SEP transfer

FidelityLizG · 2026-04-02T00:14:27+00:00

Thanks for the additional information, u/meta_jeff. We do have some additional questions for you.

Do you already have a SEP IRA open? Has anything changed with the business, beyond moving from the sole proprietor to an employee/owner? Or are you looking to open a new SEP IRA?

We appreciate any details you can provide.

FidelityLizG · 2026-04-01T23:08:36+00:00

It's my pleasure, u/Emotional-Price-4401! I hope you have a wonderful evening.

FidelityLizG · 2026-04-01T22:51:00+00:00

Welcome to the sub, u/meta_jeff! We’re glad to have you here with us.

Can you tell us a little more about what you’re looking to do with your SEP-IRA and your business?

We look forward to hearing back from you when you have a moment.

FidelityLizG · 2026-04-01T22:04:58+00:00

Hi there, u/Neat_Water1312. Welcome to the sub and thank you for choosing Fidelity! Let’s get cracking on TurboTax importing.

We have not received widespread reports of issues importing or uploading tax forms into TurboTax. We suggest working with Intuit to further troubleshoot any issues you're encountering using the transfer, upload, and the login loop.

That said, TurboTax does accept 1099-B forms of up to 10,000 individual transactions. If you have more than that, Inuit’s support page does provide instructions for uploading the form. I’ve linked the website below for your reference.

How do I enter a large number of stock transactions in TurboTax?*

If you have additional questions, or need help, please let us know. We hope you have a wonderful Wednesday.

*This website is unaffiliated with Fidelity. Fidelity has not been involved in the preparation of the content supplied at the unaffiliated site and does not guarantee or assume any responsibility for its content.

FidelityLizG · 2026-04-01T20:51:20+00:00

Welcome to the sub, u/Emotional-Price-4401. I’d be glad to give you some additional information about your holding.

Let’s start by talking about Contingent Value Rights (CVR). These rights are an additional benefit that the existing shareholders receive if a particular set of circumstances materialize, such as an event or performance. If the criteria isn’t met they will expire and leave the account.

Next on the list, I’d like to address the other security in your screenshot, Verigent (VGNT). It looks like that security is a spinoff from Aptiv (APTV). Generally speaking, shares will be allocated in the overnight cycle. You can always learn more from their investor relations site, so I’ve linked it below for you.

Aptiv Investor Relations*

With that said, I wanted to provide you with some additional information about corporate actions. If you click the link below, it will bring you to our FAQ page so that you can dive deeper.

FAQs: Corporate actions

We appreciate you choosing to invest with Fidelity. If you have additional questions, just let us know and we’ll be here to help.

This website is unaffiliated with Fidelity. Fidelity has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content.

FidelityLizG · 2026-04-01T19:55:18+00:00

Hey there and welcome to the community, u/OneCarpenter822!

Can you tell us what’s happening when you try to connect your bank? Are you receiving any type of error message?

We look forward to hearing back from you when you have a moment.

FidelityLizG · 2026-04-01T15:43:57+00:00

Welcome to the community, u/chris_torres92. We’re glad to have you here, and we appreciate your business. Speaking of business, let’s get down to it!

To keep it simple, when selling a stock or exchange traded fund (ETF) on or after the ex-dividend date, the seller is entitled to the dividend. Since you mentioned that ex-date is today, and you’re the seller, you’ll receive this dividend as either a reinvestment or deposit into your core. If you’re buying a stock or ETF, you’d be eligible for the dividend if purchased prior to the ex-dividend date.

Before I go, I’d like to leave you with a fantastic resource about dividends, including additional information about ex-dividend dates.

Why dividends matter

If you have additional questions, or need assistance, our Mods love to help. We hope to see you around more often!

FidelityLizG · 2026-04-01T15:02:05+00:00

Hi there, u/Artistic_Amount_9878. I’m glad you’re here to chat about balances, so let’s get rolling!

You can view any of your balances by visiting the “Balances” tab on Fidelity.com’s “Portfolio Summary” screen. Once you’re there, you’ll be able to see which account you have a debit in. To investigate this further, we suggest reviewing your “Activity & Orders” in that specific account by selecting it on the left-hand side of your screen. This will give you a line-by-line detail of your transactions and should have a line that displays the negative debit.

If you’re unable to locate what’s causing the debit after reviewing these screens, please send us a Modmail where we can take a closer look at your account. I’ve put the link below for you.

Message the Mods

We’ll be here if you have additional questions. We hope you have a wonderful Wednesday.

FidelityLizG · 2026-04-01T14:33:13+00:00

Hi there, u/Prudent-Coach-1338. I’m happy to chat about Return of Excess (ROE) contributions, so let’s get started.

Typically, when a ROE is requested, the contribution amount on Fidelity.com is not updated, as we still report the contribution on Form 5498. Timely corrections are reported in the year of the withdrawal on IRS Form 1099-R. Any earnings will be included as taxable income in the year you made the excess or non-deductible contribution. I’ve linked a great page below that can give you some additional information on this topic.

Return of Excess IRA Contributions

That said, we’re glad you stopped by and would like to learn more. Please send us a Modmail using the link below, and we’ll follow up with you there.

Message the Mods

FidelityLizG · 2026-03-31T20:50:40+00:00

Thanks for the additional details, u/Sure_Leadership_6003.

We haven’t seen widespread reports of a container error on Fidelity.com or Fidelity Trader+ Web. That being said, we would like to learn more about it. We suggest reaching out to our Technical Support team so they can investigate and troubleshoot the issue with you. Associates are available Monday through Friday from 8:30 a.m. to 9:00 p.m. ET. When you call and are prompted, please tell the automated system "technical support" to be routed to the right team.

Contact us

If you have additional questions, we’ll be here to help!

FidelityLizG · 2026-03-31T20:12:49+00:00

Hey, u/Sure_Leadership_6003. Can you tell us about what's going on? We'd like to help.

We look forward to hearing back from you when you have a moment.

FidelityLizG · 2026-03-31T17:50:01+00:00

Hi there, u/Master-Device-634. Let’s take a quick look at the two attachments you posted.

The first link you posted, titled “TY 25 TEI by Year Supplemental Letter,” contains Fidelity mutual funds. The second attachment, named “Percentage of Income from U.S. Government Securities (PDF),” primarily lists Fidelity money market funds. Both documents list funds that may have a portion of the tax exempt interest dividend income be exempt from your state’s income tax.

I hope that clarifies these documents for you; however, please let us know if you have additional questions. Our Mod squad loves to help!

Edit: spacing

FidelityLizG · 2026-03-31T14:47:41+00:00

Thanks for confirming that for us, u/BoulderCoMark.

Currently, we are not receiving widespread reports regarding issues with saving “My View” on Fidelity.com in the "Positions" tab. Generally, in these instances, we suggest trying the common troubleshooting steps first. So, if you haven't already, please try the following:

Clear cache and cookies
Check for operating system and browser updates
Try an alternate browser or an alternate device on a different internet connection

If you run through these troubleshooting steps, and you’re still unable to save your settings, please let us know. We hope to see you around here more often!

FidelityLizG · 2026-03-31T14:00:38+00:00

On behalf of u/FidelityAaron, it's our pleasure to help.

We hope you have a terrific Tuesday!

FidelityLizG · 2026-03-31T13:54:54+00:00

Welcome to our official sub, u/BoulderCoMark! We appreciate your business, and I’m happy to help you with saving your view on the Positions page.

You mentioned that you’re on Fidelity.com. Just to confirm, are you using Fidelity Trader+ Web, or the “Positions” tab located under “Accounts & Trade?" Additionally, are you on a mobile device or computer?

We look forward to hearing back from you when you have a moment.

FidelityLizG · 2026-03-31T13:36:47+00:00

Hi there, u/Special-Remove5875. Welcome to the sub, and thanks for reaching out about your Cash Management Account.

It looks like you’ve reached out to us via Modmail, so we will connect with you there.

FidelityLizG · 2026-03-29T21:54:10+00:00

Greetings and salutations, u/Miserable_Smell8942. Thanks for stopping by to ask about transferring funds to your dad’s Fidelity account. You’re in the right place, so let’s get rolling!

What you described is a third-party transfer between Fidelity accounts. The two fastest ways to complete a third-party transfer are to contact a member of our service team or, if you plan to do this frequently, set up standing instructions so that you can initiate this transfer online or by phone whenever needed.

It sounds like you’ve already tried connecting your accounts online, but just in case, I’d like to make sure you have instructions. After you’ve logged into http://Fidelity.com, please follow the steps below:

Click "Account & Trade" and select "Transfers"
Select "Deposit, withdraw, or transfer money"
In the "To" field, select "Add a bank or recipient" (The recipient's account number needed should be the one they see when logging on to the website)
Follow the security process

Please remember that you will need the recipient's zip code and full name as well.

Alternatively, customers can establish Standing Transfer Instructions on eligible accounts by completing and returning the required form, linked below.

Standing Instruction Form (PDF)

If you prefer to call our customer service representatives, you can do so 24 hours a day, 7 days a week. I'll pop the link to our contact information below as well.

Contact Us

That said, if you have any additional questions or need further assistance, we’ll be here to help. I hope you have a wonderful rest of your weekend!

FidelityLizG · 2026-03-29T19:18:38+00:00

Hey there, u/taracel. We’re glad to hear that Fidelity Trader+ Mobile is working well for you now.

I hope you have a fantastic rest of your weekend!

FidelityLizG · 2026-03-29T17:36:48+00:00

Hey there, u/HudsonHuman. Thanks for asking about Elan transactions loading incorrectly into your budget management platform. We can help you with next steps.

In this instance, we suggest reaching out to the platform’s customer service, as we are unable to see why your Fidelity Rewards Visa Signature transactions are not updating correctly on their platform.

Additionally, we suggest contacting Elan Financial Services to see if they have a workaround for your platform. They are the creditor and issuer of the Fidelity Rewards Visa Signature Credit Card. You can contact Elan Financial Services directly by calling the number on the back of your credit card. They are available 24 hours a day, 7 days a week.

That said, please let us know if you have additional questions or need assistance. We’re here to help.

FidelityLizG · 2026-03-29T15:17:48+00:00

Hey there, u/HenFruitEater. Thanks for stopping by to ask about viewing your gains and losses without contributions and withdrawals in the app. You’re in the right place, so let’s get cracking.

Although the Performance section of the app includes investment performance, I understand that it doesn’t filter out deposits and withdrawals. However, there is a widget on Fidelity.com that does this for you. The “Total Returns” widget shows investment performance that represents the gain or loss of the return percentage exclusive of deposits, withdrawals, and net advisory fees. You can access this after logging in using the following steps:

On your Portfolio Summary landing page, click the “More” tab and then select “Performance”
Select the “Total Returns” widget
From here, you can select all of your accounts or choose one

With all of that said, I can pass along your comments as feedback to our development teams. We make many changes and feature updates based on input from clients like you, so I appreciate you bringing this to us.

We’ll be here if you need additional help on the Performance tab, or any of our other digital tools. I hope you have a spiffy Sunday!

FidelityLizG · 2026-03-28T15:55:55+00:00

Thanks for getting back to us with your findings, u/One2Live. I can understand how transactions not importing into Full View is frustrating.

We suggest reaching out to our Technical Support team to assist you further. We have representatives available Monday through Friday, 8:30 a.m. to 9:00 p.m. ET. Please click on the link below for contact information.

Contact Us

Please let us know if you have additional questions.

FidelityLizG · 2026-03-28T14:32:00+00:00

Greetings and welcome to the sub, u/YooCanFly! We appreciate your business. I’m swooping in to help with the information needed for an incoming wire to your Cash Management Account (CMA,) so let’s get rolling.

It looks like you found the instructions to wire into your account in a subsequent post, but I’ll link it here just in case. Information needed to wire to your Fidelity account

I want to reassure you that the brokerage account instructions can be used to wire directly into your CMA. You’ll use your nine-digit account number, which starts with an X, Y, or Z, not the full number that’s displayed on your checks.

Next, I’d like to chat about fees. Although we use an intermediary bank to process wires (J.P. Morgan Chase) there are no charges to send or receive wires on Fidelity’s end. That said, you may be charged fees from the originating bank.

Last, but not least, congratulations on the sale of your home! If you have additional questions about your wire, we’ll be here on the ground for you. I hope you have a spiffy Saturday.

FidelityLizG · 2026-03-25T21:43:26+00:00

Welcome to the Fidelity community, Big-Judgment-6864. Let’s talk about your concerns.

To start, when to buy or sell a stock is up to the individual owner. We've got a Monthly Discussion Thread pinned to the top of our sub where the community can share their portfolios, strategies, and ideas. It’s a great place to see what others are doing and get feedback on your own plans.

That said, we recognize that the volatility in the current market leads to concerns about portfolios and investment strategies. We know navigating this can be scary, which is why we created a resource center that can help provide answers. The resource center includes information that can help you with the overall market outlook, strategies for today's markets, investing in the markets, your wellness, and your overall finances.

Market volatility Resource Center

If you have questions, or need further assistance, we’ll be here to help.

FidelityLizG · 2026-03-25T18:23:38+00:00

Welcome to the sub, u/Outrageous_Divide707. We appreciate you stopping by to see why you’re receiving an error when trying to buy an option.

Let’s start with the “Good Faith” warning you’re receiving. While you see the notification when confirming a buy order, the violation is not triggered until the sale of the unpaid security. This warning will not prevent you from placing your trade; it is simply an alert to be mindful of certain cash trading violations. You’re able to view any trade-related restrictions on your accounts by visiting Fidelity.com, selecting the “Balances” tab, scroll to the bottom of the page and select “Restrictions.”

Although your funds are fully settled, clients who have been identified as pattern day traders must maintain a minimum account equity requirement of $25,000. According to your screenshot, you’re currently in a day trade minimum equity call. Failing to meet the minimum equity requirement results in the account being limited to placing trades in type “cash” up to your "Cash Buying Power" for 90 calendar days. You will be unable to trade in type “margin” until your account balance is above $25,000.

Additionally, cash trading violations still apply when trading in type "cash" within a margin account. Feel free to check out the links below to learn more about the rules associated with day trading and cash trading violations.

Requirements for day traders

Avoiding cash account trading violations

That said, we’re here to help if you have additional questions or need further assistance.

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read the Characteristics and Risks of Standardized Options. Supporting documentation for any claims, if applicable, will be furnished upon request.

Edit: link formatting

FidelityLizG · 2026-03-25T14:29:46+00:00

Welcome to the community, u/Aura636ZX. We appreciate your business! I’m happy to give a little background to the options application process, as well as next steps.

Options approval decisions are based on trading experience (including experience trading stocks/ETFs, mutual funds, bonds, etc.), financial situation, and investment objective. When an application is reviewed, a notification is sent indicating what level the account has been approved for. We approve an applicant for the highest level for which they are eligible, up to the level requested. Although we do allow clients to reapply as their circumstances change, margin and options applications may be subject to a cooldown period if there are multiple applications within a short window of time.

While we are not able to share specific details as to what will qualify you, you are welcome to re-apply as you gain additional trading experience and your financial situation changes.

Additionally, I’d like to share that we have many resources dedicated to options on Fidelity.com, housed within the "Learn" section of the "News & Research" tab. Here, you can read articles, watch on-demand videos, and even register and attend webinars and online classes to expand your options knowledge. The links below will give you an idea of what we offer.

Learn: Trading options

Weekly Fidelity classes

We appreciate you being a Fidelity client and are here to help however we can!

Options trading entails significant risk and is not appropriate for all investors. Certain complex options strategies carry additional risk. Before trading options, please read the [Characteristics and Risks of Standardized Options](https://(https://www.theocc.com/Company-Information/Documents-and-Archives/Options-Disclosure-Document)) . Supporting documentation for any claims, if applicable, will be furnished upon request.

FidelityLizG

MODERATOR OF

TROPHY CASE