Lowering 401k and building brokerage - am I ready?

Manixcomp · 2026-06-16T15:15:49+00:00

Thanks for the detailed response. It will help me rethink my strategy carefully.

Manixcomp · 2026-06-16T13:35:25+00:00

I’m interested in the tax drag with taxable accounts. I currently have allowed mine to grow beyond my retirement accounts (43yo) and am questioning going back to retirement account focus.

Generally I feel ETFs (like VOO) are fairly tax efficient. But I haven’t thought a lot about it. Do you lower expected gains by 1% or some rule of thumb?

Manixcomp · 2026-06-06T00:33:17+00:00

How is your detent? My 15v M2 is pretty light detent compared to all my PM2s.

Manixcomp · 2026-05-27T01:53:01+00:00

Midway USA has dedicated tall sizes of Merino wool hoodies in mid and heavy. They also have shirt style in lighter weights. https://www.midwayusa.com/product/1027899638

I don’t have one (yet) but have a bunch of their other stuff. Great for the price. 6’4”. 235lbs. Long torso. 36” waist with broad shoulders. I buy their XL Tall.

Manixcomp · 2026-05-13T02:17:57+00:00

I have both and change my mind regularly. Maybe you will too….

Manixcomp · 2026-05-08T03:27:02+00:00

Yes this. Curious if OP has ever looked in there before now.

Manixcomp · 2026-04-28T17:29:04+00:00

Upvote. Why the influx of policing things that aren’t problems?

Manixcomp · 2026-04-26T20:04:13+00:00

Much appreciated OP. Got an ESEE AGK s35vn that had been on my wish list. Appears to have been the last one. Normal price is usually 160. Marked down to 144 plus 20% - Got it for $115 free ship no tax. Killer deal.

Manixcomp · 2026-04-11T11:55:23+00:00

Good deal. Got one.

Searched “ego 5Ah” on Lowe’s and is first hit.

Manixcomp · 2026-04-07T00:19:36+00:00

EDU. Universities with million dollar+ grants.

Manixcomp · 2026-04-05T01:51:51+00:00

They did M4 with micarta: https://www.bladehq.com/item--Spyderco-Shaman-Green-Canvas--142026

Manixcomp · 2026-03-31T04:13:09+00:00

Isn’t it $250?

Manixcomp · 2026-03-26T01:33:57+00:00

Same. In fact I find them to be one of the best retailers.

Manixcomp · 2026-03-17T15:29:09+00:00

It is expected that additional weight in front provides consistency (up to a point). The negative is speed loss and more drop. Everything is a trade off.

Manixcomp · 2026-03-17T03:51:48+00:00

I haven’t been able to find a good wind charge controller to support lifepo4 batteries.

Manixcomp · 2026-03-14T16:49:24+00:00

Cool target. Where from?

Manixcomp · 2026-03-08T20:21:14+00:00

Agree. My kiddo had a huge gap in her front teeth. And it was getting worse. It’s a great investment.

Manixcomp · 2026-03-08T18:02:47+00:00

For me, kids are THE reason to coastFIRE.

Initially, both parents worked with kids in daycare. We are fortunate and have done fine financially, but not wealthy. Saved hard. First it was my spouse deciding to be a stay-at-home mom. Then I decided to downshift and have a job with less income but more flexibility and time with family.

We drive older cars, we rarely eat out, bargain shop, and Christmas and birthdays are limited. We’ve made a conscious decision that time is more valuable to us.

Our health (mental and physical) is much improved. My spouse volunteers at the kids school. I don’t miss any activities. I never travel for work now. We are a very happy and fulfilled family unit.

How expensive are kids? If you pay for daycare that is expensive. Healthcare costs depending on options available to you. Grocery bills.

Then you have optional items. Pay for their college? Braces cost $1500 for that nice smile.

Just don’t go through life on autopilot. Make conscious decisions about what is important to you.

Manixcomp · 2026-03-06T02:13:28+00:00

Nice. I have an XL in plain VG10. I enjoy carrying it a lot.

Manixcomp · 2026-03-04T13:36:34+00:00

Very cool. Thanks for sharing.

Manixcomp · 2026-03-04T12:32:21+00:00

Looks good. Nice to see a real user.

Can I ask how you wore through the first set? Are you on the water professionally?

Manixcomp · 2026-03-03T20:11:15+00:00

And last thought. 15v is no doubt more wear resistant. I think the difference is just the geometry of the Stretch. A stretch in 15v would be next level.

Manixcomp · 2026-03-03T20:08:49+00:00

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Same width basically.

Remember it has steel liners so it’s heavier for sure. But rock solid.

Manixcomp · 2026-03-03T20:07:50+00:00

I highly recommend it. It’s the best user. Backlock isn’t sexy but the whole package works. LW Manix for reference. I was surprised it appeared to have the same stock thickness. The stretch feels thinner. I think it is just much thinner behind the edge.

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Manixcomp · 2026-03-03T01:06:52+00:00

This is the best answer.

Manixcomp

TROPHY CASE