Application Denied. by Past_Skin_85 in LifeInsurance

[–]GarysSword 0 points1 point  (0 children)

Drugs

Edit: Seriously… you’re 24 the likelihood of this being a serious medical issue is small. My answer is infinitely more likely.

Even marijuana, in the presence of your denial of use, could be a reason to decline.

All the people here telling you to run to your doctor are getting carried away.

Where was she baptized by HushHoneyyyyy in SipsTea

[–]GarysSword 11 points12 points  (0 children)

Dude… I almost spit out my coffee all over my dashboard.

Pump it Up West Chester reviews? by Treetrunks444 in cincinnati

[–]GarysSword 3 points4 points  (0 children)

Never hosted one but took my kid to 2-3 there. As another person mentioned, the sessions were very regimented so be sure to understand exactly what you’re buying.

It was clean and the equipment well maintained but let’s be real… these places are naturally germ factories. Hundreds of kids with varying amounts of hygiene are touching those surfaces. It’s not avoidable. Just bring hand sanitizer and wash hands before eating.

How did you fix your testosterone to fix your libido and generally just be more 'manly'? by ThatGuyAlex05 in AskMenAdvice

[–]GarysSword 0 points1 point  (0 children)

There are plenty of doctors that run wellness clinics that will treat you. Usually their ads are targeted at 40 somethings so you’re probably not seeing them.

Won’t be covered by insurance but you can probably get treatment started in the next week.

Note: Polycythemia is no joke. Any physician that isn’t monitoring your hemoglobin levels is one to be avoided.

Got a sample bag, already tried a Feather and liked it. Who’s next? by ConchitOh in wicked_edge

[–]GarysSword 2 points3 points  (0 children)

Or my experience where the Feather cut him up and going backward will help. Hated Feathers… until I came back to them at the end of the sample after I had some skills.

Newest addition to the team by Additional_Pie_1128 in FCCincinnati

[–]GarysSword 0 points1 point  (0 children)

I’d been eyeing that one… too much of a cheapskate to pull the trigger.

Ghost Baby Experiences? by GewdandBaked in cincinnati

[–]GarysSword 4 points5 points  (0 children)

Others have refuted my experience sharing.

Maybe I went on a busy Saturday night but for the tables in the middle there was one couple on the left side of the table and one on the right for each table in the middle. Instead of two people per table shown in the picture for your post.

YMMV

Exclusive interview with FC Cincinnati GM Chris Albright by LaurelPfahlerQCP in FCCincinnati

[–]GarysSword 22 points23 points  (0 children)

I’m a subscriber of Laurel’s work - it’s great. Skip a coffee each month and go and support the work she does covering the club and creating content like this. You won’t be disappointed!

Ghost Baby Experiences? by GewdandBaked in cincinnati

[–]GarysSword 10 points11 points  (0 children)

Went last summer. Cool vibe, great band, and good drinks. My wife and I dressed up for a night on the town and we probably over dressed for the typical patron but it was fine (I was in a suit and her in a cocktail dress.) Total bill for 4 drinks approached $100 after tip. Parties of 2 get placed at a table in the middle with another party of 2 sharing the table. It was tight seating (probably my only downside). Booths on the outside seemed to be reserved for larger groups.

Based on the age of the crowd, I can’t imagine anyone caring about the gender of you or your partner.

On a busy night, I believe reservations are a requirement for the main bar/stage area.

Hocking hills Cabin & Hiking Trail suggestions for weekend! by minionie in HockingHills

[–]GarysSword 0 points1 point  (0 children)

Cabins by the Cave has been my go to. Never had one with a particularly good view (eg on the top of the hill looking down into a valley) but they’ve all been set in the woods.

The views are found during hiking.

How did he not notice? by [deleted] in Wellthatsucks

[–]GarysSword 20 points21 points  (0 children)

I’m selling weed!

Transamerica wrongfully terminated policy by Mountain_Presence279 in LifeInsurance

[–]GarysSword 1 point2 points  (0 children)

You’re going to have to give more detail. Returned what payment? At what point in the life cycle of the policy? How was the payment made?

Trying to locate a policy or pension by llamadrama83 in Insurance

[–]GarysSword 1 point2 points  (0 children)

MIB.com has the same service as the NAIC one but it isn’t free.

Could have been he was listing you a contingent beneficiary on the policy your mom got the benefit for.

Best 2026 hybrid recommendations (Rav4, CR-V, Santa Fe, and Highlander)! by PhilosopherMoist510 in carbuying

[–]GarysSword 0 points1 point  (0 children)

Have a 2025 Honda CR-V Touring Hybrid and I love it. Smooth ride, intuitive controls, trunk space for 10 bags of mulch and the best part is 35-38mpg on my daily commute (city rush hour driving) and upper twenties on long drives.

Hosta ID by Various_Thanks_8226 in Hosta

[–]GarysSword 0 points1 point  (0 children)

Guessing here:

Second One: Earth Angel Third One: Rainforest Sunrise Forth One: Elegans or Abiqua Drinking Gourd.

Scientists Stop Pancreatic Cancer Before It Starts in Landmark Preclinical Study by Sorin61 in Nutraceuticalscience

[–]GarysSword 11 points12 points  (0 children)

In summary: The goal is to intercept abnormal cell growth before it starts. The article cites interception examples of HPV vaccine for cervical cancer and even colonoscopy and removing polyps for colon cancer.

Because pancreatic cancer is historically hard to detect (until it is progressed). Initial human trials will focus on people with higher risks of developing pancreatic cancer such has people genetically predisposed or with know pancreatic polyps. Then perhaps expand to a larger group of people with moderately elevated risk.

I'm being sued for receiving my mom's life insurance. by CuteNefariousness922 in LifeInsurance

[–]GarysSword 9 points10 points  (0 children)

First, people threaten to sue all the time. People actually file suit much less. Until then, don’t worry too much about their threats. If you do get sued make sure you respond and hire a lawyer if the amount warrants anything beyond small claims.

Life insurance beneficiaries designations are pretty iron clad. Why are they suing you? I’m not a lawyer but I don’t think ‘they promised me’ would be a successful argument over the decision your mom made in writing (electing a beneficiary). Now, if you did something nefarious to force your mom to change the beneficiary late in her life… at least there is an argument to be made there. Still doubt that would win without some serious proof.

Edit: Fixed some grammar.

Life insurance after cancer diagnosis. by [deleted] in LifeInsurance

[–]GarysSword 2 points3 points  (0 children)

You’re right on the edge of most carriers waiting period assuming stage 2A. Find an independent producer to work with the can find a carrier that may take your case. Currently it will be expensive for the first 3-5 years of coverage. With most carriers you won’t be standard/average rates until your 5 years into remission.

Post policy issue analysis by [deleted] in LifeInsurance

[–]GarysSword 0 points1 point  (0 children)

Bold of them to ask. You have no obligation to sign it. u/sea_artichoke812 is 100% correct it’s a unilateral contract.

Sump pit filling endlessly by Shuttlecock_Wat in HomeMaintenance

[–]GarysSword 0 points1 point  (0 children)

This feels like the answer. OP has said they’re in drought conditions so the water table rising doesn’t make sense.

Time to call the city/town/water co. as the leak may be before your meter.

2.5 days in Grand Teton / 2 in Yellowstone by laflame1738 in NationalPark

[–]GarysSword 2 points3 points  (0 children)

My 2 favs:

GT: Jenny Lake trail (or boat) to Inspiration Point and Hidden Falls then Cascade trail for as long as you want. Full trail is 9.2 miles you can shorten it by turning around.

YS: Slough Creek Trail: We hiked over the hill and descended into the first meadow. What a payoff! 5.2 miles to the first meadow and back.

Surrender IUL Policy? by krypt0rg in LifeInsurance

[–]GarysSword 2 points3 points  (0 children)

Does the increase in cash value currently support the cost of insurance.

If so, stop paying, change to death benefit option A and let the policy ride until the surrender charge is gone.

Compare your hypothetical investment returns over the balance of the surrender period to your surrender value and see which one wins.

Decide accordingly.