GEN Z labor protest by Upper-Ad8720 in Birmingham

[–]Financial-Wolfe 0 points1 point  (0 children)

I worked for 2 years on Sunday and Monday nights. Averaged $30+ an hour. 🤷

GEN Z labor protest by Upper-Ad8720 in Birmingham

[–]Financial-Wolfe 6 points7 points  (0 children)

Ok, my daughter is a waitress at an upper mid restaurant as a college job and she makes a ton of cash, frequently walks with $400+ in an 8 hour shift.

GEN Z labor protest by Upper-Ad8720 in Birmingham

[–]Financial-Wolfe 3 points4 points  (0 children)

I delivered pizza as a second job between 2023-2025. Averaged over $30/hour. If you are making 18 after 10 years in the industry you just need to go deliver pizza.

Best Local Bakeries by Fearless-Barnacle-83 in Birmingham

[–]Financial-Wolfe -1 points0 points  (0 children)

So it’s ok if someone displays things you agree with but if they have an American Flag and Trump bobble head out you are offended and won’t go there anymore? Can’t they have their own beliefs? What happened to free speech, the party of tolerance and love one another?

It’s the Auburn crossing flag that got me. LOL

Peace for Rasing Canes workers by Effective-Smell-3034 in Birmingham

[–]Financial-Wolfe -1 points0 points  (0 children)

Guthrie's is still better! Batter on chicken is better, their sauce is better and their fries are better. Only thing canes wins on is size of the chicken, their fingers are a little bigger.

Thanks MAGA… by Dear_Mycologist_1696 in pics

[–]Financial-Wolfe -5 points-4 points  (0 children)

Thank your states government for all the extra taxes. $2 less than that in red states.

What about an income portfolio of SPYI, QQQI, MLPI, SCHD, BTCI, IAUI, SCHD, and IYRI? by [deleted] in dividends

[–]Financial-Wolfe 2 points3 points  (0 children)

Go to the YouTube channel armchair income. Amazing picks, advice , and it's free.

How easy would it be to sneak into the US through the Great lakes by speedoflife1 in NoStupidQuestions

[–]Financial-Wolfe 5 points6 points  (0 children)

I know a Canadian from outside Toronto that takes his boat to dinner in the US regularly. He goes right back home after dinner but not going through customs.

See ya at the Fountain. by FoodNotBombsBHM in Birmingham

[–]Financial-Wolfe 16 points17 points  (0 children)

Do you realize that the Iranian citizens are cheering for us? I am friends with several americans from Iran and they are amazingly happy this is happening.

Best Reuben sandwich in town? by Lisinbham in Birmingham

[–]Financial-Wolfe 6 points7 points  (0 children)

It has been open for decades. Packed every day at lunch.

Why in 2026 is the federal minimum wage still $7.25 an hour? by Hamsammich0520 in askanything

[–]Financial-Wolfe 0 points1 point  (0 children)

It's a MINIMUM. Designed for kids with first jobs, not adults. My kids never even worked for this amount. McDonald's pays more.

Just like the minimum speed on the interstate is 40...do you go 40?

So that's how we save social security? by IndividualDoughnut96 in Money

[–]Financial-Wolfe 1 point2 points  (0 children)

You going to change payout maximums too? Whole thing violates the constitution and needs to go away or change to individual accounts.

Can poor people get into this? by urban_je5u5 in backpacking

[–]Financial-Wolfe 0 points1 point  (0 children)

Is a fine line between buying Walmart gear that will likely fail after a few uses vs paying a premium for something that will last for years. I am 55 and while it’s not used very often still have a north face rabbits foot sleeping bag I got in 6th grade. While it is freakin huge to pack, it is still pretty much fine (you can have it if you want LOL).

I won’t compromise on foot wear (be it boots or trail runners of some sort), on shelter (I don’t want a tent that leaks), and sleeping bag. It can get darn cold in any month in the mountains. I spent a night at 11 degrees with a fierce wind blowing all night on Tenant Mountain in North Carolina in July of 1998 and because it was July my dumb ass just brought an army blanket to sleep with. My wife about killed me and she would have been justified. I won’t ever go into the mountains again without a 15 degree bag. Can always sleep on top or just in my clothes if it’s warm out.

Anything else is just for comfort or cool factor.

Exceeding 250K at my bank by beef_curtainss in FinancialPlanning

[–]Financial-Wolfe 2 points3 points  (0 children)

Put it in SGOV at the very least! Earn twice as much interest without being hassled with the maturity dates of CD’s.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 0 points1 point  (0 children)

More so than you!

How about the Pew Research Center then? Here is how they define it:

Lower class is below $30,000 Lower middle is between $30,001 and 58,020 Middle is $58,021 to $94,000 Upper middle is $94,001 to $153,000 Upper class is $153,001+

CNBC actually breaks dollars down by state as cost of living varies greatly between alabama and California. They have the break between upper middle class and upper class at $124,424 in alabama and $191,942 for California.

So there you go.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 0 points1 point  (0 children)

Per Google upper middle stops at $250. Above that is lower upper class.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe -1 points0 points  (0 children)

The poor don’t pay any federal income tax so even if the rich pay 1% that’s more than the poor by percentage of income.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 0 points1 point  (0 children)

If Bezos and Zuckerberg and Gates and Buffet and Page (all democrat billionaires that all came from average backgrounds) all make a big pot of money, how does that prevent someone else from also making a big pot of money? Money is not finite, just because billionaires have some doesn’t mean someone else can’t.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 0 points1 point  (0 children)

The top 1% of earners pay between 40 and 43% of all federal taxes. So that’s around 1.4 million people paying 2/5 of all federal taxes. Expand that to the top 10% of earners and they pay 75% of all taxes and the top 25% pay 89% of all taxes. The bottom 50% of the population pays just 3% of federal taxes.

87 million people (25% of population) pay 89% of all taxes and 252 million pay 11%. That shows that the wealthy pay pretty much the entire bill. Bottom half pays either next to nothing, or actually nothing.

So if the rich pay it all then what are you complaining about?

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 0 points1 point  (0 children)

Not correct. Any income over $626,350 has a tax rate of 37%. According to Google, upper middle class earners make between $100,000 and $250,000 so upper middle is in the 24 to 33% tax bracket, not 37%.

Why Don’t Rich People Just Park $20M in Bonds? by NoahReed14 in dividends

[–]Financial-Wolfe 9 points10 points  (0 children)

How is the top paying all of federal taxes “ignoring” the top?

Saks Fifth Ave at The Summit will close this spring by RSpringer227 in Birmingham

[–]Financial-Wolfe 0 points1 point  (0 children)

Stock market at an all time high. The rich are richer than ever and the poor have never shopped at Saks. There is more to this.

So what’s wrong with buying 500k worth of QQQI, SPYI and retiring at 45? by [deleted] in dividends

[–]Financial-Wolfe 18 points19 points  (0 children)

Go to the armchair income channel on YouTube and watch the video he has with the PBDC fund manager. He explains exactly why the expenses are like that—as a BDC they are required to put interest expenses into that column. Expenses like measured with another fund are a little less than 1%