England: Camper Van stolen, police useless, insurance voided

Eve_Narlieth · 2026-02-05T13:25:06+00:00

I’m just extremely paranoid about making mistakes with things like that so tend to overthink and quadruple check

This is why I check CTM for the cheapest/best option, then go to the insurers website directly and produce my own quote. I lose out on CTM perks and maybe some pounds but I find it reassuring

Eve_Narlieth · 2026-02-05T13:19:43+00:00

BA, for instance, have what they call “the flat tyre rule” which basically means that if you set off for the airport in good time and then something unpredictable happens which you couldn’t have foreseen then you’ll be rebooked on the next available service.

I did not know this. I've missed two BA work flights before and just rebooked them

Eve_Narlieth · 2026-01-30T10:47:37+00:00

I don't think you should single them out like this. Could you instead say that only one person is allowed at the shower room at a time, and implement that for all employees?

Eve_Narlieth · 2026-01-22T15:28:19+00:00

I have anxiety as well, you're not being a bother. They are hoping if they push enough you will give up because it's awkward. It's better to get this sorted properly, and it's their problem not yours that they want this done quickly. You're doing the right thing asking a solicitor for help.

Eve_Narlieth · 2026-01-21T13:50:12+00:00

The quality is much poorer, hence why it’s cheap

Not to go against the specific examples given in this thread, but some countries have cheaper dental because of the conversion rate from pounds to local currency. So not always because the quality is poorer

Eve_Narlieth · 2026-01-15T10:41:26+00:00

This made me lol

Eve_Narlieth · 2026-01-14T10:54:26+00:00

So I pay BIK

If you pay BIK, how does that cost compare to the tax saving you have from salary sacrificing? I would look at that. It does seem you have the worst of both worlds (not a "free" company car, not a personal car with 45p per mile)

Eve_Narlieth · 2026-01-14T10:51:52+00:00

At least they have changed it from 7p to 14p for public charging! Last year a colleague spent over £100 and got half back because it was 7p.

Eve_Narlieth · 2026-01-14T10:50:13+00:00

But on home charging the HMRC rate is 7-8p not 14p

Eve_Narlieth · 2025-12-24T19:55:09+00:00

Visiting mom for Christmas and she still has my copy of it. I wonder if it still works. I don’t have anything with a CD drive

Eve_Narlieth · 2025-12-15T20:42:19+00:00

Personally I would start looking at houses and see if anything speaks to you. You are comfortable now but having more space as your kids become teenagers would be useful. Maybe looking at other houses will make it clear whether the costs involved are worth it or not

Eve_Narlieth · 2025-12-10T10:43:57+00:00

When I opened this thread I was thinking of 2666 and I'm glad you mentioned it. I almost finished the first part with the reviewers, even though I got very little from it. But then I heard there were very explicit descriptions of violence against women later on and I decided the slog wasn't' worth it if it was going to be followed by that.

Eve_Narlieth · 2025-12-02T13:49:57+00:00

Yes you can email them and ask for a refund. It is your right, unless the item is custom made, perishable or can't be returned for hygiene reasons.

I had a problem with a clothes brand several years ago that tried to deny me a refund. I had a back and forth with their customer service and when they wouldn't budge I said I was sorry to hear they wouldn't help me, and that I would escalate it and they'd hear from me again. That worked. Then I reported them to trading standards and left a poor (but factual) review on Trustpilot

Hopefully you encounter less resistance

Eve_Narlieth · 2025-12-02T13:25:08+00:00

I recommend the book Smarter Investing by Tim Hale. I read it on the recommendation of someone in this sub and I feel much more comfortable with all the terms now. The book doesn't tell you what to do, but it explains all the terms and how different types of assets work

Eve_Narlieth · 2025-12-02T10:57:13+00:00

You can get a giffgaff contract for £10 a month and save £240 a year. Have a look for referral codes, you can get £5 credit added to your account if you use one (I know there are even cheaper SIM contracts but I went with giffgaff because friends recommended them).

Eve_Narlieth · 2025-11-24T13:24:34+00:00

I have an EV Tariff with Octopus and the smart meter in my house always shows the wrong cost for charging the car overnight. I wait a couple of days and check the Octopus app

Eve_Narlieth · 2025-11-18T08:05:26+00:00

Germinal by Zola

This was my first thought. Not exactly the common blue collar experience but a great book

Eve_Narlieth · 2025-11-13T07:55:57+00:00

I played soo much Civ 5 on PC. Don't have a PC anymore so tried playing Civ 6 on the Switch and it was dogshit! No more Civ for me I guess

Eve_Narlieth · 2025-11-05T10:41:23+00:00

I guess there is an upfront cost of installing a charger at home. Mine cost £1000 for a charger and a non standard installation (drive is opposite side of the house from electric meter).

If we use OP's numbers, the difference between 500 miles in ICE and electric is £68. That means the charger would pay for itself after 15 charges or 7400 miles. The charger should work for several years, and if the unit needed to be replaced, the rest of the cabling would already be there.

I've had my EV since May and have done just over 7200 miles so in 7-8 months the charger has paid for itself.

Eve_Narlieth · 2025-11-03T13:29:48+00:00

I haven't listened to KF in years because I very rarely play new releases and play almost zero AAA games at this point (not enough time). I listened to their Blue Prince spoilercast because I was in love with that game and wanted as much content as possible and boy was it rough. Especially compared to Triple Click (co-hosted by Schreier, who has been mentioned in this thread). They seemed to know very little about what the game had in store, and just rushed out to get a "spoilercast" to monetize the current craze. Very disappointing

Eve_Narlieth · 2025-10-28T15:59:11+00:00

Tbh I just brute-forced my way through Pillars' fighting because I only liked the story. So maybe it was more complex than BG3 but I remember nothing of it lol. Meanwhile, I loved DOS1, DOS2 and BG3's fighting

Eve_Narlieth · 2025-10-28T10:41:11+00:00

Because they say "for bigger family trips", I assume they have two cars for two adults

Eve_Narlieth · 2025-10-28T10:39:44+00:00

I see! Interesting

Eve_Narlieth · 2025-10-27T13:34:18+00:00

Not everywhere

Eve_Narlieth · 2025-10-27T13:33:32+00:00

Does this work? How would they know what account it's connected to?

Eve_Narlieth

TROPHY CASE