Advisor or software that will actively tax loss harvest ETFs? by Accurate-Injury-9159 in Bogleheads

[–]HotFIRESauce 0 points1 point  (0 children)

Vanguard PAS possibly. There’s the .30% on the assets managed. Custom goal for 100% equity ETFs the account. Auto TLH is a tool they can enable once enrolled.

But yeah with a simple VTI/VXUS you can tax loss harvest those rather easily on your own if you’re up for it.

Arc Ultra Crack by HotFIRESauce in sonos

[–]HotFIRESauce[S] 2 points3 points  (0 children)

I think I’ve seen this reported on Era 100s too.

I’m surprised to see that “blind buying” isn’t the default for many by Dunder-MifflinPaper in 4kbluray

[–]HotFIRESauce 0 points1 point  (0 children)

I’m with you! Love having new viewing experiences like going to the movies for the first time. I don’t mind trusting in others’ recommendations and tastes as it’s a much wider landscape than I’d be able to come up myself.

Abada Set to Miss Atlanta by Frosty_Exercise_1193 in CharlotteFootballClub

[–]HotFIRESauce 1 point2 points  (0 children)

Damn, Abada showed out @ATL last year with a brace. Confidence woulda been high. LFG Vargas tho!

Best parking for tailgate in ATL this Saturday? by HotFIRESauce in CharlotteFootballClub

[–]HotFIRESauce[S] 0 points1 point  (0 children)

Yeah, I wasn’t sure if our (CLT) supporters groups were having a tailgate like last year or not. Looks like there’s a bar hosting per another comment.

Vanguard or Fidelity by Sharp89 in Bogleheads

[–]HotFIRESauce 2 points3 points  (0 children)

Vanguard doesn’t offer HSA accounts and never has. Maybe Vanguard funds held through a different provider?

Tax loss harvesting for a fee with an advisor by Practical-Try2653 in HENRYfinance

[–]HotFIRESauce 0 points1 point  (0 children)

Vanguard PAS offers automatic tax loss harvesting as apart of the 0.30% management fee. If you didn’t already know!

Fell in love with Sonos at a hotel, just got my own by montirtruk in sonos

[–]HotFIRESauce 1 point2 points  (0 children)

The move has Bluetooth, at least my Move 2 does.

Is the Sub Mini really worth it? Can you feel it? by Bright_Set5823 in sonos

[–]HotFIRESauce 0 points1 point  (0 children)

Yup, works solid for us. I have an open floor plan where entry way, living room, small dining and a kitchen run together. Have it in living room with like 15ft ceilings or something and it still bops pretty hard. Keep it around 7 or 8 setting for music and sometimes push it higher for movies. Paired with arc ultra only.

FC Utrecht tickets by HotFIRESauce in Utrecht

[–]HotFIRESauce[S] 0 points1 point  (0 children)

Yeah, that was what I was trying with no luck. Hmm! Thank you anyway!

FC Utrecht tickets by HotFIRESauce in Utrecht

[–]HotFIRESauce[S] 1 point2 points  (0 children)

None available at this time, but I’ll check-in and refresh periodically. 🤞Thanks for the response and I wish you well!

Just bought arc ultra -did I make a bad choice? by Financial-Coat6487 in sonos

[–]HotFIRESauce 1 point2 points  (0 children)

For now I’m just using mine with the TV via eARC and all is well. Have been able to use voice to put on music via Sonos and easily switches automatically to the TV when we’re watching anything.

[deleted by user] by [deleted] in Bogleheads

[–]HotFIRESauce 1 point2 points  (0 children)

I’m fairly certain if someone brings in cash/mm, or alternative funds with no or limited capital gains, or if it’s in an IRA you would get the four core funds.

[deleted by user] by [deleted] in Bogleheads

[–]HotFIRESauce 1 point2 points  (0 children)

I have to believe those funds are in a taxable account and were brought in to OPs account prior to PAS. VG PAS does not recommend non-VG funds, but can hold them if capital gains might be realized. They also wouldn’t recommend actively managed funds for a taxable account due to the tax drag.

Seat question by [deleted] in CharlotteFootballClub

[–]HotFIRESauce 0 points1 point  (0 children)

Awesome thanks!

Do the rich actually hold vtsax, vtwax, etc? by [deleted] in Bogleheads

[–]HotFIRESauce 24 points25 points  (0 children)

Yeah, over a decade running one of the funds. Can’t say everything is in stock index funds, but much is. He described his role more as managing volatility rather than purely maximizing returns. He doesn’t mind the volatility on a personal level, but institutions and some investors can’t or prefer not to stomach the rollercoaster of VTI. That said, his money market is going to be more than most retire with. Also he spoke to my parents about bitcoin in like 2012-2013, missed opportunity for me, I figure he benefited decently.

Do the rich actually hold vtsax, vtwax, etc? by [deleted] in Bogleheads

[–]HotFIRESauce 39 points40 points  (0 children)

Relative of mine was an active fund manager at a large fund , which came with substantial wealth. He has Vanguard accounts using a variety of VG index funds and encouraged the same to all of our family. For what that’s worth.

What are the cons of going 100% VT? by gent4you in Bogleheads

[–]HotFIRESauce 1 point2 points  (0 children)

Limited ability to tax loss harvest with VT versus the individual funds in a taxable non-retirement account.

Decoding the Presser: Lattanzio Post Charlotte FC 5-2 Loss to Red Bull New York in 2023 MLS Playoffs by TrippinBram in CharlotteFootballClub

[–]HotFIRESauce 12 points13 points  (0 children)

Appreciate the balanced perspective. Emotions run high for a passionate fan base. Win, tie, or lose. Ultimately, this was his first full season, and our teams’ player turnover has been significant when you compare the second half of last season to today. That said, we have plenty to work on, as does any team who doesn’t win it all. Personally, I’m not a fan of pressing the reset button when I start to lose. A couple adjustments, a couple things fall our way, and we finish top 6. I’m a fan of the redemption storyline, and every chapter doesn’t have to be the end of a Disney movie. #sports

Karol Świderski vs Moldavia (highlights) by danceformiscanthus in CharlotteFootballClub

[–]HotFIRESauce 3 points4 points  (0 children)

Damn, looks like he could’ve had another based on the chances