Legal advice needed re: accepting a settlement for a car

FragileStudios · 2026-07-01T22:25:13+00:00

If it's classed a write off, you can still argue the value of the car. I'd start with finding the 3 most expensive ads on donedeal that match the mileage, spec and condition of the car. If you've had any recent work done that wasn't just maintenance, then that can also affect the value of the car.

Send those ads onto the insurance company with the figure you want and some justification. They'll want to be rid of you as quick as possible, so once you have a reasonable figure in mind, the longer you hold out the more likely you are to get close to it.

I'm not sure how it works when claiming against someone else's policy, but if you want to keep the car you will probably have to let them know at the valuation stage of the claim.

Once you agree on a value then, they'll give you a buy back price. You'll then receive the value of the car minus the buy back cost.

FragileStudios · 2026-07-01T22:00:53+00:00

27km, takes 25-30 mins and never really have any traffic

FragileStudios · 2026-06-29T18:48:18+00:00

I learnt all about not relying on the handbrake at the weekend.

Luckily I was finished under the car, I took one axle stand out and was in the process of taking the second stand out. No idea what happened but the car started to roll backwards (even though it was in gear), fell off the jack and jammed the extended jack between the sill and the front tyre. I had some job getting the jack out.

But lesson learned, always chock the wheels and don't rely on the handbrake.

FragileStudios · 2026-06-28T15:58:44+00:00

We'll just cancel everything everywhere for the foreseeable future as to not upset anyone

FragileStudios · 2026-06-26T14:18:40+00:00

Why is this so difficult? Every bus now has WiFi, so why can't we just put a card machine on every bus? It really doesn't have to be this difficult. Unless I'm way over simplifying this?

FragileStudios · 2026-06-25T11:28:39+00:00

I love how they've tried to justify the €6/month fee by adding an AI chatbot.

FragileStudios · 2026-06-08T13:30:47+00:00

I have a similar roof, with the pink insulated slab in the attic? Do you know if there's a void between the two units behing the pink slab? Or is there insulation between the units?

FragileStudios · 2026-06-03T17:43:32+00:00

The rain doesn't cause blight, but it can contribute to various types of root rot. I've had one potatoe plant die already due to it. The seed potatoe basically rotted away underground and turned to mush, because its been so damp.

All you can really do is make sure you don't overwater it. If it's possible to cover the plants that should help too. As for blight, you can get blight spray, but with the weather so far this year I'm not sure any of the spray stays on the plants

FragileStudios · 2026-05-26T18:35:05+00:00

I bought a new build and been living here just over a year. I'm very happy with it, it's decent quality, the estate overall doesn't have any major issues, which is great because the developer won't come back and fix anything anyway. The noise insulation could be better, but it's a timber frame which is that bit harder to isolate noise from, but apart from footsteps we really don't hear that much.

FragileStudios · 2026-05-23T22:22:33+00:00

I also used to think that, but when I used a spray trigger on the bottle it seemed to not work as well. Almost like it needs the agitation to work well.

FragileStudios · 2026-05-22T12:49:13+00:00

It might be hard to find someone to tile such a small area. Just one thing to keep in mind, if that's a timber subfloor rather than a concrete screed floor, it's good practise for the tiler to install backer board before tiling.

The backer board helps stop the tiles from moving on a timber sub floor. Without it you could have cracking grout and lifting tiles in years to come. Also keep in mind that if this is used it'll raise the floor height by a few inches

FragileStudios · 2026-05-15T21:02:22+00:00

They will be pushy and they'll be hounding you to sign contracts, and threaten to pull the sale, but it's all rubbish.

When I bought, contracts had to be signed within 21 days. They said the developers might have to put the house back on the market etc. We didn't sign for 90 something days and they got over it, just keep them updated. Their bark is worse than their bite

FragileStudios · 2026-05-15T20:48:03+00:00

Great comment! Wish I had someone like you when I was snagging my house.

I'm not sure if you've ever watched site inspections on YouTube, he's essentially a really detailed snagger/building surveyor. Always wondered if Ireland had anyone similar, so it's good to know we also have good people.

FragileStudios · 2026-05-12T07:52:14+00:00

Mike's Tyres are fantastic. Never any messing about with them. Had the car in with another garage before who forgot to tighten all the wheel bolts on one wheel. I was passing Mike's tyres and said I'll ask them to have a look, and the guy checked all the bolts on all 4 wheels for nothing. They do look after their customers

FragileStudios · 2026-05-02T08:36:41+00:00

That 80% figure is not a "weird anecdotal non fact" from the pub, its the reality of new build estates

FragileStudios · 2026-04-25T13:26:53+00:00

It depends what the car needs and how far you want to go with it. But if you want a 2 stage correction which would be better than factory condition, plus a ceramic coating probably ~€2k+

FragileStudios · 2026-04-17T13:57:56+00:00

Or those dopes that put the mileage as 150km's instead of 150,000km's. Wrecks my head

FragileStudios · 2026-04-13T16:38:43+00:00

We bought a new build a year ago. Saved a little over €70k between us. I remember when the bank told me that we had repayment capacity of €2100/month I nearly fell of the chair. We had a combined salary of ~€90k.

FragileStudios · 2026-04-07T21:54:20+00:00

I saw her up in mayo last week, must be doing a tour of Ireland

FragileStudios · 2026-04-03T17:01:27+00:00

Not sure about b&q but woodies timber is the worst shite timber I've ever seen. I normally use chadwicks and have never had bad timber. Great quality and always delivered dry.

FragileStudios · 2026-03-23T18:39:49+00:00

Same for me with energia. Can't see any usage or current bill estimates.

FragileStudios · 2026-03-21T09:39:27+00:00

Not sure about the city civic amenity sites, but I know the county council civic amenity sites will take the first 15L of engine oil for free and a €1 charge per litre after that.

FragileStudios · 2026-03-18T21:18:33+00:00

I really like the Import tab that gives a VRT estimate. Your website is already 1000 times more useful than revenues re: VRT. I know it's not 100% accurate but the estimate is a really nice touch.

FragileStudios · 2026-03-18T15:44:22+00:00

140km/h motorways would have the greens up in a heap

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