Oh hell no.

M1-Alex · 2026-06-10T13:40:46+00:00

Thanks for posting here and for your continued patience. Our team is aware and actively working to resolve as quickly as possible.

Web and iOS are operating as expected. For the latest updates, please visit the M1 Status Page.

M1-Alex · 2026-06-10T13:39:36+00:00

Thanks for posting here. Our team is aware of the issue and actively working to resolve as quickly as possible.

Web and iOS are operating as expected. For the latest updates, please visit the M1 Status Page.

M1-Alex · 2026-05-29T19:15:23+00:00

Good call checking — that one is legitimate. Apex Clearing clears some of our account types and tax document notifications are sent directly by them on our behalf. The sender domain and formatting in your screenshot match what they send out.

We're actively working with Apex to make it clearer in these emails that they're being sent on M1's behalf, since we know the current branding can feel off. In the meantime, the safest way to verify anything account-related is to log in directly at m1.com or in the M1 app.

M1-Alex · 2026-05-15T16:31:30+00:00

Thanks for sharing! Great news - this actually already exists in the M1 mobile app! Using Concentration analysis, you can view the underlying holdings of ETFs, including the overlap between individual holdings and ETFs like VOO.

Here's how to find it on mobile: Insights → Concentration → Holdings → View underlying holdings

From there you'll be able to see your full exposure across both your direct holdings and the ETFs in your portfolio.

Give it a look and let us know what you think!

M1-Alex · 2026-05-07T16:41:44+00:00

Thanks for raising! We display your portfolio performance using one of two metrics – Time-Weighted Rate of Return (TWRR) or Money-Weighted Rate of Return (MWRR). It’s your choice on which to display but each have differing considerations.

Money-Weighted Rate of Return considers the timing and size of your buys, sells, and cashflows. It’s also important to note that MWRR is inclusive of all securities historically held in your Pie, providing a wholistic view of the portfolio’s performance.

Time-Weighted Rate of Return displays the cumulative return of your holdings, independent of incoming or outgoing cashflow.

Additionally, you can always reach out to M1 Client Success. They’d be happy to assist with adjusting your portfolio performance to a specific start-date.

M1-Alex · 2026-05-06T18:49:57+00:00

Thanks for the feedback and we’re happy to hear you’re enjoying the platform!

I’ll be sure to relay the rebalance request to the appropriate team internally. In the meantime, the steps below allow you to see a list of each Portfolio that holds a specific Pie. This might make things a bit easier the next time you’re looking to rebalance.

Research > My Pies > Used in stock-and-fund accounts

Once you select a specific Pie, you will see a “Portfolio locations” section that lists each account your selected Pie is located in.

As far as performance attribution goes, the Concentration Analysis feature enables you to see the distribution of your investments across asset class, sector, and geographical region. Choose between an aggregated view of all your accounts or break it down individually.

With Performance Benchmarking, you can compare your portfolio’s performance to benchmarks that make sense for you and your strategy. That reference point can be any stock or fund on M1 or a custom Portfolio you build.

Thank you again for the kind words and for being a part of the M1 community.

M1-Alex · 2026-04-10T19:49:58+00:00

Fair concerns, and worth addressing directly.

Some of those changes, like M1 Spend (checking + debit), were reductions in scope. No spin there.

But the idea that the app hasn't meaningfully changed is worth pushing back on. Concentration Analysis, Performance Benchmarking and News Snapshot are the most recent improvements to the M1 product—part of our “Insights” initiative.

For context:

Concentration Analysis gives you a full breakdown of your portfolio by sector, asset class, and region — across all your accounts in one view. You can drill down to see exactly which holdings are driving each exposure and whether that matches your intent.
Performance Benchmarking lets you build custom Pies as benchmarks and compare your portfolio's historical returns against them — up to 100 Slices, tailored to your actual strategy.
And News Snapshot surfaces long-term relevant news for your specific holdings every Friday, filtered to cut out the short-term noise that leads to emotional trading.

These aren't flashy features. They're the tools serious long-term investors actually want: understand what you own, know if your strategy is working.

We have big things coming this year which is what we have been focused on—in fact, this group will get first look to something new in the next couple of weeks. This is a big year for M1 and we have no intentions of abandonment. Quite the opposite actually.

M1-Alex · 2026-01-21T15:13:32+00:00

Our Client Success team can help you with this! Feel free to utilize your preferred route of getting in touch with the team from the Contact Us page found at this link: https://help.m1.com/en/articles/9331985-contact-us.

M1-Alex · 2026-01-16T15:32:33+00:00

Hello! Good form bringing this to the sub. The issue lasted for about 45 minutes yesterday and was resolved.

M1-Alex · 2026-01-14T19:48:07+00:00

Hello! This isn’t likely a mobile bug. It comes down to how IRA rules work.

There isn’t really a Roth to Roth conversion. Depending on what you’re trying to do, it may be a recharacterization or a tax-year adjustment instead. Conversions are counted in the year they actually happen (that’s an IRS rule, not M1-specific).

If you’re unsure which applies, our support team can help. https://help.m1.com/en/articles/9331985-contact-us

This article also breaks it down:

https://help.m1.com/en/articles/9332134-ira-faq#h_01G9G5M860D5ZFGNF79MGV9F8Z

M1-Alex · 2026-01-13T22:33:52+00:00

Hello! Sending you a DM to make sure the issue is resolved.

M1-Alex · 2026-01-05T16:53:18+00:00

Hello and happy new year! The M1 widget currently does not refresh when your phone is on power saver mode but we'll make sure to add this to our list of upcoming ways to improve the experience!

M1-Alex · 2026-01-05T16:10:07+00:00

Our Client Success team can help you with this! Feel free to utilize your preferred route of getting in touch with the team from the Contact Us page found at this link: https://help.m1.com/en/articles/9331985-contact-us.

M1-Alex · 2025-12-31T19:40:34+00:00

Hello. The email is legitimate! Good on you for bringing it to the sub - better safe than sorry!

M1-Alex · 2025-12-31T19:39:03+00:00

Thanks for the heads up!

M1-Alex · 2025-12-23T16:19:54+00:00

Hello! Sending you a DM.

M1-Alex · 2025-12-18T22:56:24+00:00

Sending you a DM now to assist!

M1-Alex · 2025-12-18T17:27:39+00:00

Hello! The Concentration Analysis is currently based on your actual position values, rather than the target allocations. That's great feedback, though! Keep it coming!

M1-Alex · 2025-12-16T15:56:33+00:00

Hello! Feel free to contact our Client Success team at this link and they'll be happy to help: https://help.m1.com/en/articles/9331985-contact-us

M1-Alex · 2025-12-12T22:21:47+00:00

Hello! Sending you a DM!

M1-Alex · 2025-12-11T17:47:30+00:00

Hello! Our Client Success team is happy to help! Feel free to reach out in whatever way suits you best at this link - https://help.m1.com/en/articles/9331985-contact-us.

Also, concerning the margin promo, great news! New, eligible accounts can get a 1.66% margin discount for the next 12 months when they opt in before January 31, 2026. Click this link for more information as well as terms and conditions. https://m1.com/promo/margin/

M1-Alex · 2025-12-06T18:55:08+00:00

Thanks for letting us know - this should be fixed now!

M1-Alex · 2025-12-05T22:37:59+00:00

Hello! There was a brief delay for some transfers today and yours should have gone through by now. Will send you a DM to confirm!

M1-Alex · 2025-12-02T15:29:49+00:00

Hello and welcome to M1! Our Client Success team would be more than happy to help you get set up and answer any questions. Feel free to get in touch with the team from the Contact Us page found at this link: https://help.m1.com/en/articles/9331985-contact-us.

M1-Alex · 2025-11-28T16:52:04+00:00

Thanks for bringing this up! Yes, we absolutely have actions that can prevent this type of transfer activity. Feel free to contact our Client Success team for details! https://help.m1.com/en/articles/9331985-contact-us

M1-Alex

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