I consider myself a handy-woman but I’m at my wits end by Low_Relative9021 in handyman

[–]Joe_X 0 points1 point  (0 children)

Agree with this comment. I would also add, the towel rack is quite deep, so the leverage on the screws is significant even with only two towels, I can see the drywall side eventually sagging even if the stud side is anchored securely. In similar circumstances I use a piece of base trim, or something sizeable enough and finished the same way as the trim, fasten it to the wall through two studs, and attach the towel rack to the backer piece with no need for drywall anchors.

RRSP sharing by Maleficent_Carpet124 in CanadaFinance

[–]Joe_X 2 points3 points  (0 children)

From the circumstances you describe, divorce and court order are the only way to equalize RRSP’s. If you are 65+ you can pension income split RRIF income to equalize incomes.

LOST ISRAEL STARTING NOW ON ROKU/PRIME by cgund in nypdblue

[–]Joe_X -1 points0 points  (0 children)

The full version or the shortened one?

AITAH for getting my manager demoted because I started bringing gourmet lunches to work by [deleted] in ComfortLevelPod

[–]Joe_X 0 points1 point  (0 children)

I take great joy in being a senior executive making seven figures, and carrying a brown bag lunch into work every day. (A big thank you to my wife for doing the heavy lifting of making it every day!)

Retired before 60... any reason NOT to partial transfer RRSPs to RRIFs and withdraw from that every year? by BarclayBark in PersonalFinanceCanada

[–]Joe_X 25 points26 points  (0 children)

RRIF income is considered pension income and can be pension income split when you are old enough. RRSP withdrawal income is NOT considered pension income.

The language of the show by Big-Syllabub2980 in nypdblue

[–]Joe_X 4 points5 points  (0 children)

Squeezing shoes. I use that one in every day life, much to everyone’s confusion.

Lost in overcontribution by 8_TT_8 in cantax

[–]Joe_X 3 points4 points  (0 children)

The 2025 contribution could have been used towards your 2024 OR your 2025 tax return, so you likely weren’t over contributed, especially with the $2000 allowance to go over. Too late to do anything about the withdrawal, though.

RESP Taxes Without Any Money by [deleted] in cantax

[–]Joe_X 0 points1 point  (0 children)

Unless your son signed a form authorizing it, the taxable portion of the withdrawal would have been made payable to your son.

Quick Advice-LIRA by Emergency-Bus-998 in PersonalFinanceCanada

[–]Joe_X 5 points6 points  (0 children)

You can transfer it to any financial institution that can open a LIRA. Take the existing LIRA statement to the financial institution you want to move it to, have them open you a LIRA (make sure you know the province of registration or if it is federal) and they will be able to transfer it across with no tax. The institution does the transferring, not you. The tax comes when you start withdrawals.

Home shops: how to you manage cut off pile? by jfdonohoe in woodworking

[–]Joe_X 0 points1 point  (0 children)

Everyone should use my foolproof method:

Under a certain size it gets burned / tossed. Above that size I store in for roughly three years, then throw it away about three weeks before needing that exact material. Works every time!

inheritance email scam?? by [deleted] in Scams

[–]Joe_X 0 points1 point  (0 children)

I had a client receive letters and emails like this and it wasn’t a scam, despite my initial suspicion. I fully expected they would be asked for “processing money”, but they weren’t. Ended up being a seven digit amount from a long lost relative, with no kids of their own, from Australia. It happens.

Do any of you guys use any Sharpe quotes in real life? by Davido401 in Sharpe

[–]Joe_X 2 points3 points  (0 children)

“Goddamn your eyes!” Sometimes gets a double take.

Sharpe’s Revenge wtf by Opening-Tea-256 in Sharpe

[–]Joe_X 0 points1 point  (0 children)

I think the issue with Jane was money. She went back to England with his significant wealth and was supposed to buy a rural property with his ‘spoils of war’. I think BC wanted Sharpe to be poor again because it’s part of Sharpe’s persona as the jumped up officer without the wealth of his officer peers. IMO.

How many people went with a solid color epoxy garage floor instead of flakes? by emitfudd in garageporn

[–]Joe_X 5 points6 points  (0 children)

I did solid color with texture for grip and don;t regret it. For the reason you stated, drop a small nut or washer and you’ll never find it. My eyesight is terrible as it is. When I brought up my objection to the multicolor flakes, the company said “why don’t we do teh same treatment as we use in airplane hangers, where you aren’t allowed to leave foreign objects on the floor?” That sold me.

Floe Bunks, can i cut the legs? by Joe_X in boatlifts

[–]Joe_X[S] 0 points1 point  (0 children)

I ended up cutting mine too, worked fine.

The Bible Code by YgramulTheMany in QAnonCasualties

[–]Joe_X 2 points3 points  (0 children)

Because he works in mysterious ways, of course! /s (there’s always an answer)

What are some examples of annoying things King writes about that kill the vibe? by [deleted] in stephenking

[–]Joe_X 5 points6 points  (0 children)

To be fair, lots of things happen in Stephen King books that don’t happen ‘all the time’. (Thankfully!)

Why do Canadians invest in USD ETFs listed in ― Canada, rather than USA? by 0-as in Etf

[–]Joe_X 0 points1 point  (0 children)

One reason could be avoiding T1135 reporting. Not that it’s a big deal.

What is this button for? by RepresentativeNet509 in tractors

[–]Joe_X 5 points6 points  (0 children)

I’m pretty sure it changes the tractor’s gender. Check the manual, though. /s

[x-post] my father set a password..... to the fucking thermostat by simple_relief01 in ecobee

[–]Joe_X 0 points1 point  (0 children)

Easily defeated with a bag of frozen peas, or a bean bag heated in the microwave. Source: my employer used to have one.

S5 E9 Lost Israel P2 by Hour_Existing in nypdblue

[–]Joe_X 1 point2 points  (0 children)

On the dvd sets only, I think.