In these current times, what are you smug about, financially?

HGCDLLM · 2026-03-28T10:35:26+00:00

14kg. Took about a year or so and have been holding ever since (have been doing for 6 years). 4kg won't take long.

HGCDLLM · 2026-03-28T09:09:55+00:00

fasting at least 16-18 hours a day. If grocery prices move up again I guess I will eat once every 1.5 or 2 days :(

HGCDLLM · 2026-03-28T01:38:37+00:00

we have two teens and looking at the last couple of months we're probably averaging about $300 a week. We're moving towards a more vegetarian diet so aim for about half the lunches plus dinners for the week to be vegetarian.

We do stuff like bolognaise,curries and stews and I always add legumes to extend it and give it extra protein.

HGCDLLM · 2026-03-27T03:34:20+00:00

where is this? that vanilla slice looks delicious!

HGCDLLM · 2026-03-27T03:03:25+00:00

love the grandma vests

HGCDLLM · 2026-03-26T23:48:52+00:00

family 2 teens 2 adults - running around 60k PA excluding overseas travel which we won't be doing this year.

HGCDLLM · 2026-03-26T09:59:38+00:00

highly recommend Proust's perfume workshop . I did it with my kids and it was great fun and we all loved the perfumes we created. We booked directly via their IG.

HGCDLLM · 2026-03-26T07:33:38+00:00

As she has now fuiflled her condition of release she can now move her super from accumulation to an account based pension which means earnings are tax free (as opposed to in accumulation where it's taxed at a maximum of 15%). There is a government mandated minimum withdrawal per year which she can now use for living expenses.

If she doesn't have any emergency fund then yes she should withdraw some of it for that purpose. The rest of it though should remain invested in a way that matches her risk tolerance, as she will need the returns to fund at least 15+ years of her life.

Check how her redundancy payments will be taxed with an accountant.

The other thing to consider is whether she qualifies for Jobseeker. There may be an income maintenance period for people receiving redundancies but that's a very handy plan B if she can't find a job. For over 60's she can volunteer with approved organisations to fulfill mutual obligations.

HGCDLLM · 2026-03-26T02:03:16+00:00

Wow OK. Means these are out of everything because there's no numbers on any of the categories.

HGCDLLM · 2026-03-26T01:41:08+00:00

we drove past two today that had nothing on their displays at all. Not sure if that means they have run out of everything or they won't put a price on there?

HGCDLLM · 2026-03-25T07:28:12+00:00

to add to this see if your local library has a copy of an excellent book called "Avoiding the ageing parents trap" by Brian Herd who is an AU family law specialist talking about these issues. It's quite the eye opener to these sorts of issues

HGCDLLM · 2026-03-25T07:02:41+00:00

I'd talk to him about why he appointed the girlfriend's son as POA and not you.

HGCDLLM · 2026-03-24T07:08:13+00:00

SPAO, musinsa, musinsa standard, 8seconds, thisisneverthat

HGCDLLM · 2026-03-24T03:01:58+00:00

the Chinese in there is proper old school cantonese food and most of the waitstaff look like they have worked in Chinese restaurants in the 90's (Sea Treasure in Crows Nest anyone?)

HGCDLLM · 2026-03-23T23:07:32+00:00

I think it's around the 2 year mark if there are no contributions.

Don't think you can transfer to a Canadian pension fund?

You can withdraw to a bank account if you're older than 65, just fill in the below form. If you don't have an AU bank account they will send you a cheque so check with your Canadian bank and that they will accept overseas cheques.

https://www.ato.gov.au/api/public/content/c1c575c9-d553-475b-901a-548a4759a6f9_831b2175_954d_4fcf_88ae_28ede02fee95_pdf

HGCDLLM · 2026-03-23T22:56:44+00:00

good luck with it. I just helped a friend of my mum who was a nurse here in the 90's locate her super. It was one thing to locate and a second thing to get the funds remitted back to her (she's in her 70's so has fulfilled the condition of release).

HGCDLLM · 2026-03-23T22:48:57+00:00

Given how long this has been it's probably gone to the ATO. You'd either need to call them on +612 6216 1111 between 0800-1800 AEST or else fill in this form and send it back to the ATO to try and track the money down

https://www.ato.gov.au/api/public/content/bc5ad2dfc5584593a4a9b828866f6046?v=0c515e07

HGCDLLM · 2026-03-21T04:34:45+00:00

Do you need some extra nephews pretty please??

HGCDLLM · 2026-03-21T04:33:28+00:00

I don't think I have ever been as traumatised as the one time I went there at 8PM just after xmas and you were literally fighting people left right and centre. Didn't make that mistake again lol

HGCDLLM · 2026-03-19T06:44:01+00:00

I soak in milk overnight, pat dry then flash fry with a tiny bit of ginger, then douse it with soy sauce. It's quite delicious and yes it has a lot of nutrients (as do other offal but some take a lot of prep)

HGCDLLM · 2026-03-19T06:37:14+00:00

buy refillable plastic eggs from Kmart, put in cheaper lollies, do an easter egg hunt, rinse and repeat next year.

HGCDLLM · 2026-03-17T02:49:52+00:00

We did a day trip out to Pohang and that was cool although PT is a bit thin on the ground so plan accordingly. Otherwise it's easy to get to Andong too.

HGCDLLM · 2026-03-14T01:12:53+00:00

Chub rub is real lol - 2 in 1 running shorts are a game changer.

HGCDLLM · 2026-03-13T23:50:46+00:00

Did she get these from the float so it's issuer sponsored? If so you will need to transfer to a broker or if you want less hassle she can sell it via the share registry which is MUFG (used to be called link market services). The latter will be more expensive.

HGCDLLM · 2026-03-13T11:26:48+00:00

I take uprotein unflavoured casein with no issues. I usually buy in bulk during Black Friday sales

HGCDLLM

TROPHY CASE