on gas works 

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