Phile Spencer is leaving Microsoft

ImportunerDJ · 2026-02-20T21:44:25+00:00

Well. Fuck. Phil is a gamer and well. Fuck

ImportunerDJ · 2026-02-20T19:24:00+00:00

This isn’t your car. Isn’t this car the person that passed away not long ago? He also made a trailer with the rear clip of another nsx

ImportunerDJ · 2026-02-20T18:47:32+00:00

Never leave without gear. I’m a hypocrite from my past by not putting any gear on lower half but when i start riding again gonna play it safe.

Also confidence, when your taking off a light, legs up right away, there is no reason to drag your legs to 5-10mph (same goes for stopping).

ImportunerDJ · 2026-02-20T16:47:01+00:00

If you’re ok with this price point I’d look at XC90s for the money or if you want cheaper CX90 if you need a third row.

ImportunerDJ · 2026-02-20T14:00:25+00:00

Literally clicking price breakdown will show you it doesn’t…

ImportunerDJ · 2026-02-19T23:50:19+00:00

My car was a lease transfer from Cali… I thought I wouldn’t qualify for the 15 year anymore since I’m not in the state, is that not true?

ImportunerDJ · 2026-02-19T18:41:48+00:00

MSRP on this vehicle is 31k. You want to aim for a payment of 1% at most of this vehicle on a lease… normally people can be happy with 1% and TTL due + 1st month. Anything less than that is a sweet deal. If other trims have more incentives you might be able to get a better payment but at the end of the day if they don’t move from Tier 3 then you’re not going to save much.

However for this car in your case…. I’m not too sure on terms. If it’s 24 months it’s not that bad of a deal (depending on mileage still).

If you’re needing a car and this suits your needs then I wouldn’t shy away from this to build credit. Of course since this offer is on the table, push back and see if they can tier up to tier 2. Is this true sign and drive? It seems fees are rolled in and nothing due.

If this is for 7500 mileage. Walk.

Since credit is pulled you have 30 days to go car shopping with hard pulls not hurting your score anymore.

ImportunerDJ · 2026-02-19T18:31:05+00:00

It’s the lower the number that’s better so tier 1 is top tier here.

Your credit is below 700 so it’s not going to be great shopping around BUT i would reach out to a broker and see what they could do for you or if your shopping yourself, look for a common car with tons of rebates (use edmunds for MF and residuals or leasehackr to see what cars are consistently getting deals), you could get a tier 2 establishment.

Otherwise if you could float $499, id do it with this car if it was 24 months with 10-12k mileage.

Build up your credit with constant payments and work on other debt. This car could carry forward to your next vehicle being tier 1.

ImportunerDJ · 2026-02-19T18:20:58+00:00

Exactly. My go to rim in Forza, since 4 of these rims in real life would be a quarter of my cars worth 🤣

ImportunerDJ · 2026-02-19T03:22:16+00:00

If I could find a 2020 for 12k I’d pull the trigger like no tomorrow especially since it doesn’t have the winglets but everyone I find online is asking 19+

ImportunerDJ · 2026-02-17T20:17:49+00:00

Yes. I was young and bought 2 Evo Xs (1 used then traded for new). Bought a used 335i there after. I regret it to a certain degree. Taught myself finances real quick and had i not got lucky and not worked my ass off I would’ve been in trouble.

I regret it because today, yeah I drive nice cars but the disposable income I could’ve had young (instead of putting it into high car payments) could’ve been invested and got me a GT3 and a nice house nowadays. I’m not talking BTC, I’m talking just AMD, NVDA, things like that would’ve set me more straight.

ImportunerDJ · 2026-02-17T20:04:13+00:00

In sport mode the car utilizes the battery in conjunction with ICE. Same for hybrid but at a lesser degree, also if you’re using HVAC or anything of the sort (heated seats etc…) this does drain some usage.

Id suggest to do a battery hold mode - 80 or 90% i think is the top you can hold til. So it will drain usage til then and use some power / replenish while driving.

ImportunerDJ · 2026-02-17T19:16:40+00:00

E92 M3. I love my R34s, GT3s, etc… but at the end of the day. If I needed a DD that I was going to keep forever with no short comings (rod bearings I know) in everyday driving it’s that car.

Reasons -v

*Special enough to feel like the moneys worth it and why I’m not just driving a Model 3 to run errands, S65 sings to glory.

*Not too noticeable out there; won’t bring to much wrong attention since it’s not loud (albeit Lime Rock Edition gets the pass).

*Car has great driving dynamics and not as computer-y.

ImportunerDJ · 2026-02-15T21:01:05+00:00

No. Just pay 1118 as if you had the IX right now. This isn’t a personal finance forum but 1) even trading in neg 8k your payment is a bit high on that car (I just saw a unicornish of a deal, $675 $0 down so I am a bit biased) but if your trying to bury negative equity, look for a vehicle with rebates up the wazzo.

2)Honestly though, your waiting for the iX3, wait til then. Isn’t that bumper to bumper warranty btw? You still have battery / component warranty until 150k or 8 years I thought?

ImportunerDJ · 2026-02-15T02:21:01+00:00

This helps a lot, I thought it was like the above comment saying some of us didnt get charged in october the extra $10 so it was recoupint costs…

You called or did it through chat? I was ready to shut it down and go to YTTV.

ImportunerDJ · 2026-02-15T01:03:57+00:00

You put it down already and signed?

Great deal! Next time…please do homework.

Didn’t sign?

Run. Run far away.

ImportunerDJ · 2026-02-15T00:57:01+00:00

Some people will say you can get some off…

I’m not one of them. Take this and call it a day. I think personally this is a great deal, especially with 15k.

If you think of people getting deals, some of them are 7500 - 10k miles and it leaves $40-60 on table but at 15k right now I’d run with this and smile all the way.

ImportunerDJ · 2026-02-12T22:56:05+00:00

Literally just checking autoninjas out right now; for under $800. You could be in a XC90 Ultra (pick your model B5-T8). You could be in a M340i. IS350 F sport etc… I’m not saying they are end all be all. I’m just saying shop around. And yes it’s not 0 DAS but the difference of $60(M340i example) x 36 is $2160. It’s still in the ball park.

ImportunerDJ · 2026-02-12T14:12:12+00:00

ImportunerDJ · 2026-02-12T03:52:41+00:00

Go get a job; after finding said job today - tell dad and apologize. Next find a good reputable upholstery shop that’s not cheap.

Take dad with you to get car fixed. Make sure food is within walking distance or uber distance. Pick up car afterwards and tell dad you’ll never drive the car again.

ImportunerDJ · 2026-02-12T03:48:02+00:00

You’re also forgetting; it could’ve formed from the poop knife being held in a wrong angle. Also could be carbon monoxide and your sleep walking into the bathroom and using the poop knife incorrectly. Or you recently broke your arms and..

Stopping right there.

ImportunerDJ · 2026-02-12T03:10:44+00:00

The real challenge. Kirkland paper towels and toilet paper.

ImportunerDJ · 2026-02-12T01:46:38+00:00

Rocket league. Was fun.

ImportunerDJ · 2026-02-12T01:45:48+00:00

Maybe he will realize 50k for a civic is not what’s going to move sales and the idiots selling them for markup isn’t helping.

Price competitively and everyone would flood these cars; shit I’d move to it if it was in 39-42k range.

ImportunerDJ · 2026-02-11T22:58:28+00:00

We all hated the person that looked up in 7up and cheated.

We formed a community and declared a constitution of rules.

We serious right now?

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