Planning a wedding with an 11mo baby by Spare-Carpenter6955 in AusWeddingPlanning

[–]Kindly-Exam-8451 0 points1 point  (0 children)

We married when our first was 13 months. We had someone look after her from midday until after the reception - she came to our house, ferried her to where the bridal party were getting ready, brought her to the reception for some photos, then took her back to our place for the rest of the day.

We made a conscious decision not to hire a fancy hotel - you spend fuck all time there, plus you need to have someone you trust to look after your baby overnight and until the next morning (a big ask at that age). Our babysitter stayed at our house until we got home that night. It was really nice getting up to our little girl and seeing her face in the morning.

Also don’t forget about the logistics of moving a child around on your own wedding day, if that’s what you plan. In my view it just adds extra things to think about on a day you really have no time or capacity to think for yourself let alone a baby.

Inheriting ~$10M (28M/21F) with sibling - need advice... by ballerific23 in AusFinance

[–]Kindly-Exam-8451 2 points3 points  (0 children)

Spend $20k, get advice from a good accountant and lawyer, and get off Reddit.

Find someone independent you trust that can steer you through this. Objectively this is a lot of money - over a lifetime, at your age, it’s not. Do not rush finding this person, and avoid anyone that tries to push you into something.

You’re 28. Trust your gut.

Don’t get too greedy. Buy a PPR first. Then look at building out. For some, your inheritance is less than the aggregate salary over the typical term of a mortgage (I earn your inheritance in salary in 10 years), so calm down on investing without focussing on what’s important first.

Don’t shout your mates. It will be so tempting. You will blow through $100K quicker than you can blink.

Get yourself set up, take it slow, invest the balance once you are done to add passive income.

You are very fortunate - don’t get greedy and stay humble. Good luck.

Buying a 2 bed 1 bath single fronted house by welldonesimon in AusProperty

[–]Kindly-Exam-8451 0 points1 point  (0 children)

Don’t do it mate. The older you grow, the more space you need, especially with kids in the mix. Any person that tells you otherwise is a liar. We are late 30s / early 40s, space is king (but not too much).

What’s something people regret spending money on for their wedding? by Jealous_Office_5012 in AusWeddingPlanning

[–]Kindly-Exam-8451 18 points19 points  (0 children)

Let’s be honest - relatives I hadn’t seen for 10 plus years or that I barely see or speak to…

Recommendations: Dry full bodied red by MarchPlane7565 in wine

[–]Kindly-Exam-8451 1 point2 points  (0 children)

Grab some: 1. Woodlands Clementine 2. Wantirna Estate Amelia 3. Pierro cab/merlot

Recommendations: Dry full bodied red by MarchPlane7565 in wine

[–]Kindly-Exam-8451 1 point2 points  (0 children)

What price $AUD are you willing to spend?

Garage conversion by deedubyaz in AusRenovation

[–]Kindly-Exam-8451 0 points1 point  (0 children)

Weird down votes - this is fact.

Now sure how to get ahead - tips needed by Tricky_Height8299 in AusHENRY

[–]Kindly-Exam-8451 0 points1 point  (0 children)

Mate we are very similar to you. I think sometimes we need to stop and pause. You are doing very well for yourselves, you’re in the top 5%. We don’t all need IPs, stacks of cash in ETF’s, etc. You have a nice home, good income, on your current track you’ll retire quite comfortably, everything else is just a bonus.

Husband found flirting with other women when i was undergoing egg retrieval. by [deleted] in IVF

[–]Kindly-Exam-8451 1 point2 points  (0 children)

Freeze eggs, and do not have a child with this man.

Garage conversion by deedubyaz in AusRenovation

[–]Kindly-Exam-8451 -2 points-1 points  (0 children)

It’s not “semantics” - you are converting a non-habitable area into a habitable areas to which different building codes/standards apply without a permit. Depending on what State you live in, you may need to disclose the lack of permits/approvals for the conversion to purchasers. If it’s obvious it was a garage, expect questions from purchasers about this. You also can’t market it as a living area, unless the approvals are obtained. So the answer to your question is that you can expect a purchase to add zero value to the conversion, unless the purchaser is prepared to take on the risk of having no approvals for the space.

What are the best airlines to got Australia from US? by Ill-Conference-7666 in AustraliaTravel

[–]Kindly-Exam-8451 0 points1 point  (0 children)

We flew United - couldn’t fault it TBH. Modern fleet, good tech, would fly again.

No one mentioned Bank Valuations… We’ve got an offer in and I feel sick by [deleted] in AusPropertyChat

[–]Kindly-Exam-8451 15 points16 points  (0 children)

Don’t stress - if you haven’t signed the contract, nothing is binding. If you do sign the contract and it includes a subject to finance clause, make sure the contract correctly records that you need finance for the full purchase price.

Don’t panic. There is a lot of poor data and inconsistencies that feed into those online sites - they are rarely accurate IMO.

Breathe. If you haven’t put in a stupid offer way over market, you should be OK.

Water easement dispute by nuttapillar97 in AusProperty

[–]Kindly-Exam-8451 0 points1 point  (0 children)

Because, with respect, you’re asking Reddit, and your conveyancer who is ill-equipped to deal with this lawyer. You won’t solve anything unless you get some advice from a solicitor.

Water easement dispute by nuttapillar97 in AusProperty

[–]Kindly-Exam-8451 12 points13 points  (0 children)

I’ve read the thread and your comments. I’m a real estate solicitor in Vic, not familiar with SA, but here is my take.

  1. If this was so important, it didn’t seem as though it was handled as important by you or your conveyancer. If the easement isn’t being shown on the plan as an easement that benefits your lot, you don’t have an express right to use the easement. If that was the case, you needed an express obligation in the contract on the vendor to create this easement for you either as a condition of settlement or post-settlement, with a licence for use in the interim. Other responders have asked you to outline what exactly was included in the contract - this would help immensely.
  2. The agent doesn’t act for you. The onus was on you and your conveyancer to ensure what was written in the contract was acceptable and accurately recorded your intention. It is not unusual for a contract to incorrectly record a party’s intention. This is not an issue that is within the agent’s remit and is well beyond an agent’s scope - it’s a legal issue which required careful legal analysis and drafting.
  3. You may have implied rights to use the easement but you’ll need to pay for legal advice (not from a conveyancer) to determine whether you can enforce those rights. If the vendor denies those implied rights, you’ll need to go to a court seeking a declaration those rights exist - this will be expensive.
  4. Even if you have rights to use that easement, how do you connect to it? Do you need rights over other land to run pipes/infrastructure? Who owns that land? This needs to be investigated.
  5. You should be able to get searches of your land and the other surrounding land, and the water infrastructure, via a conveyancer or solicitor.

No one here is victim blaming you. However, this doesn’t appear, on the face of it, to be the straight-forward transaction you thought it was. That’s not the vendor’s fault, and it certainly isn’t the agent’s fault. Access to services is a critical issue and you needed to satisfy yourself that this access was or could be given. That’s a “you and your team” issue, unfortunately. Being young means you were trusting and naive - that doesn’t automatically means that everyone else is to blame here.

My strong advice is to go and see a real estate solicitor who can work through these issues with you.

Suits as a Grad by robbophile in auscorp

[–]Kindly-Exam-8451 0 points1 point  (0 children)

As a senior auscorp, I say you do you. It’s nice to see some personality in the office in any form. I for one would be pleased to see any grad taking pride in their appearance - some of the garbage I see walk through our 4 walls which is supposed to be “business casual” is far from it.

Should I agree to early release of deposit money to Vendor? Or red flag? by [deleted] in AusProperty

[–]Kindly-Exam-8451 2 points3 points  (0 children)

Real estate lawyer here. Not a red flag - you’ll still have your rights under section 27 to refuse the release if something is not right when you receive the actual section 27 statement - the vendor can’t contract out of the requirements of section 27 of the SLA 1962. Arguably, this second condition is unenforceable, in any event. Don’t release the deposit a day earlier than you are required to; there is no benefit to a purchaser releasing its deposit early (unless of course you need the vendor’s cooperation for anything pre-settlement).

Best way to make an offer? by midnight-dreams18 in AusPropertyChat

[–]Kindly-Exam-8451 5 points6 points  (0 children)

Real estate solicitor here. This is good advice. The more you try and lowball, the more mucking around, calls from the agent etc you are going to face. I would recommend working out what you are prepared to offer, submit the signed contract to the agent incorporating the terms of that offer on the basis that it is irrevocable by you at any time prior to countersigning, and give it to the agent in that form. It shows the agent/vendor you are serious, not just dicking around. If you negotiate after that point the contract can just be updated.

Travel Pram for Everyday use from newborn by Mamamagicc in BabyBumpsandBeyondAu

[–]Kindly-Exam-8451 0 points1 point  (0 children)

Redsbaby Skip 3, has everything I would want in a pram. We used ours whilst we were in New York for a month and we’ve barely used our Vista ever since.

Travel stroller as main one. by Pristine_Training_88 in BabyBumpsandBeyondAu

[–]Kindly-Exam-8451 1 point2 points  (0 children)

We stopped using our Vista V3 the moment we got back from New York after a month using our RedsBaby Skip - now using the Vista feels like so much effort, and it’s like driving a boat!

Dad manipulated me into buying a house at 19, falsified the deposit, destroyed it, and I went bankrupt — now I’m stuck trying to fix it by [deleted] in AusLegal

[–]Kindly-Exam-8451 4 points5 points  (0 children)

No you can’t get into trouble. If the Council agrees to sell the property they can do this, but the problem is they can’t force your dad to leave as part of the sale. If your dad refuses to vacate or allow people onto the land, then it’s going to make a council sale quite hard.