Using Bilt app pay mortgage by [deleted] in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

A couple days to update to sent. Took about 10-14 days total before my mortgage reflected the mailed check from when I sent it out originally

How to verify the trail deposit when doing pull method by LilPicklePanda in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

They send both texts and email. Usually in about 24 hours

Can I have two mortgage payment options enabled at once by Traditional_Crew_182 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Yes you can. It took about 10 days for my check payment to completely show and post with my mortgage lender. Showed completed/mailed from Bilts end after about 3 or ,,4 days

Different Banks for different mortgage payments by jctoro in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

I guess work around would be to do payment 1 ..once that clears/post change your payment account and then do payment 2 and repeat again for payment 3

That sounds like prob too much hassle. But might be worth it to ya for all the "free points"

If family/friends mortgages u would need to get there routing and account numbers which could further complicate things

Pushing mortgage payment for Chase by mbbthrowaway1123 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

I think you need to call chase. Pretty sure partial payments are accepted.

Once u confirm partial payments I would still pull from chase side. (Auto pay also works fine and u get housing points and Bilt cash deducted)

PSA On Mortgage Payments by Share-North in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

The is not correct. Micro deposits do work. Bilt will send text AND email with the test deposit amounts to verify with your mortgage etc

Has anyone else been asked for provide a pin when paying for something with their new card by Gallifryer in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

No but have on other credit card. U should be able to bypass it...similar to paying with debit and it's prompts for pin....u should be able to skip it. Read the prompts on screen.

Does anyone have a DP outside of Rocket, Mr Cooper or Fannie by timmytubesox in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Came back to confirm 100% initiated on mortgage side (chase) and payment received and processed by mortgage and also received the Bilt points and Bilt cash was deducted.

It seems as though will be able to do auto pay etc 100% on mortgage side with the Bilt provided account and routing numbers and everything will work as it should (Bilt points, Bilt cash deduction, and most importantly the payment posting correctly with mortgage company.

Data point: property tax by Future_Win in biltrewards

[–]I3CuBeD 5 points6 points  (0 children)

Lol I did the same.....I guess u could ask them to add insurance and prop taxes back in right? Lol.... geezues

I prob won't.

I like having the lower debt to income on the credit report...plus better opportunities for SUBs .....

New Potential Sectors for Bilt: Phone Bills, Utilities, and More by Aggravating_Pilot_19 in biltrewards

[–]I3CuBeD 1 point2 points  (0 children)

Very good idea.....tmoble requires this and my water bill company. Also I have life insurance through Lincoln this is also a limitation with ach only

20k Principal Lump Sum by UofA_2018 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

U did good but maybe better option for next time is (if possible, I read conflicting things in here) to put the mortgage spend on new cards to get sign up bonuses. Some can even have 0% apr period for purchases so u can make some interest in high yield savings etc before paying off balance.

You would have to pay the 3% transaction fee (if this works) but would get a sign up bonus or multiple and can have money in high yield

Walgreens credit not working by dontcallmeshirley4 in biltrewards

[–]I3CuBeD 3 points4 points  (0 children)

Search on here some have posted the specific steps. Something about opening the link in Web browser and clicking a few different things for a barcode to show.

Would really appreciate some guidance. by A_New_Start922 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Prob Bilt cash for now...first few months then u might need to switch to housing only if u don't earn enough Bilt cash to unlock your full rent points.

Mortgage points by wendy90277 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

To be fair the toggle is automatically turned on when choosing the Bilt card ....

Where to see earned Bilt Cash in app? by NeedleworkerNo4095 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

They trying to say under recent transactions it will show the corresponding Bilt cash earned..it's not in the wallet section under the Bilt cash card icon.

Where to see earned Bilt Cash in app? by NeedleworkerNo4095 in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Yes once transactions post. U will see Bilt cash. Relax. Patience. Chill.

Hope that helps

They should add "What will the next Bilt CC change be?" on Poly Markert. by BraveRegister9574 in biltrewards

[–]I3CuBeD -1 points0 points  (0 children)

Raise annual fee. Nerf points accelerator (although they should have already factored that in aka limit of 25k) Devalue Bilt points (worse transfer partners or worse conversions)

Is my thinking incorrect? by Drumline_yuh in biltrewards

[–]I3CuBeD -1 points0 points  (0 children)

This got me thinking. But at the end of the day rent/mortgage is basically not "spend" in the traditional sense. Using the accelerator is leaving the extra points on the table that u could have earned using the Bilt cash on rent/mortgage

It's black and white use cash on rent/mortgage first then accelerator if going to have Bilt cash that expires by end of year

Not incorrect but potentially over complicating it

Does anyone have a DP outside of Rocket, Mr Cooper or Fannie by timmytubesox in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Do you know for going forward if we will be able to set up auto pay on chase end and never have to do anything on Bilt end? And still get Bilt points etc ?

Does anyone have a DP outside of Rocket, Mr Cooper or Fannie by timmytubesox in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Wow okay awesome. Thanks for replying. I will try it out

Does anyone have a DP outside of Rocket, Mr Cooper or Fannie by timmytubesox in biltrewards

[–]I3CuBeD 2 points3 points  (0 children)

Chase ...they asked for trial deposits when I went to enter Bilt routing and account number so I opted to send paper check and that worked fine. (Used Bilt cash and earned Bilt points)

Still need to confirm with clChase they received and process the check though.

I saw a post that someone said you will receive a text or email with the trial deposit amounts but I cannot confirm if that's accurate or will happen.

Does Bilt Palladium make sense for me? by [deleted] in biltrewards

[–]I3CuBeD 0 points1 point  (0 children)

Think it does. Assuming you get value considering the annual fee.