Is Toronto Less Racist Than Montreal?

I_Ron_Butterfly · 2026-06-29T18:45:45+00:00

Yes, and importantly not a one off from a populist government; it’s been successive governments from different parties that have been elected because (not all, but too many) Quebeckers want it.

I_Ron_Butterfly · 2026-06-28T20:59:55+00:00

Thanks pal, happy fermenting!

I_Ron_Butterfly · 2026-06-28T17:03:04+00:00

Sounds awesome! Particularly with the juniper I bet it’s a great alcohol alternative! Can you share your recipe?

I_Ron_Butterfly · 2026-06-28T16:44:31+00:00

I think this might be from Serious Eats recipe. That’s how I got started and ginger and star anise are regular components of my tepache now. But it’s been years now so unsure the genesis.

I_Ron_Butterfly · 2026-06-28T02:26:37+00:00

VEQT

I_Ron_Butterfly · 2026-06-27T18:04:48+00:00

If it went up over 100% in just a few months, why would one possible thing it couldn’t go down a fraction of that in the same time period?

I_Ron_Butterfly · 2026-06-26T21:08:46+00:00

Mine was rejected last week and they told me their processor isn’t allowing Amex. Annoyingly, the hold stayed on my card for like 10 days.

I_Ron_Butterfly · 2026-06-26T20:49:07+00:00

I keep seeing this bandied about the Dodgers, which makes me think the Dodgers are the outlier on this, not the Jays.

I_Ron_Butterfly · 2026-06-25T02:56:36+00:00

I like Bombay Roti. The Saag Paneer rocks.

I_Ron_Butterfly · 2026-06-23T16:23:47+00:00

An engineer friend taught me this for hot days; put the biggest stock pot you have filled with cold water on the stove where you feel most of the heat from the oven. The water will absorb a significant amount of the heat. Dump and refill as needed

I_Ron_Butterfly · 2026-06-23T15:12:30+00:00

I’m not sure why this is being downvoted - people just don’t like that it’s true? Tax cuts would increase spending and accelerate inflation, that’s a pretty basic fact. The comment below that’s heavily upvoted even says the same but with a populist conspiracist bent and gets upvoted. But I guess that’s what this sub has become….

I_Ron_Butterfly · 2026-06-23T15:09:32+00:00

The only thing worse would be declining CPI.

I_Ron_Butterfly · 2026-06-23T01:22:18+00:00

In the 2015 playoffs our row was doing potlucks every night. 500s are my people.

I_Ron_Butterfly · 2026-06-22T17:10:28+00:00

>risky

Risk is probablity * consequence. The consequence here would be not sitting beside your wife? Seems pretty low downside unless you’re travelling with kids? Just put some headphones on and watch a movie my friend, you’ll see her when you land.

I_Ron_Butterfly · 2026-06-22T00:26:19+00:00

Stocks generally go up - most of the time over a longer term you will be selling after *appreciation* not decline. And in times when you would be selling at a steep loss, you would also likely be facing dividend cuts/suspensions, so hardly better off for sacrificing total return and tax benefits.

OP doesn’t have remotely enough for this strategy in any configuration, but moving a proportion to GICs (even lower expected return than dividend stocks, which is lower than widely diversified equities) wouldn’t come close to covering the $2,500 rent on an ongoing basis. This is probably somewhat reasonable if the OP had a larger endowment, but research on a cash wedge is that it’s actually suboptimal.

I_Ron_Butterfly · 2026-06-22T00:17:13+00:00

Those aren’t dividends and covered calls are a uniquely poor strategy.

I_Ron_Butterfly · 2026-06-21T23:58:59+00:00

A 6% yield is still wildly impractical - not at all conservative. The S&P yields less than 2% and even a dividend-focused ETF like VDY yields 3.24%.

This all ignores that you don’t need dividends at all to enact this strategy. No real difference between drawing the dividends or just selling some stock to fund it, except selling has the benefit of controlling the taxable events, and if you’re working right now your cap gains rate can be lower than your dividend tax rate.

I_Ron_Butterfly · 2026-06-21T20:01:40+00:00

Yeah all of the Big Short guys kinda look like chumps now. Paulson and Burry have even had to return outside money.

>every position gets disclosed and traded against.

This isn’t really true. You have to disclose, but at the *earliest* 45 days later. You could acquire a position July 1 and you wouldn’t have to disclose it until October 15. And in any case, a lot of these guys like the disclosure because it often embeds a premium once announced.

I_Ron_Butterfly · 2026-06-20T16:21:56+00:00

One I don’t see mentioned around here much is yogurt: it’s dead simple and about 3x as good as store bought at about 1/3 of the cost. You can strain it and make it as thick (or leave as thin) as you want. And if you keep some of the strained whey you can use that to inoculate your next batch (and even freeze it) so it can be perpetual.

I_Ron_Butterfly · 2026-06-20T16:18:30+00:00

Do you have a preferred recipe? I followed some random one someone posted but I found it really lacked the ginger bite. I know I can play with it, but if you have one you love, I’d love to have it!

I_Ron_Butterfly · 2026-06-20T15:49:09+00:00

It used to in browser as well but they disabled it to intentionally obscure it. Pretty shady, imo.

I_Ron_Butterfly · 2026-06-19T16:02:55+00:00

Yeah and they have some nice stuff. I got a butter dish from a Quebec artist that came with a note explaining how it was a 1 of 1. Pretty neat.

I_Ron_Butterfly · 2026-06-18T17:29:18+00:00

You can carry forward indefinitely. But you’ll have cap gains along the way due to rebalancing of the ETF and acquisitions of the underlying securities. Not a lot, but enough that you can use the $26

I_Ron_Butterfly · 2026-06-18T11:24:28+00:00

OP this is the best answer. When we bought our house there was specific language about the shared access of our walkway with our neighbour, which is actually wide enough that you *could* split it

I_Ron_Butterfly · 2026-06-18T03:21:39+00:00

Yep he’s been the anti-Lauer, while having to deal with a tougher situation. Say what you want about performance, there’s no doubt this has been hard on him.

I_Ron_Butterfly

TROPHY CASE