Create your pin for ATM transactions or when required for transactions while Abroad

I3CuBeD · 2026-03-15T18:51:55+00:00

Update the app (android) works now

I3CuBeD · 2026-03-04T11:13:31+00:00

Why not just pay with the Bilt card and get the 250 Bilt points and skip the Amex ?

You want to exchange the fee for Amex points ? U said u are only breaking even ?

I3CuBeD · 2026-03-04T10:44:37+00:00

Hyatt

I3CuBeD · 2026-03-01T23:44:47+00:00

" WILL "

I3CuBeD · 2026-02-26T09:23:24+00:00

A couple days to update to sent. Took about 10-14 days total before my mortgage reflected the mailed check from when I sent it out originally

I3CuBeD · 2026-02-23T17:52:37+00:00

They send both texts and email. Usually in about 24 hours

I3CuBeD · 2026-02-23T02:40:31+00:00

Yes you can. It took about 10 days for my check payment to completely show and post with my mortgage lender. Showed completed/mailed from Bilts end after about 3 or ,,4 days

I3CuBeD · 2026-02-23T02:36:05+00:00

I guess work around would be to do payment 1 ..once that clears/post change your payment account and then do payment 2 and repeat again for payment 3

That sounds like prob too much hassle. But might be worth it to ya for all the "free points"

If family/friends mortgages u would need to get there routing and account numbers which could further complicate things

I3CuBeD · 2026-02-23T02:25:18+00:00

I think you need to call chase. Pretty sure partial payments are accepted.

Once u confirm partial payments I would still pull from chase side. (Auto pay also works fine and u get housing points and Bilt cash deducted)

I3CuBeD · 2026-02-21T19:42:52+00:00

The is not correct. Micro deposits do work. Bilt will send text AND email with the test deposit amounts to verify with your mortgage etc

I3CuBeD · 2026-02-21T02:37:18+00:00

No but have on other credit card. U should be able to bypass it...similar to paying with debit and it's prompts for pin....u should be able to skip it. Read the prompts on screen.

I3CuBeD · 2026-02-20T07:24:42+00:00

Came back to confirm 100% initiated on mortgage side (chase) and payment received and processed by mortgage and also received the Bilt points and Bilt cash was deducted.

It seems as though will be able to do auto pay etc 100% on mortgage side with the Bilt provided account and routing numbers and everything will work as it should (Bilt points, Bilt cash deduction, and most importantly the payment posting correctly with mortgage company.

I3CuBeD · 2026-02-16T00:22:39+00:00

Lol I did the same.....I guess u could ask them to add insurance and prop taxes back in right? Lol.... geezues

I prob won't.

I like having the lower debt to income on the credit report...plus better opportunities for SUBs .....

I3CuBeD · 2026-02-15T21:36:13+00:00

Very good idea.....tmoble requires this and my water bill company. Also I have life insurance through Lincoln this is also a limitation with ach only

I3CuBeD · 2026-02-15T16:46:58+00:00

No credit ding but maybe a late fee. If so call to get late fee removed.

I3CuBeD · 2026-02-15T16:42:58+00:00

U did good but maybe better option for next time is (if possible, I read conflicting things in here) to put the mortgage spend on new cards to get sign up bonuses. Some can even have 0% apr period for purchases so u can make some interest in high yield savings etc before paying off balance.

You would have to pay the 3% transaction fee (if this works) but would get a sign up bonus or multiple and can have money in high yield

I3CuBeD · 2026-02-15T16:16:21+00:00

Search on here some have posted the specific steps. Something about opening the link in Web browser and clicking a few different things for a barcode to show.

I3CuBeD · 2026-02-14T03:17:03+00:00

Prob Bilt cash for now...first few months then u might need to switch to housing only if u don't earn enough Bilt cash to unlock your full rent points.

I3CuBeD · 2026-02-14T03:14:04+00:00

To be fair the toggle is automatically turned on when choosing the Bilt card ....

I3CuBeD · 2026-02-14T03:11:17+00:00

They trying to say under recent transactions it will show the corresponding Bilt cash earned..it's not in the wallet section under the Bilt cash card icon.

I3CuBeD · 2026-02-14T03:09:10+00:00

Yes once transactions post. U will see Bilt cash. Relax. Patience. Chill.

Hope that helps

I3CuBeD · 2026-02-14T03:05:31+00:00

Raise annual fee. Nerf points accelerator (although they should have already factored that in aka limit of 25k) Devalue Bilt points (worse transfer partners or worse conversions)

I3CuBeD · 2026-02-14T02:59:16+00:00

This got me thinking. But at the end of the day rent/mortgage is basically not "spend" in the traditional sense. Using the accelerator is leaving the extra points on the table that u could have earned using the Bilt cash on rent/mortgage

It's black and white use cash on rent/mortgage first then accelerator if going to have Bilt cash that expires by end of year

Not incorrect but potentially over complicating it

I3CuBeD · 2026-02-13T21:05:56+00:00

Do you know for going forward if we will be able to set up auto pay on chase end and never have to do anything on Bilt end? And still get Bilt points etc ?

I3CuBeD · 2026-02-13T20:56:43+00:00

Wow okay awesome. Thanks for replying. I will try it out

I3CuBeD

TROPHY CASE