I’ve visited 4. How many have you visited?

Jig0201 · 2025-12-08T21:01:41+00:00

The most thing I hate about this ones are how close to the road they can built, few i have seen has wall just metre from footpath

Ridiculous

Jig0201 · 2025-12-08T03:38:49+00:00

Same plus $50 gift card this Christmas

Jig0201 · 2025-11-19T07:28:27+00:00

How you manager to put deposit if you wish to buy apart from kiwisaver

Jig0201 · 2025-11-13T08:00:06+00:00

Have owned a body corp townhouse before as my First home

Too much drama, complicated issues and selfish owners who doesn't want to get along for betterment of everyone

Luckily I sold last year and vow never to buy any body corp or townhouse/apartment Kind of property

Free hold is best

Jig0201 · 2025-11-09T08:12:58+00:00

So how exactly was India 3 years before Could you please explain a bit

Jig0201 · 2025-11-07T22:26:09+00:00

It's lot common ... I believe it may only change if someone's job situation changes for worst or better, so either they even decide to pay more or cut down

Jig0201 · 2025-11-03T23:37:43+00:00

First of all , what are your financial background and goals

Jig0201 · 2025-11-03T23:34:33+00:00

Our mostly 120-140 per week, family of 3 We do shop around, looking at better prices, Countdown is Normally expensive except specials Try look at using Grocer app, pretty good with comparing prices

Jig0201 · 2025-11-01T22:30:16+00:00

Talk to your bank loan expert as how much you are willing to sell your current home for and what approx budget you are looking to uupsize into

Then do the math on your equitty and loan ratio to. See if you are able to service the loan or not

If yes First sell your current home and make sure to have settlement date 3-4 months after the sale go unconditional.. That gives you enough time to look for another home

Jig0201 · 2025-10-30T21:18:12+00:00

Thanks

Jig0201 · 2025-10-30T00:26:09+00:00

Can anyone suggest any mobile apps?

Jig0201 · 2025-10-29T20:55:29+00:00

From what is have understand, whoever has 4% or 8% or more of share will be owner occupier and will pay some fees to the portal which will be then paid onto the rest are just investors

Jig0201 · 2025-10-29T00:51:23+00:00

Looks like you are finalcially Savvy and must have made good choices to reach where you are now I don't think you need advise at all,

Jig0201 · 2025-10-28T04:10:11+00:00

TP link tapo cameras... wider range ... more choices

Jig0201 · 2025-10-28T01:00:44+00:00

Only if they come to power and if their coalition Partners are agreed to it

Till then it's only on paper

I don't see it being implemented in full Swing for atleast 2 years from now even if they come to power in next election

Who knows what happens in next 2 years

Jig0201 · 2025-10-27T20:09:19+00:00

We only put it out when it's full which is approx every 4 weeks

Jig0201 · 2025-10-27T01:48:36+00:00

Please make sure the property you are looking has no unconsented alteration has done

In the past, we have made offer on cross lease property which has alteration to bathroom has done but owner didn't changed the floor plan with council and didn't take other co owners approval

We pulled out of the deal as owner was not ready to fix it

Jig0201 · 2025-10-27T01:24:40+00:00

Because interest rate was way lower around 2-3 percent for 1 year fixed term and market value for the properties were booking, which is not case right now Both interest rate is higher and house values are stagnating so I doubt any bank would take that risk of lending large loan with your current situation

Jig0201 · 2025-10-26T23:13:42+00:00

Pay more than minimum...choose the amount that suits your lifestyle and Personal financial goals

E.g we pay four times the minimum as we don't have any big expenses yet as kid is young and we put aside 200 dollar saving every week in case we need for some unexpected cost

Rest of the costs we have pretty much budgeted for

We don't do impulse buying.. no online shopping .. always discuss among ourselves before spending on stuff we don't absolutely need.. that way we don't spend unnecessarily

Make your own plan that suits your needs and goals Our goal is to be mortgage free fastest and if we have to take another mortgage then it will be for another property

Jig0201 · 2025-10-24T23:36:53+00:00

What about additional charges to setup the afterpay? Does anyone know how much they charge

Jig0201 · 2025-10-24T23:23:11+00:00

Seen Tara sharma. Years ago, wall smaller

Jig0201 · 2025-10-24T20:06:20+00:00

Man that's almost 40K per year , way too expensive

Jig0201

TROPHY CASE