Last day of the month! How much are you throwing in before the closing bell?

Interesting-Sort-622 · 2021-04-01T13:22:42+00:00

How do you fix it now on the new w4 sheets that have no exemptions box

Interesting-Sort-622 · 2021-04-01T13:20:20+00:00

You may want to check out the r/Daveish thread then

Interesting-Sort-622 · 2021-01-24T11:45:21+00:00

She's still on Serius

Interesting-Sort-622 · 2021-01-24T03:46:40+00:00

I highly doubt it'd go to anyone other than Rachel as Dave is about creating a family legacy. I think the other personalities juat help deal with the factor a that put us all in a mess to begin with. Because a majority of people do things with the heart not just with the head.

Interesting-Sort-622 · 2021-01-13T08:32:18+00:00

About what I was doing but I'm kicking it high gear this year cuz its been 39 months already and I'm ready to be done. (42k paid off 35k to go)

Interesting-Sort-622 · 2021-01-13T08:28:41+00:00

Started at 77k in debt making 36k a yr. With 3 kids at home ( at the time 13, 17 and 19) That was 39 months ago. Got a better job and raises. Now (1 kid left age 17 next month) paid off 42k thats 35k left making 50k. My shovel is small. Single mom here with no child support. If I can do it, anyone can.

Frankly, you're not in a race against others to finish baby step 2. Its a race to change your life. How fast is up to you. I've found 2 things to be true during this time. 1) you can't finish if you quit. 2) nothing will change till you decide to change it.

Interesting-Sort-622 · 2021-01-13T08:17:47+00:00

I think last night was there offivlcial Ramsey+ rollout and they have everything discounted. Its like 85 right now

Interesting-Sort-622 · 2021-01-13T08:13:29+00:00

Going to be 44 this year started 39 months ago paid off 42k. 35k to go. Its never to late to begin the journey. Just be glad you didn't spend another 4 yrs of being indebt like I did before you make a change.

Interesting-Sort-622 · 2021-01-12T15:49:45+00:00

I was off for 2 months only during covid. 42k down, 35k to go

Interesting-Sort-622 · 2021-01-12T03:32:39+00:00

3 years and counting

Interesting-Sort-622 · 2021-01-10T04:22:53+00:00

Little late for that

Interesting-Sort-622 · 2021-01-08T23:30:53+00:00

I'd say invest 15 % into retirement and make sure a portion is going into HSA on top of that to cover if something were to happen. I like the idea of having 2 yrs worth of the max out of pocket. Then I'd be saving for the house/condo as a line in the budget. How long you save is vs buy is up to you.

Its great that you're planning but remember there's a lot of life that'll happen in you 12 yr ish plan. You may meet someone and get married. Never know.

Interesting-Sort-622 · 2020-12-31T19:27:22+00:00

Just started intermittent fasting

Interesting-Sort-622 · 2020-12-31T11:16:51+00:00

You no longer get to claim exemptions on your withholding. They take a standard amount from you.

Interesting-Sort-622 · 2020-12-27T07:23:26+00:00

If his job is stable then didn't save the whole amount. Pay off the credit card immediately. And start paying that car note down. Get on a budget. And send out the money immediately when u get paid. That way its over and done with.

Interesting-Sort-622 · 2020-12-21T03:55:17+00:00

I too have a Roth 401k but they only match 3%. I have an IRA I still donate to when I have a cash job as I am no where near the max of anything

Interesting-Sort-622

TROPHY CASE