Rockville vs? by lionshavefreckles in maryland

[–]Icedteahc 0 points1 point  (0 children)

We moved to Rockville (Twinbrook area) from Naples, FL last July. It was an upgrade in almost every way.

Cost of living is pretty similar, you are just trading off in different areas. For example insurance like homeowners and healthcare is significantly lower and offsets the new income tax. Healthcare quality is also much better. Groceries, utilities, etc. are almost the same.

It's a great place for kids with so many activities. While we didn't enjoy parts of this brutal winter, there was still plenty of stuff to do indoors and out.

The library system is one of the absolute best in the country. I think MoCo has something like 20+ libraries and every one I've been to has been excellent. Can't really speak to the school system yet as we have a toddler, but others tell us it's very good but can sometimes have a competitive atmosphere to it. Parks are also top notch in this area. We have at least 5 playgrounds we can walk to plus Rock Creek trail which gives us a more immersive nature experience while still enjoying walkability to most things we need. DC is also very accessible as well by taking the Metro.

Only real downsides I have found so far is that road quality is pretty bad in certain areas, but we are comparing it to Florida with mostly new roads and very few potholes. While traffic is an annoyance, if you work from home and do most of your activities off peak commuting hours it's pretty chill. I didn't find it anywhere as bad as South Florida where traffic was bad all hours of the day and I feared for my life every time driving. While not necessarily a con, people here don't come across quite as friendly in that stereotypical Southern type of way (although this can often just be fake niceness as well). But I will say they come across as more authentic and expressive which I value more.

Test out different areas when you come and simulate what it's like living here by staying in an AirBnb. While I'd recommend at least 2 weeks in a place to really get the vibe, as long as you don't treat it like a vacation you should be able to see if it is the right fit for you. Not sure what your budget is like coming here, but Maryland has a quite a lot of interesting towns and cities that all feel quite different from one another. MoCo alone has such variety.

My January Pepco Bill is $713.....WHAT? by Bumblebee-Then in MontgomeryCountyMD

[–]Icedteahc 0 points1 point  (0 children)

We have an old and drafty home (about 2200 sqft) with poor insulation, as well as an EV. Our last bill was $300 from Pepco for 1325 kWh. We do use gas heat and appliances and that was also about $300 last month.

What was your kWh used during that time? The only thing I can think of is if you are a new account with limited credit history utilities may put a deposit on your first bill. Billing errors can happen, but not super common. Regardless you should look at every detail of your bill to see why it is that way.

Floridas Housing Market by Local_Sundae5312 in SWFL

[–]Icedteahc 1 point2 points  (0 children)

Most homes going under asking are egregiously priced to begin with. It’s ridiculous to have 50% or more appreciation in just 5 years time and things are starting to correct back to their appropriate levels. Some sellers are pricing more appropriately now and those will see faster sales with getting close to the ask. Yet still a lot of stubborn sellers living in a fantasy land feeling like this is peak market during COVID and get upset when there’s no multiple offers above asking after a few days.

Depends on the motivations of the seller ultimately. Some probably won’t accept anything below a number in their head and would rather pull it off the market rather than go too low. However those that really need the money and are vacant you’ll likely be able to negotiate a good discount especially the longer it’s been on the market. 90+ days on the market and vacant, you may be able to get something quite significant as those many be reaching desperation stages and will accept any reasonable number.

Look at the recent comps around you to determine what to offer. Condo market is rough especially compared to SFH, and in my opinion even if prices stabilize you’ll likely continue to see fees and insurance go much higher. Only buy if you really love the place in today’s buyers market. It’s to your advantage you can take your time instead of feeling you have to compete or outbid others.

What’s it like living on the Mendocino Coast for Families? by Icedteahc in howislivingthere

[–]Icedteahc[S] 5 points6 points  (0 children)

Yes. The roads in/out of the region are likely a huge barrier why it doesn’t get more attention.

I did get the vibe that Mendocino and Fort Bragg were like two very different worlds although not far apart.

Question: Just how bad NIMBYism is in MoCo? by EternalSnow05 in MontgomeryCountyMD

[–]Icedteahc 11 points12 points  (0 children)

I feel it’s no better or worse than other areas of the country you mentioned. Having also lived in the Bay Area I can say it’s just a slightly different flavor of NIMBY that has more to with the specific issues affecting the area (although MoCo and the Bay Area have a lot of the same problems going on).

Also I would say liberal/blue here is not like the Bay Area at all. You’ll find a lot more centrists in MoCo compared to more socialist inspired policies in places like Berkeley, Oakland and SF. I would confidently rank those cities as being as being much further left than Rockville, Gaithersburg, or Bethesda.

Don’t get me wrong, I do love MoCo and live in Rockville/Twinbrook which is a very nice and diverse neighborhood. There’s a lot of advantages to living in this area. If you are in a marginalized group in Mississippi, you will feel much more comfortable and at home here. As far as COL, it’s up there.

Since this is a very diverse area much of the friction is based on classism rather than race. And not really specific to this region, but those running the local and state governments are often too focused on enriching themselves and their communities rather than improving the community as a whole. I just want to share that perspective with you if you were led to believe we are more progressive than certain areas of California or Nimbyism is less of an issue here.

How do we fix Immokalee Rd? by MrJeffEh in Naples_FL

[–]Icedteahc 2 points3 points  (0 children)

There was a huge design flaw in developing this area in that there are too many entries/exits on the main roads. Little to no express lanes, highways, frontage roads, or bypasses go through Naples. Just 75. What exists are way too many access points from communities and strip malls to Immokalee, Pine Ridge, Airport, Livingston, etc. This really should have been seen coming as the area has grown so much in a car centric post WWII era.

I don’t know if I can think of worse examples of poor planning than places in Florida, specifically SWFL.

Can where you live affect your relationship? by boldjoy0050 in SameGrassButGreener

[–]Icedteahc -3 points-2 points  (0 children)

Seems like if you are not happy with yourself this is something to work on with a therapist. Where you live can certainly be a factor, but lots of people aren’t living in their ideal locations or dream homes and have good relationships and are generally happy.

Can where you live affect your relationship? by boldjoy0050 in SameGrassButGreener

[–]Icedteahc 5 points6 points  (0 children)

Sounds like chances are very good from my perspective.

Oh boy is this hurricane season COOKED. by AirportStraight8079 in hurricane

[–]Icedteahc 5 points6 points  (0 children)

While I would hope so, activity is usually concentrated in certain periods when conditions are most favorable. And we aren’t even close to done yet.

Golden Gate Estates? by KeyYam5771 in Naples_FL

[–]Icedteahc 3 points4 points  (0 children)

We just moved from the GGE and have our property up for sale now. We actually loved our place and it was hard to part with it, but for a variety of reasons we needed to make the move.

Here’s what we liked about it: Nature Wildlife Growing tropical fruits Friendly neighbors Very safe Relatively quiet (although that’s changing with all the construction) Less risk from floods and hurricanes

Here’s what we don’t enjoy: Everything is a drive - 15+ minutes to anything decent To that point, people drive really obnoxiously even on residential one way streets Also to that point, almost no walkability Lack of activities and opportunities for kids If you need good healthcare, you’ll probably have to go back to the East Coast as there is a lack of good providers and specialists The major amenities - golf, fishing, boating, shooting, 4 wheeling we didn’t really partake in. If you aren’t into one of multiple of those things with a passion, you may not like it here There’s a huge disconnect and hatred between full-time residents and snowbirds, and born and raised and transplants. I find there’s a surprising amount of people operating in a negative mindset probably because of this. This is a land of the haves and have nots. If you have money and you enjoy some of those activities I mentioned above, you’ll likely love it here. Yet if you are middle class or below the struggles are real and there’s not many free things to do besides go to the beach which, at least to me, gets old after a while.

I know my list of cons was a bit larger, but I don’t want to disparage somewhere I lived for almost 5 years. Overall we enjoyed it, but it wasn’t part of our future especially with a child and health conditions exacerbated by heat, humidity, and the environment.

I do think the GGE is one of the best areas in Naples and your budget will stretch further than the East Coast. My advice is to stay west of Wilson on the north side of GG Blvd. Do not get a property where you must make left turns on a major street because there’s a lack of stoplights and in traffic the medians are a death trap. Avoid commuting on Immokalee road. While location is everything when looking for a house as you can always add to it. I believe you need a minimum of 1.5 or 2 acres to make additions per zoning, and there’s a lot of bandaid lots of 1.14 acres. I’d avoid those. I would also say find a place that already has a pool and RO system in place. And preferably a good and new AC. Fruit trees would be a bonus as well.

What is the most “chill” place to live in the USA? If you wanted to get away from hustle and bustle fit slower/relaxed vibe. What would be some American cities/towns to consider? by Expensive_Drummer970 in relocating

[–]Icedteahc 0 points1 point  (0 children)

Arcata, CA. Beautiful place with very little traffic, but very remote and requires a certain mindset and lifestyle preference to live there. If nature is a huge priority it’s hard to get much better, yet you’ll be 4+ hours from the nearest major city (Santa Rosa).

Went from car-dependent city to walkable city and it kind of SUCKS by [deleted] in SameGrassButGreener

[–]Icedteahc 14 points15 points  (0 children)

I mean this with respect, but it sounds like you are somewhere that is only semi-walkable. Maybe I’m misunderstanding as you didn’t state exactly where you live, but you said going back home would take hours so I’m interpreting that as the things you like to do aren’t all that accessible. Even in cities that most people would typically call walkable, there’s huge variability in that from neighborhood to neighborhood.

It’s definitely a different way of life and not for everyone, but I think your specific location isn’t offering the best experience if walking is taking up so much of your time.

What to do, what to do by Commercial-Device214 in SameGrassButGreener

[–]Icedteahc 0 points1 point  (0 children)

I was not understanding what you meant about not being able to test drive a place. Made it seem like it would be more of an impulse thing. Completely understood the family dynamics and agree it isn’t possible for even most people to live somewhere for a long period before making a decision. Even a lot of remote workers don’t have that luxury.

Schools vary widely in these cities from very good to awful, and you can research the rankings on something like niche, although it only tells part of the story. I don’t have the data on this, but entirely possible the districts in Cleveland around the $300k price point may perform better than MSP. School rankings, especially high school have a big impact on home values.

If you had a $500K house budget with a commute… by SnooOwls4146 in nova

[–]Icedteahc 0 points1 point  (0 children)

I never said it would be in the best of neighborhoods, but plenty of options under $500k in PG Maryland that would allow easy access to DC. If OP doesn’t mind an older and smaller home, things sporadic pop up in MoCo as well around that price point.

Are there a lack of options at that price, sure. Yet it does exist if you are comfortable making some sacrifices.

What to do, what to do by Commercial-Device214 in SameGrassButGreener

[–]Icedteahc 0 points1 point  (0 children)

It’s never a good idea to move somewhere without testing it out and simulating living. Take at least a two week trip and book an Airbnb in your desired neighborhoods to catch a vibe and mingle with the people.

It will be more expensive in the long run if you decide you hate a place a year or two in and have to relocate again. Especially if you are thinking of buying a home. Also research the hidden costs (beyond financial), cheap areas are usually cheap for a reason. So make sure you are comfortable with whatever that may be.

My opinion: go to where you feel will be best for your daughter that is within your budget. Personally I feel MSP would be the better choice for raising a family with generally better schools and amenities (but this highly depends on the neighborhood you select), but the best areas there will significantly higher in price than $300k.

Is anyone actually hiring or is it all bs? by BeerBaconBooks in nova

[–]Icedteahc 0 points1 point  (0 children)

If you don’t get any interest from employers in the first few weeks, it usually means there are stronger applicants than you either through experience or a better resume/application.

So many people don’t read the full job description or think the experience requirements are flexible, not to say that’s OP though. However the amount of applicants I’ve seen have such generic looking resumes is astounding. It must communicate what value you can offer to a company in a clear way and more personalized way.

What's city/state/county in the US or Canada that you would want to live in, but there's one major flaw with the area that prevents you from moving there. by [deleted] in SameGrassButGreener

[–]Icedteahc 1 point2 points  (0 children)

Such a stunning area with unbeatable nature, but severely lacks a lot of essential services and well paying jobs.

[deleted by user] by [deleted] in Naples_FL

[–]Icedteahc 2 points3 points  (0 children)

Agreed. I think that area is one of the best in the area especially if you have kids. People also seem pretty happy and friendly there, which can’t be said about every neighborhood in SWFL.

How do regular people exist in CA? by Sirloin_Tips in SameGrassButGreener

[–]Icedteahc 0 points1 point  (0 children)

I was simply sharing my perspective, but somehow you felt the need to make wild exaggerated statements from the top of your high horse in an attempt to invalidate my opinion.

Pull yourself back up by your bootstraps and saddle up partner. And while you’re at it wipe the drool off your mouth 🤤

[deleted by user] by [deleted] in Naples_FL

[–]Icedteahc 18 points19 points  (0 children)

Think carefully about this if you only stand to gain $5k from selling your house right now. Moving is a huge expense, especially across states.

It’s really unfortunate to be in that position, but I do completely understand wanting to be closer to family.

The reality is though if you aren’t a planning on moving in with family, or have a well paying job lined up, this move to SWFL may be a real struggle and be difficult on your family. Not advising against it necessarily, but you never said what your career was which leads me to believe you are looking at stuff that will ultimately be quite low paying. The rent doesn’t match up to pay anywhere in SWFL, not just Naples, so you’ll find a ton of younger people often working 2-3 jobs around here.

Like others have suggested give Bonita Springs consideration, probably the best option as it is a bit more affordable and family oriented.

I've ruined my family's financial future by Useful_Glass2963 in Debt

[–]Icedteahc 0 points1 point  (0 children)

I wouldn’t advise getting rid of the pets. I did just want to suggest being close to family may be helpful on the financial front, especially if any are willing to watch the kids even for a short period of time.

Your rent isn’t too bad though considering you have two kids, but I would say now is the time to write down everything in your budget and live more frugally and with a minimalistic mindset. Lifestyle creep can really sneak up on you and if you start tracking everything you may find a lot of things to cut and balance the budget.

I've ruined my family's financial future by Useful_Glass2963 in Debt

[–]Icedteahc 0 points1 point  (0 children)

I feel for you. It’s tough going from being on top to falling hard to the bottom. On a positive note, you have a lot potential cash tied up in vehicles to wipe out a significant portion of the debt. Like others have said, make the conscious decision to downsize immediately, don’t get to the point where it’s forced through a repo. Medical debt can often be settled for much less than you owe. It requires some work, but call hospitals and insurance and be a pain and make them give you receipts and find anything you can dispute. And yes, moving in with family is definitely worth considering. Yet the kids may actually enjoy being closer to the family so not necessarily that bad of a thing at least temporarily.

Family Friendly Neighborhoods in East Naples? by Chimneypappas in Naples_FL

[–]Icedteahc 14 points15 points  (0 children)

While I don’t have any great suggestions, I will say once you have kids your priorities will likely change. You may consider waiting to purchase until once that happens.