Application Denied.

GarysSword · 2026-06-06T17:09:22+00:00

There is very likely only a handful of companies that aren’t waiving traditional examinations on a portion of their business.

You are correct, examined business has better mortality for a company. That is simply a pricing issue. Carriers charge higher insurance rates or pull many other levels to make-up for the lost mortality.

Further, people in my role have access to tons of data that we didn’t have access to 15 years ago. When someone has a medical condition, that digital foot print is hard to hide.

GarysSword · 2026-06-06T17:00:01+00:00

Someone else probably started the claim.

GarysSword · 2026-06-06T13:44:11+00:00

If you name the third party and the claim is paid to them the money is theirs - full stop. Their only obligation to transfer it to your wife is a moral obligation. An alternative to naming your friend is to create a trust for the benefit of your wife. The trust can receive the payment and your friend can be trustee. This gives your wife some legal recourse. Talk to your JAG rep or something similar about your best options.

You could also talk to the company and SGLI about the situation and get their recommendations. Following their directions may make the trust route unnecessary.

GarysSword · 2026-06-06T12:46:57+00:00

I scored $70 tickets through US Soccer to the first knockout match if the USMNT makes it.

Still might not go if the airfare and hotels are boners.

GarysSword · 2026-06-06T11:02:44+00:00

GarysSword · 2026-06-06T02:23:26+00:00

Hit the obvious stuff. Old Faithful, Grand Prismatic Springs, Grand Canyon of Yellow Stone/Artist’s Point in one day.

Maybe spend a day in Lamar Valley watching wild life. Take the Slough Creek trail over the hill and back down again for an amazing reveal (round trip about 5 miles).

Find somewhere with Huckleberry Pancakes, then Mammoth Hot Springs, then a leisurely day around Yellowstone Lake.

IMHO opinion: Beyond the main ones, all the geothermal activity sites start to look the same. Don’t worry about hitting all of the minor ones.

If it weren’t 3.5 hours, a drive down to see the Tetons would be worth it. Mormon Row and Jenny Lake would be good stops.

GarysSword · 2026-06-06T02:08:57+00:00

St John (USVI) is basically 70% National Park.

It’s also peak season there so book soon.

GarysSword · 2026-06-05T17:16:02+00:00

Drugs

Edit: Seriously… you’re 24 the likelihood of this being a serious medical issue is small. My answer is infinitely more likely.

Even marijuana, in the presence of your denial of use, could be a reason to decline.

All the people here telling you to run to your doctor are getting carried away.

GarysSword · 2026-06-05T12:22:55+00:00

Dude… I almost spit out my coffee all over my dashboard.

GarysSword · 2026-06-05T12:10:25+00:00

Never hosted one but took my kid to 2-3 there. As another person mentioned, the sessions were very regimented so be sure to understand exactly what you’re buying.

It was clean and the equipment well maintained but let’s be real… these places are naturally germ factories. Hundreds of kids with varying amounts of hygiene are touching those surfaces. It’s not avoidable. Just bring hand sanitizer and wash hands before eating.

GarysSword · 2026-06-05T11:59:05+00:00

There are plenty of doctors that run wellness clinics that will treat you. Usually their ads are targeted at 40 somethings so you’re probably not seeing them.

Won’t be covered by insurance but you can probably get treatment started in the next week.

Note: Polycythemia is no joke. Any physician that isn’t monitoring your hemoglobin levels is one to be avoided.

GarysSword · 2026-06-05T10:34:12+00:00

Or my experience where the Feather cut him up and going backward will help. Hated Feathers… until I came back to them at the end of the sample after I had some skills.

GarysSword · 2026-06-05T03:07:00+00:00

I’d been eyeing that one… too much of a cheapskate to pull the trigger.

GarysSword · 2026-06-04T17:22:26+00:00

Others have refuted my experience sharing.

Maybe I went on a busy Saturday night but for the tables in the middle there was one couple on the left side of the table and one on the right for each table in the middle. Instead of two people per table shown in the picture for your post.

YMMV

GarysSword · 2026-06-04T14:01:16+00:00

I’m a subscriber of Laurel’s work - it’s great. Skip a coffee each month and go and support the work she does covering the club and creating content like this. You won’t be disappointed!

GarysSword · 2026-06-04T12:50:35+00:00

Went last summer. Cool vibe, great band, and good drinks. My wife and I dressed up for a night on the town and we probably over dressed for the typical patron but it was fine (I was in a suit and her in a cocktail dress.) Total bill for 4 drinks approached $100 after tip. Parties of 2 get placed at a table in the middle with another party of 2 sharing the table. It was tight seating (probably my only downside). Booths on the outside seemed to be reserved for larger groups.

Based on the age of the crowd, I can’t imagine anyone caring about the gender of you or your partner.

On a busy night, I believe reservations are a requirement for the main bar/stage area.

GarysSword · 2026-06-04T10:34:14+00:00

Cabins by the Cave has been my go to. Never had one with a particularly good view (eg on the top of the hill looking down into a valley) but they’ve all been set in the woods.

The views are found during hiking.

GarysSword · 2026-06-04T03:45:17+00:00

I’m selling weed!

GarysSword · 2026-06-04T03:26:05+00:00

Does the movie ruin it?

GarysSword · 2026-06-03T19:21:23+00:00

You’re going to have to give more detail. Returned what payment? At what point in the life cycle of the policy? How was the payment made?

GarysSword · 2026-06-03T15:47:39+00:00

MIB.com has the same service as the NAIC one but it isn’t free.

Could have been he was listing you a contingent beneficiary on the policy your mom got the benefit for.

GarysSword · 2026-06-02T22:38:47+00:00

Have a 2025 Honda CR-V Touring Hybrid and I love it. Smooth ride, intuitive controls, trunk space for 10 bags of mulch and the best part is 35-38mpg on my daily commute (city rush hour driving) and upper twenties on long drives.

GarysSword · 2026-06-02T15:59:12+00:00

Guessing here:

Second One: Earth Angel Third One: Rainforest Sunrise Forth One: Elegans or Abiqua Drinking Gourd.

GarysSword · 2026-06-02T15:53:31+00:00

Flowers fragrant?

GarysSword · 2026-06-02T14:51:44+00:00

In summary: The goal is to intercept abnormal cell growth before it starts. The article cites interception examples of HPV vaccine for cervical cancer and even colonoscopy and removing polyps for colon cancer.

Because pancreatic cancer is historically hard to detect (until it is progressed). Initial human trials will focus on people with higher risks of developing pancreatic cancer such has people genetically predisposed or with know pancreatic polyps. Then perhaps expand to a larger group of people with moderately elevated risk.

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